What exactly is "woke"

"When we “wake up” to the belief that everything is about the conflict of the oppressed versus the oppressor, and after we deconstruct our own inherited oppressive thinking and set out on a mission to dismantle everything in our inherently oppressive world view, then we are considered members of an elite class known as the “woke.” Everyone else, of course, is asleep."

https://edify.us/video/responding-to-a-world-gone-woke/

A lot of people using the word "woke," admit they have no idea what it means. Watch this and be informed.

Oppressed and the oppressor.  Sound familiar?  Sound like Marx? 

Deconstructing Critical Theory: Oppressed and Oppressor (holisticapologetics.com)

Woke capitalism is a sign of things to come | American Enterprise Institute - AEI

I think the TV advertising from Gillette a few years ago to Coca Cola insulting white consumers without addressing obesity and diabetes has really become ridiculous.  Now in 2021, 95% of the actors in TV commercials are black, and they appear to be wealthy, entitled, and just as addle brained as the white consumers of the 1990s. They tell a story the opposite of an oppressed minority marching for justice and reparations.  The corporations are reaching for the young, and they like to see themselves as "woke." 

"The U.S. industries most obsequious to Chinese audiences present themselves as socially, culturally, and economically progressive at home. The National Basketball Association, Hollywood, Silicon Valley, and major financial institutions are exemplars of the “woke capitalism” that has transformed the business landscape in recent years. GM cannot meet the demands of 48,000 striking workers, but it wants you to know that it supports wind power and gender equity. GE suspended pension benefits, but remains a signatory to the U.N. Global Compact, is a highly rated workplace according to the Human Rights Campaign, and received a State Department award for “inclusive hiring in Saudi Arabia.” (from the AEI article above)

How the Census over counts poverty

Are you surprised if our borders are flooded with illegals who ignore our laws? They know the Democrats will protect them, pay for college, let them vote, not require citizenship, and even supply pro-bono lawyers for crimes, and it must look like the streets are paved with gold for the poor.

In the United States, in 2015, there were 43.1 million people the Census said were living in poverty (a very misleading figure).

Poor households routinely report spending $2.40 for every $1 of income the Census says they have. (Some figures are from 2009 even though article is 2016) https://www.dailysignal.com/2016/09/13/15-facts-about-poverty-in-us-government-buries/

"The average poor American lives in a house or apartment that is in good repair and has more living space than the average nonpoor person in France, Germany, or England.

Eighty-five percent of poor households have air conditioning.

Nearly three-fourths of poor households have a car or truck, and 31 percent have two or more cars or trucks.

Nearly two-thirds of poor households have cable or satellite TV.

Half have a personal computer; 43 percent have internet access.

Two-thirds have at least one DVD player.

More than half of poor families with children have a video game system, such as an Xbox or PlayStation.

One-third have a wide-screen plasma or LCD TV." . . .

"In 2014, government spent over $1 trillion on means-tested welfare for poor and low income people. (This figure does not include Social Security or Medicare.) Welfare spending on cash, food, and housing was $342 billion.

The cash, food, and housing spending alone was 150 percent of the amount needed to eliminate all poverty in the U.S. But the Census ignored more than four-fifths of these benefits for purposes of measuring poverty. Effectively, the Census counts poverty in the U.S. by ignoring almost the entire welfare state."

Can a young couple live on one income?

Some young'ns think a couple needs two incomes to survive these days. Not true. You just have to rein in the gottahaves to the essentials. In the old days of the 1970s, we didn't have cable contracts, phone contracts, eating out several times a week, computers to play with, 2 or 3 cars, homes where everything matched or it got replaced (we even got by with laminate counter tops), TV in every room, college debts, credit card debt, very few people I knew were paying support for another family in another house and few took vacations except the rich (a cottage at Lakeside was $45/week). We didn't have a paid vacation or paid health insurance. And at our house, no one smoked or drank alcohol, and that is a HUGE savings. Refigure your budget with a 1970 plan, and see if you really need to go to work, ladies.

