Tuesday, October 28, 2008

What not to put in a cover letter

is the topic of Poet with a Day Job post. Good stuff. Stop and read her poetry. The Wall St. Journal today had an advice column for retirees going back to work. I noticed this one: "Hide your resentment." How you feel about the economy and your financial situation. A positive attitude goes a long way in a job interview and some of the casual questions are there to draw out your personal characteristics (that's me commenting, not WSJ, because I was on a lot of search committees).

I know people my age "laid off" at 68 or 69 who are quite bitter. Now the Obama-Biden way would be to be patriotic and spread the wealth and opportunity to the younger, poorer, less experienced person looking for work. Right?

Whatever your reason--choice or cut back--don't sit around letting your unemployment checks become a habit. When I worked for JTPA in a jobs program we told people they needed to spend 8 hours a day looking for work, updating their skills (like learning to drive or read the bus route), mailing out resumes, and networking.

The government can't do everything--yet.

The story of Cowslip

They started with three young heifers. Then
    Several years later Snowdrop suddenly died. Cowslip stood next to Snowdrop's dead body refusing to leave until Snowdrop was buried. It was after Snowdrop died that we realized there was something very wrong with Cowslip. Our neighbor took one look at her and said she was blind. Then it all made sense. Snowdrop had been her eyes and without her old friend she was lost and afraid of the other cows and new places. Judging by Cowslips pale brown eyes, I'd say she been born blind." Rest of the story here at My Mustangs.

McCain Paper Dolls

My celebrity paper dolls get a lot of hits. At Illinois Review I saw an item about McCain Paper Dolls.


Eugene V. Debs, Socialist

Another Ohio Blogger suggested we google "Eugene V. Debs + Canton" for the irony in Obama's final plea to Ohioans to send him to the White House. So I looked through a Deb's speech from 90 years ago, 1918. It does have a certain flow, a ring, a familiarity, doesn't it? Except Debs was a bit more humble than Obama.

Ah! Tovarishch [Товарищ], it makes my heart sing as I march to the machine-tractor station for the motherland with the other kolkhoznitza [колхозница] and Obama's mellifluous tones in my ears.

    "Socialism is a growing idea; an expanding philosophy. It is spreading over the entire face of the earth: It is as vain to resist it as it would be to arrest the sunrise on the morrow. It is coming, coming, coming all along the line. Can you not see it? If not, I advise you to consult an oculist. There is certainly something the matter with your vision. It is the mightiest movement in the history of mankind. What a privilege to serve it! I have regretted a thousand times that I can do so little for the movement that has done so much for me. The little that I am, the little that I am hoping to be, I owe to the Socialist movement. It has given me my ideas and ideals; my principles and convictions, and I would not exchange one of them for all of Rockefeller’s bloodstained dollars. It has taught me how to serve—a lesson to me of priceless value. It has taught me the ecstasy in the handclasp of a comrade. It has enabled me to hold high communion with you, and made it possible for me to take my place side by side with you in the great struggle for the better day; to multiply myself over and over again, to thrill with a fresh-born manhood; to feel life truly worthwhile; to open new avenues of vision; to spread out glorious vistas; to know that I am kin to all that throbs; to be class-conscious, and to realize that, regardless of nationality, race, creed, color or sex, every man, every woman who toils, who renders useful service, every member of the working class without an exception, is my comrade, my brother and sister—and that to serve them and their cause is the highest duty of my life."

Sarah Palin's Wardrobe

Far be it from me to say the media are going down the low road on this one--I complain about women's clothing all the time. I see women in public dressed in pajamas, sweat suits, cowboy boots, fringy-droopy 70s retro thingies, and low-cut porno outfits--and those are just the ones I see at church--you should see the ones headed for work! Both Michelle Obama and Sarah Palin have thankfully put a little class back into women's public face and rear end. (Real ladies don't say butt.) I truly hope it catches on.

Before Palin's Dayton, Ohio love fest back in late August, (view here, beginning about minute 10) I'd only seen her in casual clothes--I think she was either pregnant, or someone had turned down the heat and given her a sweater. So a black pencil skirt just a bit below the knees and short jacket fastened up to her neck looked pretty darn good, if a little schoolmarmish, and was pleasure after months and years of Hillary's pants suits and blazers and San Fran Nan busting out all over in her open front business suits below her cheery botoxed face. Sometimes she wears a red jacket, sometime pink. But she always looks good.

