Worst advice I've ever heard

Last Thursday my husband called me into the family room to check out the Dr. Phil show. We sat there in stunned disbelief as we heard absolutely the worst advice on finances anyone could possibly be promoting. In fact, if his TV audience actually did what he said, I'm sure we would have been in a total financial meltdown by Saturday! I'm sure Phil and his friend Oprah and Rachel all have enough to get by, but there are a few retail clerks, waitresses, builders, truck drivers, etc. who need to stay in business. I'm surprised he didn't cause a run on banks and a new purpose for mattresses.