Here’s a myth that helped create our housing crisis

“Homeport Programs at Columbus Housing Partnership is a private, nonprofit organization founded in the belief that a decent and affordable home is the cornerstone of family life and a healthy community.”

1) When you see the word HOUSING linked with NONPROFIT, it means government grants fund it, or the government provides tax incentives to foundations, churches or private companies like Nationwide or Huntington to help fund it.

2) PARTNERSHIP means that rather than private developers bringing their skills and resources to the neighborhood, they are encouraged to “invest” in a corporation offering tax credits where the money will first be used by the CHP to pay its staff and office expenses before it selects the builders and unions that will “redevelop” poor neighborhoods, most of whom will be making political donations to the Democratic party or the Mayor or city councilmen.

3) The mortgage industry and the construction trades may be private non-governmental businesses, but they are the biggest beneficiaries of the government's experiment of putting low-income families in mortgages they can‘t possibly afford, rather than rental property they can afford until they can develop home ownership and budgeting skills, can learn a few home repairs, or save enough for a down payment and all the expenses that go along with ownership.

4) DECENT doesn’t mean cheap. Home Again, a Columbus rehabbing project of $25,000,000, in one year (2006) did 96 roof repairs costing nearly $1,500,000. That’s nearly $14,000 a piece in crumbling neighborhoods of small houses 70-80 years old with poor streets, utilities and public schools. After Hurricane Ike a damaged church in affluent Upper Arlington with a huge roof had it replaced (not repaired) for $5,200.

5) AFFORDABLE in government housing speak means money has been transferred from tax-payer abc to entitlement receiver xyz, but many in that chain are not poor--they are staffers in government backed programs and agencies (like HUD, USDA, HDAP, OHFA COHHIO) earning good salaries, with excellent benefits and job security, which is why the programs must be continuously expanded.

6) FAMILY LIFE may be a single mom with several children. Does she really need a mortgage to add to the burdens the government has already imposed on her and the children? Like limits on her income or savings if she is to qualify for health care or nutrition supplements. The housing money would be better spent on job training and moving the children to charter schools, or a small private van service to get her to a good supermarket outside her unsafe neighborhood (but with repaired roofs).

Dear Reader, do you think the households of Andrew Weiner or Arnold Schwarzenegger are “healthy?” What about their “communities” that are circling the wagons defending them?

A house is shelter. Period. It should not be turned into a government experiment in economics, morality or education, nor an evangelization vehicle for churches.