But I'm a woman blogger. Why shouldn't I comment on women's clothes? Why would the main stream media care what Sarah spends if they don't care what Obama or Biden spend on their tailor made suits? At home, she admits she buys at the consignment shop and about half of what the Republicans bought went back to the store either because it didn't fit or wasn't her style. I'm sure she always looks nice, but if you've got to change clothes several times a day and look good on TV (remember Nixon lost because he didn't want to wear make-up for the TV debates). I assume she's nursing Trig, and if you've ever done that, it can get messy and up the dry cleaning bills. Then there's the spit up, the diaper changing, etc. I would guess that to keep up the campaign pace she would need 8-10 outfits minimum. Then there's shoes, undergarments, jewelry, etc.

But there's always a double standard where Democrats are concerned, and the press is so deep into the dirty clothes hamper with Obama, they're getting smelly. I'm betting Nancy's pearls cost more than some of Sarah's outfits, but who's counting--certain not journalism jockeys who were so afraid Palin might have some ideas worth reporting that could get them in trouble with their editors that they decided to switch topics and go for the safe, soft news. The cost of her clothes.

The widening gap

You can't turn on the radio, TV or open a newspaper without someone talking about a gap*--and I don't mean the store where teen-agers shop. There's a poverty gap, a gender gap, a technology gap, a health care gap, yada, yada. Three and a half years ago I wrote down my reasons for the widening gap between the rich and the poor (this is actually a fabrication because people are retiring and by plan and choice reducing their household income, but let's imagine there is a gap). Let's call it The Easy Gap.
    1. Easy credit cards: We got our first credit card in the late 60s--I think it was a "Shopper’s Charge." We now have one department store credit card and one bank card--we’ve never carried a balance. Since the late 80s and into the 90s, many new households have never known what it was to live on their earned income. 2. Easy divorce: Christians now have the same divorce rate as anyone else in the culture. When we married 48 years ago, regular religious observance offered families some protection. No fault divorce particularly hurt women and children, pushing them economically into competition with two income families. 3. Easy sex: Casual one-night stands were glorified in the movies of the 70s and 80s. Although adultery and fornication had long been a theme in literature, drama and movies, casual sex and living together before marriage became the gold standard of relationships by the 80s, even though it’s been proven that it increases the divorce rate. Then easy sex came into the living rooms via TV so that even young children think who’s spending the night is no more important than what toothpaste mom buys. Women having and raising babies alone is the biggest cause of growing poverty and the gap that liberals worry about. 4. Easy birth control and abortion: The millions of Americans that might have sprung from the loins of some of our best and brightest have been denied life itself, and thus their slots in the pie chart has been taken by poor, uneducated immigrants. Obviously this creates a huge gap between the middle class and the poor, who instead of having a solid footing as those aborted citizens might have had, flood across our borders or arrive as refugees with nothing. 5. Easy technology and gadgets: Time wasted on I-pods and text messaging and vegging out in front of bad movies on DVDs has certainly absorbed billions of hours that could have been invested in networking, education or advancing up the career ladder. Cable and cell phone monthly costs easily equal what we spent on a mortgage 30 years ago. 6. Easy bankruptcy: Load up the credit cards with consumer spending, mortgage your future, then make the rest of us pay it off for you. It might have been Plan B 20 years ago, but is now Plan A. Interest only mortgages, leases for larger and more expensive vehicles, second mortgages--for a generation who thinks the future will be paid for by someone else, it’s a recipe for a growing gap. 7. Easy leisure: Thirty eight years ago (1970) few middle class families took vacations--if Dad had a week off (and most companies didn’t offer it) he spent it fixing the house. Sure it’s a huge industry and employs a lot of people, but we’re looking at the gap aren’t we? We’d probably been married 10 years before we took a family vacation (my parents never had one), and then it was at my mother’s farm for a week. Our daughter and her husband had been to Key West, Arruba and took a Mexican cruise in the first 5 years of their marriage. 8. Easy entertainment: This is related to leisure and technology, but today’s young families have difficulty being alone or quiet, it would seem. Even 30 years olds seem unable to walk around without head phones. They are spending their children’s future at movies, sporting events and theme parks. A visit to the library is most likely to pick up a movie, not a book. 9. Easy college loans: Instead of attending a state school, working during the summer or attending closer to home, many young people begin their real working lives with huge debt, a debt that takes years to pay off, assuming they don’t default. Loans were so easy in the 80s, that parents who could well afford to pay tuition had their children at the public trough. 10. Easy shopping: You can be a couch potato or a computer novice and never leave home to shop. Addiction is easy. Just call in with the credit card. See? And I haven’t even said a word about how much health care costs, or how the women’s movement changed our culture, public transportation or taxes. And while the government is tangentially involved in these areas, mostly it boils down to perfectly legal choices, choices which when they become ingrained in our way of life lead to poverty or slippage down by a quintile for the next generation.
According to a google search: health care gap = 15,700; gender gap = 842,000; technology gap = 166,000; obesity gap = 417; poverty gap = 113,000.

