It's moving day

 I haven't been wild about my "page a day" table calendar this year. I went from birds to horses. Hmm. Love horses, but birds are certainly a more colorful wake me up greeting for the day. Also, the quotes were sort of boring. But today's horse was back lit with a hazy sky and a showy canter in a corral (or so it seemed). Not a fabulous photo, but the quote for August 14 seemed appropriate. "Simply enjoy life and the great pleasures that come with it." Karolina Kurkovd

It's moving day for the Bruces.

Yesterday was our final day at Kenbook Hills, the prettiest place in Upper Arlington, Ohio, in our opinion. We first saw it during a rain storm in July 2001 with a decor that shocked and energized us--splashy faux everywhere--including the ceilings--brown/gold living room, orange dining room, red family room, some wild fuchsia trim wall paper in one of the bathrooms and black carpet in one bedroom. But it was the landscape that grabbed us. Turkey Run Creek, huge trees of many varieties, wild life (we're not gardeners so that didn't bother us) and a fabulous layout for the 30 condos in 5 styles, unlike other boring developments we'd seen. And windows. Oh my. So many condos have windows front and back and borrow the rest of the light. This unit had windows in every room, a deck in the trees, and as we were to find out later, wonderful, helpful neighbors.

Bob still had his own architectural firm in 2001 and the lower level famiily room became his office, studio and client space with north light and an outside entrance. The former owner had her OSU student living there with private bath and entrance. It was perfect. In the last 15 years it evolved into an art studio for his watercolor hobby with massive storage for bulky frames, mat board and finished paintings.

But time marches on and we're not as frisky as we once were for 3 floor living, so we're moving to a much smaller space in The Forum, just up the road a mile or two in our familiar neighborhood. It feels a bit like moving into my first college dorm, Oakwood, at Manchester College in Indiana. Close to my Illinois home, but not too close. My sister Carol was near-by at Goshen College where they locked up the Coke machine on Sunday (a joke, but true). I could hang out with old friends from childhood like Sylvia and JoElla, my roommate, but could enjoy new adventures and community meals. We'll have three meals a day at The Forum, and I hope I don't gain the weight I did my freshman year in college!

The Forum sits on 14 acres and we'll see the treetops from the 3d floor, just like we do in Kenbrook. Packing and sorting has made me too tired to prepare meals, so we've been stopping by and being served in the lovely dining room. We've met many new people but also some from our past, including the first neighbor we met in 1967 in our first apartment on Farleigh Rd. and one of the engineers Bob worked with.

And so we hope to meet the expectations of the calendar page, "Simply enjoy life and the great pleasures that come with it."

Getting ready for the move

 We are moving to a retirement community, and frankly my dear, I'm pooped.  And so is my husband. On Friday we had a quick trip by ambulance to the ER because he was wrestling a painting off the wall which got tangled in the wire and he became short of breath.  He has 4 stents so rather than self diagnose, I called the squad. I had been at the bank depositing cash I'd found around the house (over $3,000) and had gone downstairs to enter the deposit.  Then I noticed he was on the floor "resting his eyes." We were discussing the seriousness of his symptoms and just decided to call rather than be sorry.  So our daughter, son-in-law and I spent the day in the ER admittance with him, and got home about 4 p.m. Today he feels fine and went to church, but I'm still a bit frazzled so I stayed home.

We had 34 paintings on the first floor and 260 total.  That's a lot of wrapping after deciding the locations for safe keeping (our apartment, our daughter's home, or put up for sale). We have not found 3 floor living a problem until this move prep.  We were always careful and limited our ups and downs to about 3 or 4 trips during the day. But the move has put that at more than 30 trips a day. This is definitely not good for either of us.  Today I was moving our emergency food to the kitchen to be disposed of.  I'd carry up a can of tuna, a can of soup, and a can of vegetables.  Then I'd sit down and do something else, or talk to a neighbor.  Then I'd make another trip. I've been emptying them and running the disposal before getting rid of the cans in the recycle bin.

Our wonderful neighbor Barbie brought us dinner last night--a scrumptious Salmon salad and wedding soup with warm bread.  The salads are so large we'll have two meals from that, and we had the soup for lunch after church. She may even help us with some things to take to Indianapolis because she goes there every week to babysit her grandbabies! I've got some genealogy to share with our niece who has shown some interest in that area.  For years people--Aunt Roberta, Aunt Babe, Cousin Jim--have been sending me stuff, now it's time to pass it along.

Today some of our neighbors have been coming by to see if they want to purchase the paintings we don't have plans to use.  My parents 1947 maple twin bed suite with a chest and a dressing table with all the bedding have been given to friends of ours who have lots of grandchildren who come to visit. They were so kind and helpful when Phil died 5 years ago, we know it is going to a loving family. That set started out in Forreston, IL, then moved to Mt. Morris, IL, then to Franklin Grove, IL, then to Columbus, OH, then to Lakeside, OH, then back to Columbus.  A well-travelled bedroom suite. They were also able to use the quilt rack that held Phil's quilt for 5 years that cousin Jeanette made for him shone in the lower photo on the futon.  

kitchen  

Office/den 

Blueberry pie tip

Another cooking tip. I'd forgotten this one. My children were adults, but I still wrote an occasional "Bruce Times" to catch them up on what we were doing. This edition was all about our Lakeside vacation programs in August, and my retirement plans for October 2000. This pie tip was in the P.S.

