Sunday, November 16, 2008

Obama's trifecta

Before I choose a title (about which I know little), I usually google it. Sure enough, this one has been used a number of times--concerning the primaries, concerning his relationships with shady characters, and his showing in the debates (his followers always thought he won). But I was referring to what has happened since he became the president elect, not even waiting for Joe Biden's threat which was supposed to come during his presidency, not before: 1) Continuing melt down of the stock market which gave us the biggest 2 day drop since 1987 after he was elected on a platform of higher taxes on business and investors; 2) Russia's deploying missiles near the Polish border before the votes were dry on November 5; 3) quickly increasing violence in Iraq after he was elected since Iran figures he won't do much, or will withdraw the troops. I'm not surprised that he's backing down or running for cover or from some of his most ardent leftist supporters and leaning so heavily on the Clinton team. The man must be scared sh witless with what he has rot wrought.

Saturday, November 15, 2008


A poem based on Habakkuk*


Though the fig tree does not bud
and the 401K does not bloom
And there are no grapes on the vine
and I store food in a basement room,

Though the olive crop fails
and the internet goes blank
And the fields produce no food
and there’s no money in the bank,

Though there are no sheep in the pen
except the ones I count to sleep
And no cattle in the stalls
and war news makes me weep,

Yet I will rejoice in the Lord
I will be joyful in God my Savior.

* Habakkuk 3:17-18
From my blog archives
At the Rusty Bucket, our date spot, last night

Christmas is coming
now go out and spend
don't your nose be a thumbing
Jingle Bell's around the bend.

Your neighborhood retailer
needs your help right now;
save after Hank the bailer
makes you say oh wow.

Take your sweety to dinner
buy a book or a ring;
we'll all be the winner
when cash registers sing.

Housing and health hype

The non-profits, government agencies, and foundations are thoroughly invested in the housing/health/wealth gospel and it controls every aspect of funding from the seed grant to do the study from the foundation, to the energizing and funding and marketing of the non-profits, and the distribution of your tax money to rehab or create "affordable housing." There are huge holes in this idea, dream, nightmare, fantasy of upside down reasoning.
    Housing generally represents an American family’s greatest single expenditure, and, for homeowners, their most significant source of wealth. Given its importance, it is not surprising that factors related to housing have the potential to help—or harm—our health in major ways.
The idea that a decent, affordable home not only builds families, strengthens neighborhoods, but improves health, provides access to better food, which makes people choose more fruits and vegetables, and loose weight, and want to use bike paths which are better in safe neighborhoods and go past good schools built according to green regulations which in turn improves the health and wealth and the neighborhood, yada, yada, it goes on and on and on. Reading through this gospel of faith in the partnerships of government, businesses, non-profits, church groups, and academe is enough to make a sane person scream STOP! So don't try to read too many annual reports of funding streams at one time.

You're not going to believe this, but the Robert Woods Johnson Foundation has actually done a study on the benefits of recess ($18 million)
    In 2007, RWJF issued “Recess Rules,” a report that named school recess the single most effective strategy for increasing physical activity among children. Yet recess remains undervalued as little funding is dedicated to improving the quality of recess.
If this follows their other reports, there will be millions from the federal government shoveled into state coffers to study and support recess--but for obesity management, and green regulations, with a possible tie-in to housing if they can find one.

Occasionally there are major breakthroughs in legislation or public health that significantly affect vast numbers of people. The 1964 Civil Rights Act comes to mind. Or the polio vaccine. Fluoridation of water. Addition of various vitamins to milk and flour. Standard pure water and plumbing codes. The interstate highway system. USDA meat inspection standards. The Homestead Act. But even these all had negative consequences and didn't benefit everyone. I'm sure the Native Americans weren't thrilled with the homesteaders. The interstate highway system probably destroyed lots of prime farm land and made developers disgustingly rich in the cities as vast neighborhoods were condemned for public use.

No, I'm talking about our most recent boondoggle--the fueling of the housing boom between 1995-2006 to "empower" low and moderate income families and more minorities. According to USAToday 49% of the increase in homeowners were minority, and many were not ready financially for a mortgage. Many of the community leaders and government officials pushing this were quite wealthy themselves, never really stopping to realize that they weren't wealthy because of their home--stucco, brick or vinyl clad. Very few saw their dreams dashed because of predatory lending by banks or fraud (about 9%), but by their own judgement and poor managing skills. Then wealth investors got into the act through various loop holes.