Money to help the poor

That's probably the justification for the outrageous campaign expenditures of the Obama campaign. " Guesstimates from inside the broadcast television industry are that Barack Obam will spend $1.5 million per network -- CBS, ABC and Fox -- for Wednesday night's national 30 minute informercial. Now that's $50,000 per minute per network -- $8,333 per second per network. Altogether, $4.5 million in 30 minutes. Illinois Review"

The Democrats' idea of helping the poor is to take as much from you in the form of taxes--income, excise, death, phone, gasoline, sales, pass through (in over under around and through), VAT, etc. then pass it back to you in grants to your states, your educational institutions, your non-profits, your interstates, your transportation bailouts and subsidies, even your churches, all with handsome salaries along the way. Technically, it's a form of job creation with no product. The government doesn't create wealth, it consumes it, and sometimes uses the very people it steals from to do it. Like you. Watching the ads (never fear, Obama will make back the costs of his infomercial tomorrow night). Marking the ballot. Sitting back and waiting for the exchange and transfer of funds.



Note: I can't get the article at tv by the numbers site, but I'll keep trying. Maybe it's been pulled.

Looking for the vigilant liberals

especially librarians who were all over Bush's case for tracking down foreign terrorists by violating their privacy and freedom to bomb us. Both the state of Ohio and Ohio State have been unable to keep hackers out of our personal information (I think mine has been lost, strayed or stolen three times either on purpose or staff ineptitude--and those are the cases about which I was notified). But all that stuff about Joe the Plumber who questioned Obama's "spread the wealth" threats promises that mysteriously appeared in all the media the day after McCain mentioned him during a debate? You know, damaging information like his "real name." Well, that wasn't hacked, that was pulled by a hack and redistributed to the waiting media.
    "Ohio's inspector general is investigating why a state agency director approved checking the state child-support computer system for information on "Joe the Plumber."

    Helen Jones-Kelly, director of the Ohio Department of Job and Family Services, confirmed today that she OK'd the check on Samuel Joseph Wurzelbacher following the Oct. 15 presidential debate.

    She said there were no political reasons for the check on the sudden presidential campaign fixture though the Support Enforcement Tracking System.

    Amid questions from the media and others about "Joe the Plumber," Jones-Kelley said she approved a check to determine if he was current on any ordered child-support payments.

    Such information was not and cannot be publicly shared, she said. It is unclear if Wurzelbacher is involved in a child-support case. Reports state that he lives alone with a 13-year-old son.

    "Our practice is when someone is thrust quickly into the public spotlight, we often take a look" at them, Jones-Kelley said, citing a case where a lottery winner was found to owe past-due child support. "Our practice is to basically look at what is coming our way." " Columbus Dispatch
Now Governor Strickland, a Democrat and big time Obama supporter, yes that Ted who said he didn't give a damn about Obama's relationship with Ayers, says he is satisfied that there hasn't been any political mischief. Just like there wasn't any racism in the campaign to defeat his black Republican opponent two years ago. And there wasn't any malice intended by the 13 honor scholars from the east coast and abroad who came to Ohio to register Ohioans too dumb to figure it out by themselves. Democrats. They are so transparent it is pathetic. Was I that way when I was a Democrat all those years?

According to Open Secrets dot org, Jones-Kelley contributed $2,500 to Barack Obama in July 2008. Wow. What a surprise.

Obama behind your back

Oh sure, you're close and cozy now. Best buds. He wants your vote. By the time you realize what's going on, it will be too late. He'll have your wallet, your freedom, and your future.

Monday, October 27, 2008

Some schools succeed

Ninety eight percent graduation rate. That's impressive. Maybe it's the uniforms. My Catholic friends tell me there aren't many nuns in the classroom anymore. This letter was in today's Wall Street Journal.
    Your editorial "Charter Success in L.A" (Oct. 14) overlooks the contributions of at least 40 Archdiocesan Catholic schools located within that same area. These Catholic schools serve the same population as the public schools and charter schools, yet they are achieving graduation rates of 98% and doing so at one-third the cost on a per student basis. Over 95% of these graduates are going on to two and four year colleges. For over 150 years, Catholic schools have been educating students in L.A. who go on to become leaders of integrity and competence. This is done without taxpayer funding.

    Catholic schools deserve recognition for their past and continued contributions in educating civic, business and church leaders, teachers and many other professions that serve the Los Angeles community.