That said, today so many things are cheaper. Computers, TV, microwaves, clothing, even food are a fraction of the cost of 40 years ago. And compared to the 80s, mortgage rates are laughable. A tithe is still 10% and that's the best budgeting tool.

He claims capitalism hasn't helped the poor, we need socialism

Why do you think capitalism has so poorly served the lower income and poor? Have you ever seen a list of the consumer goods that even low income people can afford in the U.S.? The typical poor household (in 2011), as defined by the government, has a car and air conditioning, two color televisions, cable or satellite TV, a DVD player, and a VCR. If there are children, especially boys, the family has a game system, such as an Xbox or PlayStation. The household has a refrigerator, an oven and stove, and a microwave, also a clothes washer, clothes dryer, ceiling fans, a cordless phone, and a coffee maker. Do you know any low income people who don’t have a smart phone? (We don’t.)

 

I don’t know about you, but in 1960 when we set up our first apartment, we had a 10 year old car, b&w TV (gift from my in-laws), a refrigerator and stove (bought used) from this list, and we didn’t think we were poor, just newlyweds. Now we’re retired on pensions, and we have everything on this list, except the gaming systems.  We bought our first color TV in 1967, at $375, which would be about $2700 today’s money, and you can buy an HDTV set for $200 today. Same with computers and printers. I now have a desk top computer, a wireless printer, a laptop, an i-pad, a nook and an i-pod for less than my first computer in the 1990s.

The poor in U.S. also have larger houses than socialist countries and even before Obamacare, the poor reported not having a problem with healthcare, since we already had 5 systems to take care of them, plus ERs in hospitals were required to take them.

 

http://www.heritage.org/research/reports/2011/07/what-is-poverty

 

The poor have less than the top 20%, true, no trips to China or Mongolia, no celebrity parties like the Obamas go to, no BMWs or Lexus in the drive-way, instead they probably go to Disney or 6 Flags or Cedar Point, but compared to poor or even socialist countries, U.S. people living at the poverty level (government standard) have a lot, and it's because of competition and capitalism, and that is increasingly being done overseas because of the enormous number of regulations and hostile business environment in the U.S., and the hostility of our government toward our golden goose—capitalism.We've become consumers instead of workers who consume. 

 

During the Obama years, only the top 20% have made any gains in wealth, everyone else has been flat, so those socialist and regulatory burdens are working well for the wealthy, and not so good for the rest of us.

Spending patterns of older Americans

 

 

  By 2050, when our children are 80+ there will twice as many seniors as today. So the purpose of this study (BLS) is to figure out how do people over 65 spend money (we’re consumer units). If businesses and investor are going to plan, they need to know where the opportunities are.

 

The first thing you notice is how income, which peaks in the 50s, drops in the 70s (retirement pensions, savings, investments—which is why we need to elect capitalists). I think the food category is high, but that’s because it probably includes eating out—and we sort of tuck that into entertainment (we don't do much for entertainment). Everyone eats out much more than they need to—food is pretty reasonable, but if you’re paying someone to prepare and serve it, not so much. In 2013, Americans spent 5.6 percent of their disposable personal incomes on food at home and 4.3 percent on food away from home. 

  

I was surprised that housing costs (as percent of income) were as high as the study shows.

Contributions got lumped into “other” so that’s a pretty sloppy category. I know there are all sorts of categories we could reduce, but really don’t have the will. Clothing costs are down for older Americans.  I just love shopping for clothes at resale stores and getting brand name jeans for $1.00. I didn’t discover them til after I retired. For nice stuff, I just let my daughter do that for Christmas and birthdays. But that trend isn't good for some malls and retail stores with such a shift in demographics.

http://www.bls.gov/opub/btn/volume-5/spending-patterns-of-older-americans.htm

Brit claims she’s obese because the government doesn’t give her enough money

If you read any article by the poverty pimps or academics in the USA, the same case is made. We don't give enough money to the poor to buy healthy food so therefore they buy high calorie, high fat, highly processed food with SNAP. That's just silly. Ounce for ounce, healthy food is much cheaper than processed. You can buy 10 lbs of potatoes for the cost of 16 oz. of potato chips. Oranges, apples, bananas, etc. are far cheaper than bags of fruit flavored snacks. She’s also never heard of walking—the greatest exercise ever.