And we still have neighborhoods with bad housing stock, boarded up houses, druggies and vagrants wandering the streets, women and children living without a husband and father in the home, poor schools, bad transportation, and sprawling suburbs. Trillions and trillions wasted, first in the programs, now stolen from our retirement accounts and failed businesses, all for a gospel that didn't save. Yes, people need safe, decent places to live but just as we learned with the public housing high rises built in the 1950s, then the low rise townhouse public housing of the 60s and 70s, and the voucher plans of the 80s and 90s, housing itself doesn't change the person--the person changes (downgrades or upgrades, destroys or improves) the housing.

Note: my husband just returned from a meeting at the Westerville Community Center. He was raving about the facilities--swimming pools, indoor tracks, lounges, art studios, aerobics room, gymnasiums, magnificent installed art and sculpture--you name it, they had it--and a full parking lot. Are the people in Westerville wealthier, happier, or healthier than the people in Upper Arlington or Worthington? I doubt it. But the gap between their facility and ours (we don't have one) is just as big as the housing gaps between UA and Hilltop.

Mayor Coleman's budget cuts

Tough times. Not so tough cuts. They will primarily affect programs aimed at the poor, in my opinion. All the better to plead for or demand new revenue. "It's for the [low income] children." It's a game they play. And if the program is eliminated, the employee can be shifted (if liked and a faithful in the party) or dropped (if not doing a good job or is not supportive of the party).
    Mayor Michael B. Coleman proposed a 2009 budget yesterday that slashes services and lays off more city workers, he used the word sacrifice nine times and said "it is clear we're going to need new revenue. Columbus Dispatch, Nov. 15, 2008
Here's how it shakes out, although there were proposals in August and September also. Here are the cuts:
  1. Community crime patrol funding, 54%
  2. Neighborhood Pride Centers, 38%
  3. Downtown Development, 60%
  4. Neighborhood Health Centers, 18.5%
  5. Alcohol & drug services eliminated
  6. Public health reduced to $22.1 million from $26.3 in 2008
  7. reduce waste collection to once every 2 weeks from once a week
  8. less bulk (sofas, etc. at the curb or yard) collection
  9. close 10-12 recreation centers
  10. close 3 swimming pools
  11. no funding for Jazz & Rib Fest or Festival Latino
  12. reduce summer jobs for kids
  13. after school programming cut 18%

Friday, November 14, 2008

Congratulations--50 years

Today is Richard and Janet's 50th wedding anniversary. He's one of my blogger links. Stop by and say hello or amazing or fantastic.

If you work for a non-profit

you are fronting for the government--either federal, state or local. That's the conclusion I've come to after days of looking bleary-eyed through hundreds of websites on housing and nutrition. I've learned that we have thousands and thousands of these organizations, mostly mushrooming in the 80s and 90s, but now growing like black mold (excuse the mixed fungal metaphors). These organizations look my like genealogy charts with cousins, funny uncles, great-great aunties, and step-children of your sister-in-law's third marriage. Before the Johnson Great Society era, I think non-profits were pretty insignificant, although I can't be sure. What seems to really have grown under the last three presidents, is the public-private partnership concept where private business is thrown into the mix of tax games and government grants. Foundations have a huge role too--they often get the ball rolling with small grants to hire researchers who find a bigger problem, then get government grants to hire staff, to find more money, to hire more staff, etc. etc.

I've learned we don't really worry much anymore about the homeless (lack of housing is the least of their problems); now it's "affordable" housing. And hunger seems to be yesterday's news; it's now food security.

Yes, the government is much, much bigger than I thought. And you are probably working for the government and didn't realize it thinking that of course the USDA should be pushing "culturally appropriate food," and housing for low income people should now be "green" in addition to building wealth, reducing obesity and sending children to college.

I was a librarian. I always knew I worked for the government. I just didn't know you did!

Men: are you depressed?