    Kathleen Anderson
    Executive Director
    Catholic Education Foundation
    Los Angeles

How they destroyed our economy

Remember how we all chuckled at the "community organizer" jokes at the Republican Convention? Oh, how little we knew. Now, some did, because they'd been writing, and speaking and sounding the alarm for years, but we didn't listen. The media didn't notice, they were all ga-ga over o-ba-ma and neither did the talk shows. Just a few conservative and libertarian publications and think tanks.

Remember when we thought the community organization gig was ACORN and just some voter fraud--hadn't we seen that in both parties? Gosh, in Illinois, it doesn't matter if you vote at all "down state"--Chicago will take care of it and they have enough dead people and dogs to vote in your place. JFK might have lived a long life as a Massachusetts senator if his party hadn't stolen the Illinois vote in 1960 from Richard Nixon.

Turns out it was a much bigger cancer behind the subprime loans. Here's an article from 1995, describing guerilla warfare by the community groups which eventually brought down the wealthiest country and most powerful government in the world--without firing a shot.
    After a raucous Senate Banking Committee hearing exploring Fleet Financial Group's record on lending to minority communities, the Federal Reserve Board governors agreed to consider taking action against the New England banking giant. Among the community activists present at that February 1993 meeting with the governors was Bruce Marks, Director of the Boston-based Union Neighborhood Assistance Corporation (UNAC) known for waging guerrilla warfare against banks that fail to meet fair lending standards. When Marks and company returned six weeks later, only to be informed that the governors had decided not to act on the matter, the group took action of their own by rushing the front steps of the Reserve and blocking the entrance.

    As the group of roughly 60 stood at the front door, a limousine pulled up, and out stepped a man resembling Federal Reserve Chairman Alan Greenspan. The protesters naturally seized upon the opportunity to make their case with the head of the Fed. They ran over and surrounded the car, overwhelming the secret service agents and the Greenspan look-alike. The man turned out to be not Greenspan but Italy's minister of finance. Although the group would have preferred a face-to-face meeting with Greenspan, mistakenly accosting the Italian finance minister was only a minor embarrassment for Marks, who regularly uses high-pressure tactics in his crusade against redlining banks.

    Marks had attended the Senate Banking Committee hearing with 400 angry residents from various states, many armed with tales of injustice wrought by Fleet. The protesters, who included gospel singers and Baptist ministers, sang and chanted as they paraded in wearing bright yellow T-shirts depicting a loan shark.

    "It was like a gospel revival meeting," Marks said. "I don't know if ever there's been a committee meeting where 400 people just took it over." National Housing Institute
And then skip ahead to the Winter 2000 issue of City Journal, probably written in late 1999.
    There is no more important player in the CRA-inspired mortgage industry than the Boston-based Neighborhood Assistance Corporation of America. Chief executive Bruce Marks has set out to become the Wal-Mart of home mortgages for lower-income households. Using churches and radio advertising to reach borrowers, he has made NACA a brand name nationwide, with offices in 21 states, and he plans to double that number within a year. With "delegated underwriting authority" from the banks, NACA itself—not the banks—determines whether a mortgage applicant is qualified, and it closes sales right in its own offices. It expects to close 5,000 mortgages next year, earning a $2,000 origination fee on each. Its annual budget exceeds $10 million.

    Marks, a Scarsdale native, NYU MBA, and former Federal Reserve employee, unabashedly calls himself a "bank terrorist"—his public relations spokesman laughingly refers to him as "the shark, the predator," and the NACA newspaper is named the Avenger. They're not kidding: bankers so fear the tactically brilliant Marks for his ability to disrupt annual meetings and even target bank executives' homes that they often call him to make deals before they announce any plans that will put them in CRA's crosshairs. A $3 billion loan commitment by Nationsbank, for instance, well in advance of its announced merger with Bank of America, "was a preventive strike," says one NACA spokesman.
And here's Marks putting himself in a positive light at a "world citizenship, global humanist" blog. I wonder Mr. Marks, where are those poor and low income people you put in houses today? Do they have jobs? Do they have pensions? Where are the multitudes of employees sopping up government grants to the non-profits for paper pushers and fee takers, and hastily hammered together housing corporations to rebuild communities? Do you even care, or were they always just your route to destroy the United States economy?
    Marks’ role as an aggressive crusader for reform of the powerful banking and lending industry has its representatives up in arms. On May 5, 1999 from the Senate floor, Senator Phil Gramm (R-TX), head of the Senate Banking Committee, attempted to portray banks as victims of Bruce Marks. Gramm described Marks as, “… someone who graduates from college, goes to graduate school, and goes to work for the Federal Reserve in acquisitions and mergers, quits and goes into business, spends four years harassing banks and bank presidents, and finally the bank (Fleet Bank) caves and gives them $1.4 million, gives them $200,000 to set up their organization; they now have twenty offices, lending $3.5 billion…” Senator Gramm continued, “There is a CRA protester who calls himself an “urban terrorist” who used those charges against a bank, harassed them for four years, went to a speech of the president of the bank (Fleet Bank CEO Terrence Murray) at Harvard University, disrupted the speech, made this man’s life miserable for four long years.” Bruce Marks wears this personal attack as a badge of honor.