"P.S. This week I also learned not to mix blueberries with sugarless vanilla pudding to make a pie--it turns olive green, sort of the color of split pea soup then fades to gray."

Retirement residential check list

I made up this checklist to use when looking at retirement apartments or assisted care facilities.  I looked at some on the internet, but listed the ones important to us. The additional considerations were AI generated.

Affordability: Consider whether the facility is within your budget, including any additional charges for services. Ask about past rate increases and whether costs are clearly outlined in the admission agreement. Know what your current living arrangements are so you can compare.

    Buy in,

    Rent

    Contract

    

    Extra costs

    Wait list. Right to refuse.

Contract Review: Obtain and carefully review the admission agreement, especially clauses related to transfer policies and extra charges.

Technology and Communication: Are there provisions for internet access, phone lines, and emergency call systems?

Personalization: Are residents encouraged to bring their own furniture and personalize their rooms? Is there adequate storage space?

Library, church services, lectures, concerts, activities, etc.  Ask to see month/weekly list.

Recreation/hobby areas.

Parking, garage, costs?

Laundry

Will the unit be repainted, carpet, are hanging systems allowed.  Keys.

Location: Is the facility close to family, friends, and medical providers? Consider ease of visitation and proximity to local amenities.

Resident Compatibility: Ask yourself if you or your loved one would feel at home here. Consider lifestyle compatibility and whether residents seem happy and engaged.

Dining Experience: What is the meal plan.  Required/optional.  Check if meals are appealing, fresh, and offer variety. Ask to see menu for week/month Ask about dietary accommodations and whether meals can be served in rooms.

Visiting Hours: Determine if there are strict visiting hours or if family and friends are welcome at any time.

Unannounced Visits: Visit at different times, including nights and weekends, to get a full picture of daily life.

Reputation and Feedback: Ask about the facility’s reputation in the community and whether current residents or families are willing to speak with you.

Staff Stability: Inquire about staff turnover, particularly for key roles like the administrator, cook, and nurse consultant.

Staff Interaction: Observe how staff treat residents—whether they are respectful, know residents by name, and respond promptly to requests.

Additional Considerations

Outdoor Access: Check for safe, accessible outdoor areas, including walking paths and seating.

Transportation: Does the facility offer scheduled transportation for medical appointments or shopping? Extra cost.  

Care Services: Ensure the facility offers necessary services such as dementia care, medication management, and access to doctors and hospitals.

Care Plans: Confirm there is a written plan of care for each resident, and that it is reviewed and updated regularly by qualified personnel. (for assisted care)

Health and Safety: Ensure the building is safe, with non-skid flooring, handrails in bathrooms, and adequate lighting. Confirm there is a disaster plan and regular drills. Visiting nurse?

Privacy and Dignity: Residents should have privacy in their rooms, especially in shared spaces, and staff should knock before entering. (assisted care)

Activities and Engagement: Look for a planned activities program that includes individualized options and weekend events. Check if calendars are posted and if residents can influence activity planning.

Cleanliness and Maintenance: Inspect the overall cleanliness of the facility, including bathrooms, common areas, and resident rooms.

Are you ready to retire?

 I retired 25 years ago (Oct. 2025), and I've lived through a number of down turns in the stock market, which now is my income. Dot com bubble hit just as I was planning what I'd do with all that time. Remember that one? It was during the Clinton years, although he wasn't responsible for the bubble or the burst. I was just learning how to read the WSJ and follow the stocks! Checking daily could make one faint. For those of you about to retire, here's a reminder.

"The dot-com bubble (or dot-com boom) was a stock market bubble that ballooned during the late-1990s and peaked on Friday, March 10, 2000. This period of market growth coincided with the widespread adoption of the World Wide Web and the Internet, resulting in a dispensation of available venture capital and the rapid growth of valuations in new dot-com startups. Between 1995 and its peak in March 2000, investments in the NASDAQ composite stock market index rose by 800%, only to fall 78% from its peak by October 2002, giving up all its gains during the bubble."

Repeat. Giving up all its gains during the bubble.

If you sold anything since April 2 and the tariff announcements because you were listening to the legacy media, aka the "sky is falling and it's Trump's fault" media, then you're just not ready to retire yet.

From shoes to uncles

There's an editorial in WSJ today from a woman who had been told by her doctors she had to give up high heels. There's a pay wall, but I know she finally opted for good health rather than be crippled. I was never a shoe fanatic, but I did wear high heels, probably 3" in high school and college, then 2" in my 40's, then sort of wedgies, and now flat Mary Jane's. After I retired in 2000 at 60 I was always well dressed when I went out in public--like to the coffee shop, grocery store or various club meetings. Until about 2010, I always wore high heels with my slacks. After exercise class I would go home and change clothes rather than appear in the grocery store in my athletic clothes. Somewhere after 70 I decided that was probably wasted energy. These memories are included in the blog I wrote in 2015 about "What I used to do and don't anymore." If I hadn't written it, I might not remember I ever wore high heels.