I googled a comparison cost of living site, and although UK is socialist, almost everything is higher than in the U.S. (food is about 11% higher), except renting a tennis court for an hour and disposable income--those are lower. But even so, she could do better by contributing some of her own labor and preparing real food.

“It would be good if the government offered a cash incentive for me to lose weight. I’d like to get £1  for every pound I lose,” 25-year-old Christina Briggs said.

Briggs said losing weight is currently impossible because she doesn’t have enough money to buy healthy food or join a gym.

http://www.nationalreview.com//article/388887/350-pound-woman-im-obese-because-i-dont-get-enough-taxpayer-money-katherine-timpf

 

And tattoos are expensive, too.  What’s a poor girl to do?

A noose of snooping gets tighter and more expansive

If there were ever a federal agency misnamed, it’s the Consumer Financial Protection Bureau.

“(Washington, DC) - Judicial Watch announced today that it has obtained records from the Consumer Financial Protection Bureau (CFPB) revealing that the agency has spent millions of dollars for the warrantless collection and analysis of Americans' financial transactions. The documents also reveal that CFPB contractors may be required to share the information with "additional government entities."

The records were obtained pursuant to a Freedom of Information Act (FOIA) request filed on April 24, 2013, following the April 23 Senate Banking Committee testimony of CFPB Director Richard Cordray. The documents uncovered by Judicial Watch include:

Overlapping contracts with multiple credit reporting agencies and accounting firms to gather, store, and share credit card data as shown in the task list of a contract with Argus Information & Advisory Services LLC worth $2.9 million

Deloitte Consulting: solicitation issue date 11/30/2011, award effective date 05/29/2012;

Argus: solicitation issue date 02/14/2012, award effective date 03/15/2012;

Experian: solicitation issue date 07/03/2012, award effective date 09/24/2012

An "indefinite delivery, indefinite quantity" contract with Experian worth up to $8,426,650 to track daily consumer habits of select individuals without their awareness or consent

$4,951,333 for software and instruction paid to Deloitte Consulting LLP

A provision stipulating that "The contractor recognizes that, in performing this requirement, the Contractor may obtain access to non-public, confidential information, Personally Identifiable Information (PII), or proprietary information."

A stipulation that "The Contractor may be required to share credit card data collected from the Banks with additional government entities as directed by the Contracting Officer's Representative (COR)."

The full extent of the CFPB personal financial data collection program is revealed in a document obtained by Judicial Watch entitled "INDEFINITE-DELIVERY INDEFINITY-QUANTITY (IDIQ) STATEMENT OF WORK." According to the IDIQ document's stated Objective: "The CFPB seeks to acquire and maintain a nationally representative panel of credit information on consumers for use in a wide range of policy research projects... The panel shall be a random sample of consumer credit files obtains from a national database of credit files."

To accomplish this objective, the CFPB describes the scope of the program accordingly:

The panel shall include 5 million consumers, and joint borrowers, co-signers, and authorized users [emphasis added]. The initial panel shall contain 10 years of historical data on a quarterly basis [emphasis added]. The initial sample shall be drawn from current records and historical data appended for that sample as well as additional samples during the intervening years [emphasis added] to make the combines sample representative at each point in time.

The CFPB data collection program has been highly controversial since the April 2013 hearing, when Cordray disclosed elements of the venture at a Senate Banking Committee hearing. At the time, the US Chamber of Commerce accused the CFPB of breaking the law by demanding the account-level data without a warrant or National Security Letter.”

http://washingtonexaminer.com/feds-collecting-personal-confidential-data-on-consumers-credit-cards-bank-transactions/article/2532467

How to Nudge Consumers to Be Environmentally Friendly

It wasn't so long ago we were being urged to switch to plastic bags to save trees, and to use electric wall mounted hand dryers that blow fecal material around rest rooms to save the environment. Some of them can damage the ear drums--sound like jet planes taking off. The recycling instructions for paper and plastic are so complicated, I just don't bother any more. Now we're not supposed to use any bags at all, except those we bring with us. We Bruces use up most of our plastic bags--we have a cat, and we have paper, food and plastic garbage, books that need to be transported in the rain, and goods donated to worthy causes. Most plastic bags these days are so thin that we can only use half of what I bring home.

