Recently Lee and JoEllen were notified by Kaiser they would be losing their current plan ($550 a month) as of Jan. 1. They were shocked; and healthy, and Democrats. The author of this article decided to investigate—to see if this was “substandard” as Obama claimed.
“I asked Hammack to send me details of his current plan . It carried a $4,000 deductible per person, a $40 copay for doctor visits, a $150 emergency room visit fee and 30 percent coinsurance for hospital stays after the deductible. The out-of-pocket maximum was $5,600.
This plan was ending, Kaiser’s letters told them, because it did not meet the requirements of the Affordable Care Act. “Everything is taken care of,” the letters said. “There’s nothing you need to do.”
The letters said the couple would be enrolled in new Kaiser plans that would cost nearly $1,300 for the two of them (more than $15,000 a year).
And for that higher amount, what would they get? A higher deductible ($4,500), a higher out-of-pocket maximum ($6,350), higher hospital costs (40 percent of the cost) and possibly higher costs for doctor visits and drugs.
When they shopped around and looked for a different plan on California's new health insurance marketplace, Covered California , the cheapest one was $975, with hefty deductibles and copays.” http://www.propublica.org/article/loyal-obama-supporters-canceled-by-obamacare
The chickens come home to roost. Mike Enzi tried to get this “grandfather” clause straightened out in 2010—but the Democrats demonized him—called him a fear monger. Good grief—he was reading right out of the Federal Register, which had posted the regulations! It was all there 3 years ago. He might have been able to save Obama’s reputation—because even by then he had said 47 times “If you like your insurance you can keep it.”
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