Sunday, April 30, 2023

Money saving for Seniors

Have you seen those PennySaver USA sponsored ads? The last one I saw was "irresponsible spending seniors do." They are click bait--they are hawking spending, not saving. But money saving really depends on your quintile. Until Covid, we had a regular Friday night date to eat out. We got out of that habit, and now it's more like 2 or 3 times a month, and we don't really miss it. We never were big spenders, enjoying the time with friends or each other. But let's say with tip the bill was $60, so cut that out of your monthly expenses x2 and it adds up. Going back to the house for dessert with friends after dinner, really saves you some cash. Someone in the 5% group might give up a vacation to Europe to save money. Joe has been a disaster for our grocery and gas bills--what have you done to cut back, if anything?

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