And I don't mean about a serious international incident as Joe Biden promised us if we elected Obama. No, this is the depression we were told about in the Surgeon General's report in 1999: About 20 percent of adults will experience depression during their lifetime. Within this 20 percent, an estimated 6.4 million American men will suffer from depression each year. So you see, you are already a minority in this problem, just by being a male, because women have cornered this health problem.

But there's no money in studying depressed white men even though they would be the majority of this minority--German Americans, Irish Americans or descendants of Swiss Mennonites. So "disparity" is the necessary key word to get funding just as it is in many lucrative health grants. If you can't find it in the lab with real research and cure it, or develop a drug to treat it, then find it in the data, graphs, charts or neighborhood anecdotes and put people into race based studies. On November 6, 2008 there was a conference, Symposium on Health Disparities in Male Depression, supported by a $25,000 grant from the Robert Wood Johnson Foundation to alert the various professional organizations, non-profits, insurance companies and government officials of the cultural barriers, stigma and treatment minority men suffer with depression. When wealthy foundations provide this kind of money to launch something, it is the signal that prevention and policy money from the government will be forthcoming for this problem. Oink, oink. Come to the trough, for all is ready.

Rolled over 255,000

Yesterday at some point my site meter logged 255,000 hits. It would be nice if that meant everyone read something, but they don't. Some of those are "pings" sort of like waving from an airplane instead of stopping by to chat. I think someone fell asleep, staying 14 hours 38 mins 8 secs. I mean, I'm fascinating, but no one would read this blog for close to 15 hours. Just like the economy and employment, my stats are down. Here's the October 2007 to October 2008 chart.



The low point June is understandable. I was out of the country or ill for almost two weeks and didn't blog. And then everyone else was on vacation in July and August and not checking in. In January, the high point, I was still doing Thursday Thirteen and the Poetry sites fairly regularly. Those are sort of participation blogs, where bloggers visit each other and leave comments, but after awhile I just had nothing to say to 13 favorite movies, or game shows, or 13 favorite photos of my babies. And the time I wrote 13 things about illegal immigration, well, I got some really unhappy readers who said they didn't want to read anything political--ever. Then came the run up to the election, and even my close friends and relatives were voting for Obama, so they sure dropped me. Now I'm digging through government and non-profit acronyms that are costing us millions, so that bores people too.

One thing I've noticed about statistics is that if you leave a comment, even anonymously, the next reader is more likely to spend more time, or leave a comment. I do that myself. It's a bit more like a conversation. That's also how I find new blogs to read. I read a blogger I like, look at the comments, then track back to that person. It's really easy. Click on comment, when the window comes up, type something, then go down and poke that little button for anonymous (or leave your initials if you think I know you), then publish, or submit, or what ever they call it. Or you can create a blogger dot com account with any name you choose but not actually have a blog. You'd just be a niche in the wall of cyberspace that goes no where.

Friday Family Photo


This photo is from November 1992 and we had gathered to celebrate birthdays. This was probably the first family event to which our future son-in-law was invited, as they had only been dating about two months. We really liked him and were hoping for the best. Down in the lower left I see a photograph album, so I'd probably shown our Lakeside album (saving the adorable baby photos for later in the relationship), because his parents who lived in Cleveland had also vacationed there, stopping around the time we began going there. We seem to be dressed for church, and the future SIL was also a Lutheran. We were afraid to let her know how much we liked and approved of this guy!

Our daughter had her first short hair cut in years--and it would grow out before the wedding to about shoulder length. I had one of those curly wash and wear and scrunch perms, but I had straightened it for that day--must have had some extra time. I'm holding reading glasses in my left hand--I didn't yet wear them all the time. I remember practicing walking with trifocals the next summer, but still took them off for the wedding photos (September 1993).

The furniture was all replaced before the wedding--I think we gave it to someone, but I don't remember who. There was a pull-out queen size mattress inside that couch--truly the most uncomfortable bed in the world, and I apologize to any relative reading this who may have spent a night or two on it. The blue chair on the right was purchased in 1963 and the couch around 1979, so they had done their time. The painting in the upper right is an old truck on a farm between Mt. Morris and Oregon, Illinois. My husband had stopped to photograph a barn, and when he got closer he realized there was a truck that had so blended with the weeds and trees, we hadn't seen it from the road. I think it is hanging at our son's house--at least I haven't seen it for awhile.