My grandmother Weybright held out as long as she could. Born in 1876 she was still wearing sensible high heels and a nice dress when I would drive her to cattle sales or the state fair (she managed her farms) in the late 1950s. Women were stronger and smarter in those days. I think she also wore a hat in public.

In the photo below (1949) my grandmother is in the back on the right and I can see she's wearing heels with a strap; her sister-in-law, Alice Jay, who was older is seated on the left and is also wearing heels. It was a terribly hot sticky day, and I was very uncomfortable as I can see from the look on my face.

  

The person taking the photo was my uncle, J. Edwin Jay, the retired president of Wilmington College in Ohio. I decided to check the internet, and found that a younger faculty member had decided to publish in 2015 Jay's story of his years at Wilmington on the internet from a typed manuscript he found in the library. So I looked up Prof. McNelis who had retired, and sorry to say he died about 6 months ago, so I can't thank him for that nice gesture. Uncle Edwin and I corresponded for years, and I made a special trip to see him before he died in Detroit in 1963. And we know all this because some journalist has given up her painful shoes.

James I. McNelis, III, Ph.D. (teachingtolkien.org)

James McNelis Obituary (2023) - Eureka, CA - Times-Standard (legacy.com)

History and Tradition - Wilmington College (Wilmington, Ohio)

Here's What "Trendy" Shoes Looked Like In Every Decade Of The 20th Century (ranker.com)

How to save $56,000 a year--don't move!

 Recently we've been discussing costs of retirement communities with various friends who have made the move, or are anticipating one.  The costs have ranged from $12,225/month to $6,500/month. All those figures are for less space than we have now, with no garage and little storage.  Huge difference--we have a lot of stuff and freedom to come and go.  And there's no guarantee those prices won't go up. All the facilities are nice, but some are downright luxurious! 

Most offer the traditional amenities within these ranges. (The Cost of Living in a Retirement Community (investopedia.com)

"Retirement communities, also called “senior living communities” or “independent living communities,” are designed for people in their mid-50s and beyond who are desirous and capable of living independently and don’t require specialized medical care. These communities can offer different types of housing, including single-family homes, duplexes, condos, and apartments.

In terms of amenities, retirement communities can provide things such as:
On-site gyms and fitness centers
Cleaning and laundry services
Transportation services
swimming pool in house or access
Community recreational events
On-site dining [one meal a day is included in some of the prices]

Assisted living facilities and nursing homes, on the other hand, are for seniors who need some level of help managing daily life. That can range from assistance with basic chores, such as laundry or cleaning, to round-the-clock medical care.

A third type of community, called continuing care, offers a full range of services from independent living through assisted living, memory care and nursing home care. This allows residents to age in place regardless of their health needs going forward and can also accommodate couples in which one partner needs a higher level of care than the other."

So, I did some number crunching to determine how much it costs to live in our 2,600 sq. ft. condo

Condo fee and insurance, lawn care, snow removal  $422/mo

AEP electricity $300

Water $40

Spectrum--wifi, cable, phone--$250

Real estate taxes $675

Cleaning $140

Estimated monthly cost $1,829

Opportunity cost--What the market value of our condo would earn if invested--unknown--perhaps $2,000/month--I'm not factoring this in, although my father would.

So even taking the bottom figure of $6,500/month or $78,000/year, we save about $56,000 a year by staying here as long as we can.  That means, staying healthy.                                           

Today's photo--Romena church in Tuscany, Italy

Romena church in Pratovecchio Stia, Tuscany, Italy was the photo (not mine) that came up today as I opened my computer. We've visited many countries after I retired in 2000, and Italy for beauty, history, and spirituality is still my favorite. 

"The Tuscany region in central Italy has been romanticized, and rightly so, for its rich history of art, music, literature, and cuisine. Add to that laudatory list the sheer breathtaking beauty of the place—Tuscany is simply one of the most scenic places on the planet. Our image captures a lyrically sublime sight of the region."

It took me back to our travels with the University of Illinois Alumni Society in 2008 in Italy. Here's what we did/saw/experienced.

Day One: Leave Chicago for Naples
Day Two: Arrive in Naples, get on a bus for Sorrento, 
Day Three: Motorcoach along the Amalfi Coast. Visit Positano. Back in Sorrento attend lecture and discussion.
Day Four: Pompeii. Meet the folks of Sorrento to hear about their lives.
Day Five: Isle of Capri.
Day Six: Discussion--that's all I see on the program.
Day Seven: Motorcoach to Orvieto. Wine tasting event
Day Eight: History of Orvieto and Umbria and Italy. Focus: Etruscans, who were there first. Walking tour. Cathedrals. Cobblestone streets. Discussion of Renaissance Art.
Day Nine: Walking tour of Florence. Architectural highlights.
Day Ten: Perugia and Assisi.
Day Eleven: Free day for sightseeing, shopping, etc.
Day Twelve: Motorcoach to Rome (which we won't see except the airport). Fly home. Based on previous tours, the only place we won't hear understandable English is the O'Hare Airport.

