Collecting My Thoughts

The latest non-crime and ridiculous "award" of nearly half a million (paid out to whom since there was no victim and no crime?) fo...

What would the media do without a constant stream of crises? Home buyers are getting older! Sure, we were first time buyers at 22 with a bab...

I heard on the news today that the median age for a first time home buyer is 33. I was 22 when we bought our first home (a duplex in Champai...

http://www.hsh.com/finance/mortgage/salary-home-buying-25-cities.html#cleveland In Pittsburgh home buyers would need an annual income of $...

The Community Reinvestment Act of 1977 (CRA) evolved to the mess that gave us lower standards for mortgages and the meltdown of 2007. Now ...

"Since the housing market began to turn in 2007, Washington has tried to keep prices from falling with every policy gimmick known to po...

When will Congress call Fannie and Fred in for the hot seat tongue lashing?. Never. Both parties are to blame. Better to go after "big...

These guys want to strengthen the Carter era legislation of Community Reinvestment Act (CRA) which helped create our current recession and e...

Haven't we been this route before? Didn't it lead to the bubble bursting in 2008? Did you know you can still get 100% financing, no...

Nobody caught on--not Greenspan, Bush, or Frank. And Barney Frank is still pushing more home ownership--without standards. But Bush will co...

Obama loves a straw man, doesn't he? If it's not fat cat CEOs, it's banks, it's lobbyists, or Americans who haven't hea...

Sometimes older is not wiser. It seems that Pedro Garcia, a retired corrections officer, refinanced the home he bought for $23,000 40 years...

Isn't that just so sweet. James R. Hagerty wrote , Bank of America, "a corporate partner of ACORN" is going to end its relatio...

Was it just two years ago we woke up to the damage the sub-prime loans and putting people into mortgage products they couldn't possibly ...

What really caused the mortgage meltdown? Zero money down, not subprime loans, led to the mortgage meltdown says Stan Liebowitz in today...

Isn't this how we got in this housing mess? State of Florida helps single mom with child purchase home with stimulus money. Neighborhood...

More of what got us to our financial meltdown in housing Have you noticed that the GSEs Fannie and Freddie are front and center of the stimu...

Where was the investigative reporting three years ago? The Wall Street Journal top notch investigative reporters, who could find every flaw...

Foreclosure counseling Yesterday I was listening to 700 am in Cincinnati and heard an ad for Hope Now Alliance which was all warm and fuzzy ...

Bailing with a hole in the bucket Guest blogger Murray says: I know that you know it is not too comforting knowing that the same people who ...