What you don't see here, and we had no way of knowing what was ahead, is our daughter's health was potentially fragile. We couldn't see that her thyroid was slowing down because she had Hashimoto's Disease, a form of hypothyroidism that usually appears in 50-somethings, not in women so young. Also, in her neck a goiter was growing downward which would eventually become so large it would impair her breathing and swallowing. The inflammation of the thyroid from Hashimoto's (an auto-immune disease) also causes constriction. Within a few years her weight would balloon, her thick curly hair would become brittle and thin, her personality would start changing and she would always be exhausted, sleeping for 18 hours if no one disturbed her. The weight gain hid the growing bulge in her neck. And, she was in the early stages of thyroid cancer. All lab tests put her within the "normal" range for thyroid function. Fortunately, both her employer (a doctor) and her hair dresser noticed, and she consulted an endocrinologist. But even then, the cancer wasn't found until the surgery to remove the goiter. So you might say it was a blessing in disguise. At the time, there wasn't conclusive evidence that the cancer and the Hashimoto's were related, but newer research seems to be pointing that way. (Repplinger, Daniel et. al. "Is Hashimoto's Thyroiditis a Risk Factor for Papillary Thyroid Cancer?" Journal of Surgical Research, Volume 150, Issue 1, Pages 49-52 (November 2008)).

Thursday, November 13, 2008

Unique and inexpensive Christmas gifts

High Road Gallery in Worthington (across from the library) announces its much loved and much awaited special event for 2008 :

NIFTY GIFTS FOR UNDER FIFTY.

This event will begin on Sunday, November 30th from 1-5 PM when you will meet the artists, sample cookies and punch and find a wide range of exciting personal gifts for your loved ones handmade by Ohio artists.

The show will run for JUST ONE WEEK, DECEMBER 1ST-DECEMBER 6TH . Hours for the gallery are extended this week from 10 AM to 5PM and open until 8PM on Tuesday and Thursday so you can come in after work. Visa and M/C available for for this show.

This is your chance to stock up on very unique hand made gifts prepared by a wide range of Ohio artists. There will be small paintings and photographs hanging on the walls, many varieties of jewelry, fiber creations to use or wear, paper creations, ornaments and all types of greeting cards, purses and totes, scarves ceramics, embellished serving pieces and many items you would not have imagined. The gallery website is www.highroadgallery.org (from their e-mail) .

Ouch! That hurt!


This morning I reached around the kitty with my left hand for my coffee cup while reading Martin Luther and felt a sharp pain in my ring finger. I wear 3 rings--wedding, engagement, and a special band that I think was a Valentine gift about 3 or 4 years ago. But I'd worn a different 3rd ring for years before that--anniversary of our first date I think (my husband is very romantic). Something got pinched. After each move toward the cup, it would hurt more, so finally took the rings off. Oh my. All the fat is gone on that finger from 48 years of wearing rings. So when it's naked, it looks sort of deformed. It used to be a 5, but I think it's gone down a bit. Just rubbed it away--probably went to my hips, that's what happened to my ear lobes. I finally put the wedding band back on, but put the other two away--I won't say where because the cat sometimes reads my blog, and she loves to climb up on the furniture and knock things on the floor.

Palin Africa Story fake?

Nobody knows you're a dog on the internet, as the saying goes. Blogger poses as McCain policy adviser and disses Palin. Well, what a surprise. I'm really a 16 year old posing as a retired librarian so I can use big words to fool Murray. And the media buy into it (Palin stories). I wonder if he was the source of the clothing cost stories too?
    24-hour network news channel MSNBC has retracted a story it ran claiming a source inside the McCain campaign that Governor Sarah Palin was unsure of whether Africa was a country or a continent.

    The channel says it was duped by a filmmaker named Eitan Gorlin and partner Dan Mirvish, who posed as a McCain policy adviser in a blog. The men allegedly took the name Martin Eisenstadt, a senior fellow at the Harding Institute for Freedom and Democracy. But neither that person nor the institute exist.

    The "fake" adviser claimed Governor Sarah Palin mistakenly believed Africa was a country instead of a continent.

    The former Republican vice presidential candidate has denied the report from the time it was released.