Travel is/was the joy of early retirement.  I'm glad we didn't wait too long, since it is difficult at this age.

Positano, Italy

When and where are those golden years we've heard about?

Yesterday I received a cartoon-poem from a high school friend, Rusty Rush, about the Golden Years. Actually, I didn't know him in high school, we met on the internet in a group managed by a mutual high school friend from when both played basketball for different high schools. When I ask myself when do those golden years start, I remind myself they came and went. My golden years were my 60s to mid-70s. Or 2000-2015. I had a thoroughly good time and was healthy enough to move around easily and travel in uncomfortable buses and bumpy plane rides. Much better than being a teen-ager. And although I loved my job, retirement in those years was just fun.  Every day I decided how to use my time. If time is money, I was a billionaire. This is a public service announcement in case you've been asking.

  

Art classes at the Senior Center 2001

 

New home (now 23 years) in condo association with great neighbors

 and someone else to take care of the lawn and snow.

  

Joined a book club in fall 2000. I've now read

some mystery books.

  

Joined Conestoga and visited historical sites in Ohio;

Cleveland, Cincinnati, Marion, Dayton, Canton, Blannerhasset, 

Mansfield  and many in Columbus. Airplanes, automobiles, 

graveyards, churches, museums, gardens, buildings, presidents' homes.

  

Travel to Alaska, Germany, Austria, Finland, Russia, Estonia, 

Canada, Ireland, Scotland, Italy, Turkey, Greece, Israel,

Egypt, Spain

 

Architectural tours with local Frank Lloyd Wright group to

  New York, Oklahoma, Ohio, Indiana, Missouri, Arkansas

  

Train trip to California 2003 for Bob Sr. 90th birthday,

Glen Canyon, Grand Canyon, Flagstaff, Glacier Park,  

and in 2006

for Debbie's wedding and FLW tours and 

in 2011 for

  

Visits with Debbie and John and Rick and Kate,

 Dana Point, Laguna Beach, Malibu, Orange Co., Palm Springs,

Reagan Museum

 

Enjoying full season from 2001-2022 at our summer

home of 34 years in Lakeside, Ohio

  

Painting of our cottage on Third Street by Barby Bright

 

Family get-togethers at the Lake

 

Phil's home--Mother's Day

 

Holidays with family--Phoebe's home

 

Visits with Illinois family

 

Visits with Indiana family (Jean's 80th party)

 

Participated in many art shows

 

And 20 years of writing this blog, 20,017 posts,

with 3,567,726 views

(must be an old pie chart since most

are now political)

Time, ambition or will

 Although I often say I'm rarely busy, I do have a dilemma right now because I can't get done what I'm planning in my head. It's taking up a lot of space there between my ears and probably melting brain cells--particularly during my morning quiet time when I could be reading the Bible, reading something for book club, or researching.  I know the time is available--it would take about two-three days of intense research, writing or using the telephone (I hate that). Other than going to doctors' appointments, shopping for groceries and exercising at the gym (which is only about 2 miles away) I really am not a busy person.  The ambition for doing anything at all is flagging, and since I've always been highly distractable I don't finish a lot of projects (I suspect if I'd ever been tested for ADHD I could have scored high enough for the school system to have upset my mother).  So it's probably will.  I just don't have the will (determination, strength of character, self-discipline, backbone, tenacity) to sit down and do it.  Just do it.  Isn't that a slogan?

1. Prepare a well thought out argument about the wisdom of UALC's proposed capital campaign for remodeling both campuses. I know no one will listen--I've been through this a number of times since I was 11 years old.  For this I've gone all the way back to 1951 when the Mt. Morris Church of the Brethren (see below 1956, $321,000) began its campaign to "add a few classrooms" for $13,000 to its building on Seminary Avenue and I conclude (in my busy mind) with Covid lockdowns, inflation, use of space in our current huge buildings, needs of our mission partners, and our current bond issue to increase even more our real estate taxes (just had a huge bond issue 3 years ago).
2. Research the seven books of the Bible (Septuagint) removed by Luther and now called "Apocrypha"  by Protestants--Tobit, Judith, Wisdom, Sirach, Baruch, I and II Maccabees - plus sections of Esther and Daniel. It's the Bible Christians used for 1500 years.  Most of my personal library about the Bible is Reformed, Lutheran or Baptist, so it would take some effort to find balanced research. The public library is useless. Sometimes the internet is no help--either has too much or only the "approved" version. 
3. Find out why two words (without Christ) were added to the confession we use on Sunday. Even the 10 minutes I took to look at my old hymnals started me down a rabbit hole of thinking about how hymnals are revised and the copyright works.
4. Many art discussions and shows. Raphael tapestries (yesterday) being the most recent, but find many others, particularly in Magnificat. I have 2 magazines subscription, New Criterion and First things that have wonderful articles, but they sit on the living table for a month before the new issue arrives, then they are moved to my office.
5. Cull and take to resale, books and clothing. A never ending problem. Too much sentimental attachment.
6. My latest decorating mistake--new bedspreads for the guest room--didn't turn out well. Need to replace, and that means shopping and spending money.
7. Research advantages of a smaller car. Our Pacifica is too big and we're getting smaller.
8. Practice math. I need to start talking to myself, something like "I'm good at math," or "I can do this," or "Time to work through a few math problems."
9. Analyze the cost and advantage of new garage doors (most of the residents all ready have them, but since ours was less than 15 years old, we were exempt). It would replace one massive door with 2 smaller ones.
10. Find out how to get an approved Covid test for an upcoming colonoscopy.  I don't want to drive to the east side just because I'm part of a particular group and that's what COPC does.
11. Plan for our upcoming art show which will be hung on November 11, but the room for the reception is Sunday November 27.  Write my stories about the paintings, some of which go back to 1974, some using old photos, 1912, 1944, 1950, plus old Lakeside Rhein Center paintings in workshops. 
    