This summer at Lakeside, the association was selling reusable canvas bags for us to take to the farmers' market. Problem for me was they were made in China where they still use dirty coal.

Does peer pressure work? All your neighbors are . . . yada yada. I liked this response

"When George Binns, a retired engineer in Beverly, Mass., received an OPower report from his utility showing that he was using 64% more energy than his most efficient neighbors, he resolved to do exactly nothing. "I'm not a traveling man," he says. "I don't go on guilt trips.""

How to Nudge Consumers to Be Environmentally Friendly - WSJ.com

Terminally stupid

A judge has tossed a California woman’s would-be class action lawsuit finding that a reasonable consumer would not expect the brightly colored balls in Cap'n Crunch to be actual berries. Per Kevin Underhill, Lowering the Bar: “Plaintiff did not explain why she could not reasonably have figured this out at any point during the four years she alleged she bought Cap’n Crunch with Crunchberries in reliance on defendant’s fraud.” And could the Plaintiff's name really be Sugawara? Sounds a lot like a child trying to say, "sugar water." Listen (read) carefully. Fruit Loops do not contain fruit; Crunchberries are not real berries.

HT Underlawyered, always a great read in blogdom.

Oregon Democrats propose 1,900% tax increase on beer

Like the cigarette taxes that hurt the poor the most to pay for the medical care of the middle class, the state run lotteries that hit the low income the hardest that are supposed to help reduce dependency on real estate to fund schools, the reasoning here is that it will save in medical costs. For whom? I'm guessing it hurts the low income beer drinker the most. I've known a lot of alcoholics, and only one was a beer-alcoholic. I've never even tasted beer. Smells like rotten grain to me. More than likely, it will be one more case of Democrats shutting down an industry that employs people so they can create more dependency on the government with unemployment, universal health care, and the government owning and operating the beer plants. Or, if you follow the lobbyist money, you might even find some very large beer companies passing out some change to Oregon's legislators so they can put the competition out of business.

Jamie Floyd, owner of Ninkasi Brewing in Eugene, said Ninkasi paid $19,000 in taxes last year, and the increase would raise its taxes to $370,000. The tax increase brewers would assume would inevitably be passed on to their distributors, retailers and consumers, he said.

The economic recession already affects Taylor's, especially because its customer base is on a fixed income, Walker said, so the tax increase will only hurt business further.

"It can't be a positive thing for the economy," Walker said. "College kids are still going to do what they do, but (business) is down a little bit; it's not as busy as it was six months or a year ago." Daily Emerald

A new generation of consumers

The children of China in school today outnumber the total population of the United States. I think Wal-Mart figured this out many years ago--the Walton family organization (they are 26th today in wealth, Buffet is 1st) is a marketing genius. First they bought the labor there using our know-how and raw-materials, then they marketed there. The people had money from the jobs to spend on the products they were creating. Why not skip the middle step and just market to the Chinese? By-pass all those stupid protestors and regulations trying to keep Wal-Mart jobs out of their communities. You may have noticed in those gut wrenching videos of the earthquake last spring as people scrambled to get out of danger, how extremely well dressed they were and what lovely buildings and parks were being destroyed. That's the new consumer generation American business caters to, not us. We're yesterday's news. How the global financial meltdown, which some are now suggesting belatedly was economic terrorism with help from our own stupid Congress, we'll have to see. The U.S. government caught on to the Walmartization of China, particularly the USDA, and is acting accordingly.

Meanwhile, we're still shipping tofu from Ohio soybeans to China (much bigger market--they actually like tofu). Then we buy their funny contaminating mercury light bulbs made in dirty coal factories and feel self-righteous because Ohio environmentalists believe in Al Gore and want alternative sources of energy not our clean coal. It's called trade.