    This isn't the first time "Eisenstadt's" name has been used in a phony report. The Huffington Post once quoted the phony adviser in a story on John McCain and the Hilton family. Other duped outlets include the Los Angeles Times and The New Republic. 700WLW
But how many believed Palin who never tried to be anything but what she was?

NYT story.

Pathologizing the unfortunate and blaming the rest of us

Two stories were featured in the Columbus Dispatch August 27 article about the working poor not having health insurance, but both demonstrated the government insurance system for low income families is working--they do have health insurance--they don't have the employment they desire. But that's not the government's fault, it's not my fault, and in neither case, is it their fault. Getting a teaching degree isn't the same as getting a job in a market like Columbus, Ohio, loaded with colleges and plenty of teachers; getting diabetes may mean you chose the wrong parents.

One family has dual incomes, $80,000 in student debt, and 5 children, and therefore qualifies for Medicaid. The other is a single parent with a debilitating disease, who lost her job, and was given free medication until she qualified for assistance. In other words, the system, patchwork though it is, is working but it doesn't allow for the perks of a "middle class life style."
    Four years ago, Gwen Brown, 31, and her husband were struggling to make ends meet while raising their five school-age children. Then she worked as a resource leader for the Girls Scouts and her husband worked as a barber.

    She hoped her finances would improve after earning a bachelor's degree last May at Capital University. But with no full-time teaching position, she still qualifies for Medicaid for her children.

    She owes $80,000 in student loans and wonders why she's still straddling the poverty line with a college degree.

    "We did things to change our lives and nothing has changed," said Brown of the West Side. "That's where my frustration lies."

    Last year Penny Self of Grove City, who has had diabetes for about 12 years, lost her job and health insurance. Free samples of her medication from her former doctor kept her healthy until she got Medicaid.

    Even before Self lost her job at Sofa Express as a credit representative last year, she tried not to make too many doctors' office visits because she could barely afford the $25 co-payments on her company insurance, she said.

    "Now if I get sick or if my son gets sick I don't have to struggle with the co-payments and I don't have to try to be a doctor at home when he is sick," said Self, 43.
The author of the article intended to write about Ohio's working poor without health insurance, but her examples were just the opposite.

The non-profits and housing agencies swing into high gear


The same agencies who decided that low income families and middle class minorities needed to build wealth through home ownership (and if you ever owned a home you know this like floating a boat with an unplugged hole in the bottom), are back at the money spigot.

These are the agencies who
  1. helped the clients apply to the state housing trust fund for the down payment,
  2. who took them to the bank or loan company for money guaranteed by the federal government for the sub-prime mortgage,
  3. who then took fees to keep their own staff paid,
  4. who provided them with a one hour workshop on home ownership in their native language,
  5. who found them rehabbed or low end homes in “at risk” or “weak market” neighborhoods which this agency first purchased and rehabbed,
these same agencies are now asking for more federal and state money to run foreclosure programs and assistance for the very people they helped put in their homes; or money to bulldoze, board up or acquire them for future rehabbing (and start it all over). And if they can’t stop the “disinvestment and decline”, they propose to use the money to buy the home, and lease it back. In other words, put low income people into rentals, which might have been a better plan to begin with. Link to “Columbus and Franklin County Foreclosure Working Group, Prevention and Recovery Advisory Plan, October 2008”

There may be a combination of reasons for a person or family to be “low income.” I know it sounds mean to suggest that there are differences between rich people and poor people and the people in between, but someone needs to address the elephant in the living room if I may borrow a phrase from AA. There are some things a nice home just can't be expected to fix.

  • Low job skills,
  • low education level,
  • low intelligence,
  • poor interpersonal skills,
  • poor communication skills either as a native speaker of English, or English as a second language--speaking and writing,
  • high family disruption and dysfunction--divorced or single parent trying to compete with a 2 parent family,
  • high alcohol and drug use, contributing to failed drug tests, DUI, short term prison stays,
  • high mobility, frequent moves, grass is always greener syndrome
  • low mobility, refuses to leave an area of bad employment opportunities
  • poor health, disability
  • age--either too young, or too old to be useful to an employer
  • small ambition, not competitive, won't take in-house training or transfers
  • lazy or incompetent.
  • HIV alarmism has fiscal and behavorial consequences


    Sometimes, I don’t understand alarmists. On September 16, David R. Holtgrave, PhD Professor and Chair, Department of Health, Behavior & Society, Johns Hopkins Bloomberg School of Public Health testified before the Committee on Oversight and Government Reform (Waxman, chair) on prevention funding for HIV/AIDS.