    
    
12. And my goodness.  So many things to relearn on the current computer (labels, database creation, scanning photos, pdf, etc.) that I knew for the old computer. So many things on the smart phone which I've had since February.
13. November book club. Will I read it?
14. Request several titles from UAPL, but will I read them?
15. Do something, or at least think about the musty smell in all the books and papers in the basement--I mean the "lower level" or the "man cave" aka office.  Had them all cleaned about 5 years ago.  Should I call Janet again--I can't get on a ladder anymore and she's just a few years younger; need to research the right solution to safely wipe down shelves and books. 
16. And did I mention going through all the "archives" of our art collection?  Two painters, plus all the paintings we've collected by other artists since the 1960s. We have frames, glass, acrylic, pieces of matt board, pieces of backing board, all standing up in a closet, or on shelves.
17. Should I buy more food for emergency storage?  Joe is talking Armageddon and nuclear war so we've got a crazy leader in Russia and a demented leader in the USA, and I don't even have extra batteries in the house, and I see a lot of pasta in my "emergency tornado" food box.  How would we cook pasta if Putin dropped a bomb on NYC or DC? Remember in the 1950s when the basement of our school building was lined with huge bundles of dried (I assume) food stuffs.  Must have been for the whole town. And we learned to duck under our school desks.  Sure, that will solve the problem our government doesn't know how to fix.
18. I'd better go do my hair.  Washed it this morning.

Investing in your retirement and other boring topics

I got a late start in preparing for retirement. I was in my mid-40s with a full time tenure track job at Ohio State University and a put and take savings account. When I read the pension forms that came with all the other forms I might as well have been reading Russian, Распишитесь, пожалуйста. I began reading the Wall St. Journal--which was delivered to the Veterinary Medicine Library. I was trying to figure out the difference between a stock and a bond, learning about long term gains, what is a mutual fund, figuring out defined benefit and tax deferred annuities. And I'd call my Dad or talk to my brother who was a stock broker. We still made horrible mistakes by anyone's gauge of naivete.

 
But early on I know I decided I didn't like certain stocks, and that some investments weren't worth the return because they were in violation of my core beliefs. I didn't know what it was called but I wouldn't invest in tobacco, alcohol, certain food, health and beauty products (animal testing), and viaticals (insurance plan cash out, like for people with AIDS). Eventually, because large corporations eat up smaller ones, if I liked a snack product it later would be owned by a tobacco company (R.J. Reynolds and Nabisco or Philip Morris and Kraft). And then that group would split or merge into an even larger blob. But still, for awhile I could feel smug and self-righteous--I was a Democrat then and that's what they do.

 
That's the principle when talking people into accepting ESG--environmental, social and governance investing. Most of us do want to be moral, upright and kind to the poor and patriotic. The rub is who gets to decide, and who is pushing this? At this point in our history, the left is moving from the locker room pep talk to a full court press. This is how a Republican study committee looks at ESG:

"A small handful of leftist bureaucrats and board members are behind ESG. Americans never voted for it, but ESG is still making the entire country poorer, more reliant on foreign oil, and less free. ESG is a cornerstone of Democrats’ Green New Deal agenda and one of the most serious long-term threats to energy independence and Americans’ pocketbooks. The Republican Study Committee will push to make combatting ESG a priority after 2022."

In other words, we won't be able to make the choices and mistakes I made in the 1980s about what values and products I wanted to take care of me in my old age. However, if you google, bing, brave or duck-duck-go the term ESG, you'll find several pages of only the most wonderful, positive and downright religious sounding explanation. But if you start or own a company, you won't be able to invest, expand or even use a bank to pay your employees if you don't meet the government (or United Nation's) ESG goals for climate, equity, sustainability (never defined), science, gender, guns, abortion, etc.

