Tuesday, March 23, 2010

Americans are in for a big shock


when they see how much "free" government health care is going to cost them. After the band has stopped playing, the balloons have popped, and Obama has moved on to amnesty for illegals and higher taxes on CO2.

We are pensioners--Social Security for my husband and STRS for me (I'm not eligible for SS spousal benefit because of my teacher's pension). Our "health" expenses in 2009--insurance, drugs, dental, medical, etc. (we have vision insurance but neither of us used it) ran to about $11,000. How can that be when we have the premiere government health plan--Medicare? According to the Pelosi-Obama-Reid-Con (PORC) health care will be free for all!

We paid for it through payroll deductions while we were employed; we pay for the plan again quarterly (for me) or through deductions in the SS (for him). Then we each have to buy a supplemental plan (different companies) to cover the things that Medicare doesn't. Then we pay out of pocket for the rest that neither Medicare nor the supplement cover, like vaccinations for shingles or H1N1. Neither one of us was sick or hospitalized in 2009. My husband had a few "preventive" measures like some suspicious skin spots removed. But Obama assures us that prevention is going to save us money, so that's OK (it's never actually been proven because careful people then live longer and pay for more health care down the road). Does anyone think that we'll ever see that $2500-$3000 reduction Obama is promising each household/family? Or will it just keep going up, up and away through higher taxes and higher premiums?

2 comments:

Anonymous said...

Murray sez:
You are correct in thinking Obamacare will not lower insurance premiums. In fact the cost of ALL medical cost will increase. But not to worry, I always provide FREE advice. While you have vision and dental coverage, get a checkup and have done whatever needs to be taken care of then cancel your policies. Brush frequently and load up on dental floss. Then go to Medicare.gov and check to see if you have the cheapest Prescription D plan. Make sure your supplement plan is a high deductible one. Wash your hands a lot to avoid whatever it is that your associates could pass on to you.
There, I probably cut your medical cost by 1/3.
Oh, and join a Tea Party near you to join their fight to get the Democrats out of your life before they take more of your retirement savings.

Norma said...

Always good advice, Murray.