To fill your gas tank

isn't the only issue, although you'd think so if you listened to the news. We've returned to Columbus from Lakeside, and yes, paying $3.99 for gasoline on the peninsula (it was $3.83 in Columbus and $4.25 in Toledo) wasn't fun. But we were also driving on asphalt roads, and the upholstery, windshield wipers, brake fluid and sun visors not to mention the battery case, bumpers, antifreeze, lubricants, hoses, tires, and wire coating of my van were also from petroleum products. And I brought along my computer, chewed gum and dabbed on a little Vasoline. Yes, we heat our homes and fuel our cars, but we also use petroleum in hundreds of products. We can't even imagine our lives without it. But some can. Yes, they scream alarmist warnings, make-up phony carbon footprints, but they really want us to go without.

One of the most striking things about the photos of the earthquake in China, was the obvious growth in consumer goods we saw. Even in rural China, which used to be a wasteland for modern products and technology, now appears to definitely be experiencing a high standard of living that even 5 or 10 years ago would have been unthinkable. Their relief effort and management was incredible--much of it done with modern products made from petroleum. We are millions; China and India are billions. Our energy needs have flattened; theirs is growing at a phenomenal rate. All the 'green' talk barking at us from the TV, magazines and Democrats is one of two options--a marketing scheme to tear down our current infrastructure and housing, starting over at even higher energy costs, particularly for the poor, or an effort to force us all return to an 18th century standard of living through regulatory agencies we haven't elected. Your move.

Short list: Ammonia, Anesthetics, Antihistamines, Artificial limbs, Artificial Turf, Antiseptics, Aspirin, Auto Parts, Awnings, Balloons, Ballpoint pens, Bandages, Beach Umbrellas, Boats, Cameras, Candles, Car Battery Cases, Carpets, Caulking, Combs, Cortisones, Cosmetics, Crayons, Credit Cards, Curtains, Deodorants, Detergents, Dice, Disposable Diapers, Dolls, Dyes, Eye Glasses, Electrical Wiring Insulation, Faucet Washers, Fishing Rods, Fishing Line, Fishing Lures, Food Preservatives, Food Packaging, Garden Hose, Glue, Hair Coloring, Hair Curlers, Hand Lotion, Hearing Aids, Heart Valves, Ink, Insect Repellant, Insecticides, Linoleum, Lip Stick, Milk Jugs, Nail Polish, Oil Filters, Panty Hose, Perfume, Petroleum Jelly, Rubber Cement, Rubbing Alcohol, Shampoo, Shaving Cream, Shoes, Toothpaste, Trash Bags, Upholstery, Vitamin Capsules, Water Pipes, Yarn

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When is an increase a decline?

When journalists look at job figures and the economy. My friend A.Z. and I were reminiscing about housing prices this week. We're old. We don't remember the Great Depression, however, so we can't tell the stories our parents told us. But like our parents, we wish our children had some perspective. She remembered when they sold their home in south Arlington in 1980 the interest rates were 17%. I recalled paying 10% in 1988 when we bought our summer home in Lakeside, and we were happy to get it. Thirty years ago the unemployment rate was around 7.8%; today it is 4.7%. No matter. It is always gloom and doom when the media get ahold of the figures. Sort of makes me happy I didn't read the economic news in the 1970s.

Kelly Evans at the WSJ reported "little cheer" in the job report for November. Employment ROSE by 94,000 in November (it was 44,000 in September), and unemployment stayed at 4.7% for the 3rd consecurive month. And consumer expectations have "slipped" according to a Reuters/University of Michigan survey (can't imagine a worse state for economic news if that's where the survey was taken). Its index of current economic conditions rose in December to 92.1 from 91.5 in November, but consumers (who have to listen to a constant roar of negative news from the MSM) found higher gasoline prices and are not happy (let's reduce taxes on gasoline and make the consumer smile). Evans' article also mentioned low inflation, and the fact that the average hourly wage earnings jumped to $17.63, up JUST 3.8% from a year ago, and a resilient labor market. Oh woe is me. Can you stand the pain?