The Left’s ESG Movement Is Coming After All Americans (dailysignal.com)

What Is Environmental, Social, and Governance (ESG) Investing? (investopedia.com)

And as far as retirement goals? Nothing has hurt us as badly as Biden's inflation and killer green economy, or helped us as much as Trump's Make America Great Again ambitious plan.

There is a tomorrow, and someone has to pay for it

"In 2021, Social Security spent $57 billion more than it collected in dedicated tax revenue and interest on its trust funds. The trustees expect this gap will widen over the next decade, quickly depleting the program’s trust funds until its runs out of money in 2035. At that point, the program’s income will cover only 80 percent of benefits promised to recipients."

 
This is an informative article. If you're looking at retirement with SS benefits to supplement your pension in 10-15 years, you definitely should be paying attention. I have a state teacher's pension so I don't get SS (that would be double-dipping). Did you know that? Nor am I be eligible for spousal benefit if my husband died first. G.W. Bush had planned to work on fixing this but with 9-11 and the war he got sidetracked and I don't think any president since then has even mentioned it. Now with raging inflation, you may need to adjust your spending and saving.

The Social Security Trust Funds | PolicyEd

How I became a retired librarian...from 2008

“Since I was 5 years old I've been in the information business, and before that I had a sharp eye and was taking it all in without realizing it, analyzing, puzzling and disgorging it to anyone who would listen or look at my drawings (before I could read or write). With nearly 20 years of formal education, and probably fifty required, no-credit workshops, I went on to help other people find and redistribute information--helped them find obscure details for their novels, graduate from college, locate jobs, get tenure and promotion, nail down grants to do research, find a formula for a baby gorilla rejected by its mother, and bake blackbirds in a pie. I even published my own research on agricultural publications and home libraries by examining bits and pieces of other people's research who had done likewise.

In my pursuit to dig out, disgorge and distribute information, I held hands, wiped tears, observed love affairs, translated documents, got blisters on my ear from phone calls, created web pages, compiled bibliographies, nodded off in hundreds of meetings, lectured at conferences, ruined my rotator cuff and placed shaky fingers of the elderly on keyboards. I mopped water from leaking ceilings, tore fingernails changing print cartridges, handed out tissues, woke up sleeping students, and brought blueprints home, all in the name of organizing and distributing information. In thanks for my efforts for information I received a paycheck, benefits, thank you cards, flowers, and the occasional lunch out or box of pastries. In the late summer of 2000 I had five retirement parties. Two years later when the new library I helped design opened, I never even got an invite to the open house.”

(From a blog I wrote in 2008)

Mr. Smith goes to sixth grade

A certain man in my life (for his protection I’ve made up a name) decided he’d try substitute teaching in his school district. We’re about the same age, so right away, you know he’s too old to take on such a dangerous assignment. It reminds me of the years my father was taking temporary jobs in his retirement, such as night watchman at a prison or driving a school bus.  The bus driver job was the tougher one he said.

Things are different these days, Smithy told me.  He first logged on to his computer at home and entered a password, and found the list of available spots for the day.

“Ah, that one looks good for a first try.  Only half day, and at a near by smaller school.  Sixth grade math.  I should be able to handle that.”

When he found the school he was buzzed in (all doors were locked) and Smithy says the look on the receptionist’s face when she saw a 78 year old should have clued him in there was trouble ahead. He walked about half a mile down the hall to the classroom. The regular teacher was probably late-20s and had a well prepared lesson plan for the afternoon.  She  met with him about 15 minutes and explained that at 11:57 he would open the door (to the outside) where the students would be lined up.  At the correct time he opened the door and led the students in, and they all started to run to different locations, but most took seats in his classroom.

Smithy hadn’t taken “Education” courses in college like I did (he had taught college level), but I remember the first instruction in Education 101 is “Don’t smile until Thanksgiving” or they’ll think you’re a push over.  Yup. He smiled.  Immediately 5 or 6 boys began to act out and take advantage of the old dude, fresh meat. There was a boy in the class who was “mainstream” and had an IEP and wanted a pass to leave. All was lost after that. He completely disrupted things and the other boys began with the smart aleck remarks teasing the challenged student. 

One boy was so disruptive Smithy decided to escort him back to his seat (they were running around the classroom).  Smithy didn’t know the rules, but the students did. “You can’t touch me—take your hand off my arm,” the little snot told the man old enough to be his great grandfather.

That class was 12 to 1.  Then the 2nd period was about 25 minutes, time to prepare.  At 2:02 there was a time period called “Social Emotional Learning, SEL.   During this time they were to concentrate on the book, “Who moved my cheese.” Not sure how that applies to math, but apparently  it is something about anticipating change and time management. The book was published over 20 years ago and has sold over 26 million copies in 37 languages.  The main characters are two mice and two quasi-humans called Hem and Haw.

The third period was 2:30-3:11 (school dismisses at 3:11, teachers stay until 3:30) and Smithy only had about half a classroom. This seemed to be a time out/study hall period for people who were in trouble.  Some one had quit band, and someone else had been kicked out of choir, and so forth.  The librarian saved the day.  The kids were so disruptive that she entered the classroom and told them they were being too loud and to quiet down.  Smithy was stunned.  The class came to attention immediately and were quiet when she showed up.  They were angels.

