Thursday Thirteen

Last week I wrote about women and finances. This week I'm still on the money kick, so I'm adding 13 more ideas, proverbs, sayings and legends about money that apply to anyone.

1. Spend less than you earn, and you will be financially secure, especially if you invest that $1 you didn't spend today. If you are 20, spend $1,000 less a year than you earn, invest at 12.5%, and you'll have a million by age 60. If you are 40, spend $10,000 less than you earn, invest at 12.5% and you'll still have a million at 60. Ron Blue

2. Debt isn't the problem--but greed, self-indulgence, impulsivity, impatience, fear, self-image, self-worth, self-discipline, ignorance, stress, addictions and loneliness might need some work.

3. There are more verses in the New Testament about money than about heaven and hell; there are 500 plus verses on both prayer and faith, but over 2,000 verses dealing with money and possessions.

4. Ben Franklin wrote: Money never made a man happy yet, nor will it.

5. Money talks; it says good-bye. Source unknown.

6. Want to safely double your money? Fold it over once and put it in your pocket. Anon.

7. It's hard for Lutherans to lift their hands above their wallets. A visiting speaker at our church said that (forgotten his name but not the image)

8. I'm proud to be paying taxes in the United States. The only thing is--I could be just as proud for half the money. Arthur Godfrey

9. Never spend your money before you have it. Thomas Jefferson

10. My husband and I are considered "deadbeats" by the banking industry because we have no credit card debt, but we use them. However, Ron Blue suggests that just having a credit card will cause a family to spend 34% more, regardless of whether the full statement is paid off each month or not. Change to cash only if you really want to save.

11. Some couples go over their budgets very carefully every month; others just go over them. Sally Poplin

12. What some people mistake for the high cost of living is really the cost of high living. Doug Larson

13. Forget hybrids or foreign cars. The cheapest car to drive is the one you already own. Ron Blue. "Master your money," Moody, 2004.

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