Collecting My Thoughts

Have you seen those PennySaver USA sponsored ads? The last one I saw was "irresponsible spending seniors do." They are click bait-...

We may not be in a position to do #6 (gift up to $30,000 to an individual if married), but we all need to do #10, organize our records for 2...

Americans working in managerial or professional occupations boast an average net worth of $1.06 million and that's much more than rough...

Nine years ago the  Wall Street Journal published a series—the widening gap between the rich and the poor—and this was before the recession ...

The problem with Obama's desire to raise taxes is it is a job killer and a way to punish the successful--the dream of all socialists/mar...

This one surprised me. Not that a 22 year old could live on less than $30,000 in NYC, but that she could also save $5,000, contribute to a ...

With three events cancelled this week, we're still slogging through my husband's annual holiday cold, or so it seems. My colds usual...

That's a big topic in the media today--but it was four years ago too when unemployment was 4.5%, and in the 1990s, and the 1980s during ...

Stop waiting for the President to do something. Stop applying for phony "shovel ready" stimulus money (as of yesterday less than 1...

Brand Loyalty Yes, we are a consumer society--authors published mega-hits writing about how we shouldn't buy so much because it was rott...

Friday Family Photo--1975 "Unfortunately, we need a recession," writes Jim Manzi , noting that we can't borrow our way out of ...

Where did the money go? The drop in gasoline prices since summer has amounted to about $2,000 per household in spendable income. That's...

Really bad advice for saving on food The Extension Office at the University of Illinois has a special web page on financial advice , which i...

Worst advice I've ever heard Last Thursday my husband called me into the family room to check out the Dr. Phil show. We sat there in s...

A second income? Think again If Mr. Obama wants to raise your taxes, but still encourage marriage, the greatest non-government, anti-poverty...

Even the media people need to keep their jobs An interesting story appeared on three national news programs Monday and Tuesday: amid all t...

4950 Debt Soaked Economic Slump is the phrase used in the WSJ article today about debt management groups, from 12 step programs to websites...