And through it all, one little Asian boy worked diligently on his studies. Nothing the rowdy gang did distracted him.  Smithy said, “He’ll be the class valedictorian.”  The boys were the disrupters, the girls mostly tried to help. They provided directions to the correct locations, but to the boys, he was just fresh meat.

Smithy was so thankful it was just 3 hours, but he still had a fairly long evaluation to complete.  He offered his advice on how the day could have gone better, like more time with the classroom teacher, and who had been helpful.  He asked if he could come back as an observer and watch how the regular teacher handled the discipline and instruction.

But he particularly wanted to shadow that librarian and see what her tricks were.

Update: January 19, 2022.

Mr. Smith remembers that day as yesterday. When he went in to talk to the Principal about the situations he faced that dreadful afternoon, and he was given a facial expression of "heard this all before". The reason was given that the school district, upon consolidation with another district, had to accept students (poor white trash) from the trailer court just outside the city. OH MY, WHAT LOGIC!!!

The other memory of that fateful day has been finally put to bed with my check for $6.47 from the TRS (teacher retirement system) and the State of Illinois. Yesterday, after 2 years on my part to save that system $$ by not sending out reports and other correspondence quarterly, I was allowed to close my TRS account. It took numerous phone calls (the first informed me I could not close this wonderful cushion for retirement) and other negative comments about why I would be foolish to "CASH" out and the last being an 8-page notice regarding what the IRS is going to do to me if I took a "LUMP SUM DISTRIBUTION". The final threat was that if I pulled out of the union, I would never be allowed to re-up again!!!! PRAISE THE LORD

Mr. Smith holds a Substitute Teaching License through 2025 through the Regional Office of Education #47 for the Counties of X, Y, and Z after submitting and passing the following:

• 1-9 Employment Eligibility Verification,
• Illinois teaching certificate, 
• College Transcript,
• Mandated Reporter Status for Child Abuse,
• Physical exam,
• TB Test,
• Fingerprint based criminal history,
• Successful check of the Illinois Statewide Sex Offender Data Base,
• Successful check of the Illinois Statewide Child Murderer and Violent Crimes Against Children Data Base.

MY-O- MY, them times are a changing!!!! Last night on a local TV channel they spoke about the dire need for SUBS, but the requirements are down to a high school education now. Maybe a few of those Trailer kids (poor white trash) can now try to escort the unruly boys back to their seats!! But thanks to WOKE, I'm sure the same rules hold fast.

SMITTY

Serendipity strikes again

When I had settled on retiring in October, 2000, I thought I might need a hobby, so I began keeping a small notebook in my purse to write in at the Caribou Coffee Shop on Lane Avenue in Upper Arlington where I stopped before going to work at the Veterinary Medicine Library at Ohio State University.  Because of the new millennium, the 2000 motif was everywhere, so my little notebook made in China, was “Year 2000 Tribute Millenium Series.”  As I would go through the paper—usually the Columbus Dispatch or Wall St. Journal, I’d jot down things that interested me—group meetings, movies, book reviews, special events, musical groups, recipes, web sites, conversations overheard—just about anything.  I had never heard of blogs at that time (not sure they existed), but that notebook was the start of my blog.

I had forgotten where I put the notebook, but a few minutes ago I was looking for something in my desk and there it was.  On September 22, 2000, I had jotted down “Almost Famous,” a movie with 4 stars. “Fictional account of Cameron Crowe’s teen years with Rolling Stones," I wrote.  Lennox 24, 4:50. Patrick Fugit (17) plays the 15 year old William Miller.”  Then I added later—“very good, saw 9/22/00.”  I had apparently flipped the notebook over and was writing on the verso of pages I’d filled earlier in the year.

Anyway, to make a short story long, I thought, “I wonder what happened to Patrick Fugit.  I recalled he was a very good actor in that movie.  In fact, the whole movie was good.

Internet search:  Found him.  His latest movie—wait for it—is “Robert the Bruce” which was just released last month in Scotland.

Cast: Jared Harris, Zach McGowan, Emma Kenney, Melora Walters, Talitha Eliana Bateman, Anna Hutchison, Patrick Fugit, Kevin McNally, Gabriel Bateman, Angus Macfadyen, Mhairi Calvey, Diarmaid Murtagh, Shane Coffey, Anthony J. Sharpe, Gianni Capaldi.

 

Patrick in 2000

Patrick in 2019

The power of YET

Joan Shaw Turrentine, retired teacher, pastor’s wife, mother, grandmother, blogger and FaceBook companion writes:

“I was reminded again this morning of the power of "yet." Even at my age, YET sometimes keeps me going. When I retired, I couldn't paint, or play piano, or write meaningful poetry, or read the Bible through yearly, or truly understand "big picture" economic or political issues, or relax enough to see the beauty in the stress of relationships, or turn loose of (and forgive myself for my part in) the stress generated through daily living - YET.