    He began by reporting that the HIV incidence is higher than previously thought (55,000 or 56,000 instead of 40,000 infections per year) and is rising particularly among gay men. Shocking right? Probably that statement made the evening news, but not what followed. He then went on to report that “the HIV transmission rate dropped from 92.3 in 1980, to 31.2 in 1985, to 6.6 in 1991. It stayed at roughly this level until 1997 when, after the advent of highly active antiretroviral therapy (HAART), the transmission rate went up temporarily to almost 7.5. Thereafter, it continued once again on a downward trend. In 2006, we estimate the transmission rate to be approximately just under 5.0 (4.98). This means that for every 100 persons living with HIV in the US, there are just under five new infections on average in a year. That also means that over 95% of persons living with HIV in the US are not transmitting the virus to someone else is a given year. Because the transmission rate is rather low in the US, it will be very challenging for the nation to push that transmission rate number down even further.”

    I thought that sounded pretty good. Not only are infections down among gay men, but they have almost disappeared from the blood supply, from infants getting it from their mothers, and the IV drug users. So what’s the alarm? No one comes to a committee to say their funding needs are down. No, they need more funding to get that rate down to zero, as near as I can tell. Current funding for prevention is $18.6 billion, or $52,000 per infection NOT transmitted. And that saves on treatment money. Holtgrave was concerned that in real dollars, prevention funding was slipping since 2002 (Hmm, seems to coincide with Bush years even though transmission rates are down since the Clinton years.)

    HAART (highly active antiretroviral therapy) works, abstinence works, keeping bi-sexual men away from women works, and reducing intravenous drug use works. However, after the advent of HAART transmission rates went back up--before that, the accomplishments were in behavior, not drug therapy. After HAART, it would seem gay and bi-sexual men thought they could go back to the fun, games and wild times of the 80s.

    Here’s my idea for prevention. Let’s ask for a more responsibility and volunteerism from the gay community--the way it used to be when people were afraid of this disease. They are the best educated and wealthiest demographic in the country. They worked very hard 25 years ago to combat this disease, now it’s time for the younger generation of gays who never saw friends die or lifted a spoonful of soup to a wasted skeleton to step up and do the prevention thing, and not wait for the government to funnel even more money into their bad behavior and life style.

    Can you afford to defend your beliefs in court?

    A Christian, Jewish or Muslim organization ought to be able to select its own members, but they may have to defend themselves. I think under President Obama we'll see much more testing of Christian groups who don't buy into the party sex line.
      Alpha Delta Chi, a Christian sorority with 14 active chapters nationwide, is straightforward about its membership requirements: churchgoing Christians only; no smoking or illegal drugs; no premarital sex; and please, no drinking to the point that it would reflect poorly on Christianity. A small committee works with members who break the rules, said [a someone who asked me in 2021 to remove her name]  at Georgia Tech, where a chapter began five years ago. But the group says it isn't just about rules, it's about young women trying to live like Christ. "All the girls are in Bible studies. We also do sisterhood retreats and outreach," she said. Many campuses welcome the combination of old-time religion with Greek-letter social groups, but others haven't. At the University of Florida, Beta Upsilon Chi filed a federal discrimination suit last year after administrators refused to officially recognize the fraternity because it required members to be Christians. The school considered the requirement discriminatory, and the fraternity said it was wrongly deprived of meeting space and the ability to recruit on campus. The 11th U.S. Circuit Court of Appeals has ordered the school to recognize the group as a fraternity while the lawsuit winds its way through the legal system, and Beta Upsilon Chi has asked the court to make that recognition permanent. An attorney for the Christian Legal Society, Timothy F. Tracey, said Christian Greek-letter groups have been opening on the nation's campuses more frequently since the mid-1990s, and such court fights have been rare. Link "Religion and Greek Life"