I still can't paint or write or forgive myself or understand those "big issues" like I really want to - YET. But I HAVE learned to add "yet" instead of a period when evaluating my life and accomplishments.

So, advice from this old lady to my young friends: Quit putting periods at the end of your self-evaluating statements/thoughts. When you come to the end of the statement, add "yet" and keep trying.”

Book review “Nomadland by Jessia Bruder

This Friday the Lakeside Women's Club book review is "Nomandland; surviving America in the 21st century" by Jessica Bruder. (2017) I'm about 1/3 finished, but I get the drift. Convince the readers there's something terribly wrong with the USA instead of the poor decisions, divorces, childhoods and investments of selected people interviewed for the book. So far, although the "great" recession of 2008 is noted as a cause for the white collar workers, the underlying factors in many of these cases are divorce, and/or an unhappy, abusive childhood that also included divorce, disruption, and frequent moves. I've been skimming or reading books like this for 4 decades. And since the so-called War on Poverty and the disintegration of households of married couples and families, the discussion doesn't get more positive, but the journalists/fabulists don't seem to catch on.

We first met nomad retirees in 2003 in Glacier Park. They were quite happy with their lives, moving with the tourism industry, northwest in the summer and south in the winter. According to Bruder, this movement has drastically increased as boomers hit retirement age, the internet glamorized it, and Amazon and other suppliers began to encourage a new migrant class of elder workers in RVs, vans and campers.

However, since the 1950s, our culture has glamorized the freedom of the open road, living off the grid, and personal liberty without family responsibilities in our films, theater, TV, literature or even neighborhood gossip. We shouldn't be surprised if a tiny percentage tried to grab this fading brass ring on a merry go round and found it a struggle of clunker RVs and difficult physical labor in warehouses.

So readers have a rich stew of anecdotes sprinkled with statistics about the history of retirement (it's a relatively recent concept). The reader can blame evil capitalists, bad government programs, Amazon, shrinking pensions, and overall malaise.

I'm shocked, shocked that aliens are flooding our borders. They need to read sad best sellers and then they would stay home.

On the first day of Christmas. . .

Actually, the first ten days of December we had eight events!  Everyone seems to have wanted to get a head start on the holidays.

Dec. 1:  Retirees from OSUL Christmas Lunch at the OSU Golf Club (I was hostess), Mary Jo, Eleanor, Graham, Gerry, Mary, Beverly
Dec. 2:  Birthday party for Rob and Lynn at the Depot
Dec. 3:  UALC SALT group brunch at Jane's; Carol, Kevin, Donna, David
Dec. 6:  Conestoga Christmas dinner at the Boat House Restaurant in Confluence Park, sat with Betty,  Jerry and Joan, Christine and John, and Harry
Dec. 7:  PDHC Christmas dinner and party at the Amelita Mirolo Barn in Upper Arlington, sat with "young people" who are instructors for teens in local schools
Dec. 8:  Dinner at the Rusty Bucket with Phoebe and Mark
Dec. 9:  Dinner with Rod and Judi at their home with Bruce and Marty
Dec. 10: Condo Christmas party at two of our neighbors' homes

Accomplishments in retirement according to one blogger

I'm retired and I write blogs. Nine blogs. One is about retirement. (I also do other things like volunteer, go out with friends, and travel. For the first 9 years I also painted). I found a really great retirement blog today that I'll return to. Here's something she wrote in 2013.

Things you won’t accomplish in retirement:
Sending out Christmas cards,...
Losing five pounds,
Cleaning out your closets,
Reading a ton of books,
Keeping your house and garden in pristine condition,
Watching less TV,
Mastering a new instrument, language, or other field of study,
Becoming Martha Stewart, or
Saving The World.

I do still send real Christmas cards, and I've lost weight twice, 2006 and 2015. I did clean some closets and repack everything about 8 years ago. Three years into retirement I started pitching all the stuff I didn't throw out when I retired. I did join a book club. No garden and not much house cleaning. Watch more TV. Learned blogging. Received as a gift a lot of Martha Stewart cookbooks--and I do more cooking than I did when I worked, but also go out to eat more. Am saving the world, one baby at a time at PDHC.

http://retiredsyd.typepad.com/retirement_a_fulltime_job/2013/01/how-to-be-lazy-without-even-trying.html

Leaf peepers

One photo shared today on Facebook was by my veterinary medicine librarian friend (also retired) and colleague  Mitsuko Williams (University of Illinois) sitting atop Cadillac Mountain. I had a flash back to the mid-70s when we drove to New England to see the fall color. Friends Scott and Tricia stayed with our children. It was off season so we thought we'd have our carefully planned sites of interest and roads to ourselves. We were stunned to see a whole world of retired people traveling and enjoying themselves. They were giggling, flirting and laughing like middle school kids, even with various frailties like low vision and walkers. Every restaurant parking lot was filled with their buses and the conversation inside was about the menu, which was often being read aloud. We'd quietly laugh. Now we know what fun they were having.