    Taxing the rich is not the solution

    We saw even before the election how afraid of an Obama presidency the markets were. And it has only worsened. You can't say we weren't warned. You can't just blame out right subsidies for the poor and low income, lo these many years, a gravy train Obama wants to enlarge. For many, many years partnerships of private industry, city and state governments and the federal government have been encouraged at every level, especially in construction of housing stock and rebuilding the inner core of cities. Even churches got in the game with their non-profits. So what happens when all levels are struggling? Private businesses lay off workers, the state then gets less tax revenues, runs low on unemployment funds (scraping the bottom in Ohio), the church tithes are cut back and the federal government is bailing out the banks, insurance companies and Detroit who are calling in their markers and favors. It's not unlike when a married couple both work for the same company, living well in a nice house, SUVs and big vacations, and have all their retirement assets in company stock. When the company goes belly up, there's no plan B. Mr. Obama, you can't get blood from a turnip. Time to reject all your lefty buddies and do what's right. Keep the Bush tax cuts, and cut government spending to reinvigorate the economy.

    Wednesday, November 12, 2008

    A sermon on preparing to die

    Martin Luther wrote some very practical material. This one written November 1, 1519, might be a good to read while listening to Henry Paulson and other government officials try to explain all the bailouts that will ruin us. Luther actually makes 20 distinct points, but only the first three matter, because 4-20 expands on three. At my other blog.

    CityLiving Network and Homeport of Columbus

    Here’s another one.

    With this much money and effort over 20 years, how can there be a single person or family in the Columbus, Ohio, area who doesn’t have adequate, safe, dry shelter? The reason is federally or state supported housing programs are not just about housing, they are about changing lives. And what's this? October 24, 2008 grant for Homeport. Haven't we just been through a bailout?
      Millions of dollars in tax credits will be steered towards the redevelopment of low-income communities in Ohio and Columbus thanks to a U.S. Treasury Department award.
    Dear reader--housing doesn’t change lives. Marriage does. Parenthood does. Faith in God does. Employment does. Education can. Art and music can. Pets might. Leisure activities don't. Substance abuse will definitely change your life downward. But not housing. Ask any landlord who turned the keys over to a careless, slovenly tenant. Housing doesn’t create safe neighborhoods; it doesn’t get transportation issues funded; it doesn’t improve health; it doesn’t pass bond issues. In partnership with the private sector, this kind of housing for low income people creates jobs and profits for . . .the construction companies.

    "Columbus Housing Partnership (CHP) is a private, nonprofit organization [when you see this term linked with housing, it means government grants fund it, but it hides how many workers are dependent on the government for their income] founded in the belief that a decent and affordable home is the cornerstone of family life and a healthy community. For over twenty years, CHP has provided quality, affordable housing and related services to low to moderate income households in Columbus and the surrounding area. CHP has developed over 4,000 affordable homes which have served over 23,000 people.

    To further that belief and in 2004, CHP created Homeport the sales division, to build communities for sale that provide buyers with the blend of urban sophistication and suburban style. CHP’s Homeport division’s commitment is to provide quality homes at an affordable price. Our specialty is helping first-time homebuyers get the most value for their hard-earned money. Homeport partners with you to help you realize your dream of homeownership.”
      North of Broad (NOBO)- North of Broad is a development in the King-Lincoln District, developed by Homeport and in collaboration with the City of Columbus and Trevor Custom Homes.

      The Crossing at Joyce - Homeport has partnered with Rockford Homes to offer buyers a new suburban style home with an urban location at the intersection of Joyce Ave. and 24th Ave. Buyers can select from several models to build.

      Restore Columbus is a comprehensive rehabilitation program to renovate existing homes throughout the City of Columbus and in partnership with the City's Home Again initiative.

      Home Again was created in February, 2006 in an effort to eradicate the 3,200 vacant homes in the Columbus. Mayor Coleman has committed $25 million over 6 years with a goal of putting 1,000 vacant properties back into productive use by 2012.
        "In 2006, Home Again was responsible for initiating 105 roof repair cases; 96 completed at a cost of $1,355,833.* The City demolished 27 properties at a cost of $117,112 and another 52 were demolished by private owners." Link

    *Does that roof repair of 96 homes sound a tad high? That's over $14,000 a piece. Advent Lutheran Church at Tremont and Kenny Rds. in Upper Arlington had to have it's entire roof replaced after Hurricane Ike--and it cost $5,200--and it's very large with peaks and elevations.