    Under Marks’ leadership, NACA has garnered commitments of over $6.7 Billion for the best mortgage product in America. NACA now has 31 offices throughout the country and will double in size within the next 12 to 18 months. NACA has become the largest housing services organization in the United States.


Community Reinvestment Act Harmful legacy


For a lefty hissy fit on the conservatives waking up to the CRA's mistakes, see here, so don't say I don't provide an alternative view, which the left never does.

Backatcha!

Instead of addressing the fraud among their volunteers, Obama's campaign has chosen to investigate the investigators who uncovered the problem. See story at Maggie Thurber. Move over Joe
    Rather than address the fact that some people supportive of Obama have registered and voted incorrectly, these Obama campaign workers want to demonize the individuals who've exposed them
And then there's the on-going saga of Joe the Plumber and what a terrible threat a simple question was to the Obama Campaign after Obama told Joe he wanted to spread the wealth (something he's said many times, but not recently, and not on the campaign trail). So much so that someone thought the means justified the end, and hacked Joe's personal information.
    Personal information on "Joe the Plumber" was sought through the state's child-support computer in a check run from the main offices of the Ohio Department of Job and Family Services.

    Ohio Inspector General Thomas P. Charles confirmed today that he is investigating the incident. He declined to provide details.

    The inquiry on Samuel Joseph Wurzelbacher was run through the Support Enforcement Tracking System from the state department's offices in downtown Columbus. Columbus Dispatch

Elizabeth Hasselbeck introduces Governor Palin

This takes 11 minutes but is well worth watching. The writer at the LA Times just couldn't stop editorializing with alarm quotation marks and snarky remarks either about Hasselbeck or Palin.
    "The View" co-host Elisabeth Hasselbeck was incredibly "honored" to introduce Gov. Sarah Palin on Sunday at a Republican rally in Florida.

    But she was even more excited about being able to "talk for a full five minutes without being interrupted."

    She talked about Palin's women's rights views: equal pay for equal work, putting an end to honor killings, aiding women exploited in the sex trade and stopping the sanctioning of the abortion of unborn daughters in other countries. [this is a misquote: she said of a country's unborn daughters]

    She decried the fact that "they" [clarification, the main stream media reporters] are "fixated on her wardrobe," calling it a double standard and deliberately sexist. But then she turned to Palin and remarked admiringly that the governor "sure is a woman who knows how to dress," which got some rather sexist whoops, hollers and whistles from the audience.

    Hasselbeck added: "I’m most impressed by her accessories, you know, like the flag pin she wears in honor of her son and our military — men and women — fighting abroad. And they fight for our every [very] right to be here today." ["They didn't list this because they know it's priceless" Hasselbeck said--to which the crowd went wild with USA chants.]

    Elisabeth was certainly coming on strong for Palin, sounding much like a lipstick-wearing pit bull/hockey mom herself.
There wasn't a thing threatening or pit-bullish in the entire 11 minutes. Get a grip--it was a campaign speech introduction. Would you rather she get shouted down as her View sisters do? I watched it twice, including the part about McCain paying the women on his staff the same as men, and Obama paying 83 cents on the dollar. LAT Blogger Dishrag forgot to remember that part. Oh, and the writer was just soooo concerned that baby Trig was on stage--now, abortion of a disabled child she would support, because that's a woman's right, but putting him on stage with his mom, dad and sister? Ooooo, now that's cruel says Elizabeth Snead. If you don't kill them, you should at least hide them, I suppose.

A Charter of Negative Liberties--Our Constitution

Redistribution through the courts--"I'm not optimistic." You can craft a rationale bringing economic change through the courts--the 3 of us sitting here could do it.

Warren Court wasn't radical--didn't break free from constraints of the Founding Fathers. The court didn't say what the federal government must do for you on your behalf. [paraphrased based on listening while scratching my head in disbelief]



People who have attended law school in the last 15-20 years probably will not find anything strange in this radio address, just like people listening to Jeremiah Wright for years didn't notice anything--just sounds normal and patriotic to them. This type of unAmerican, radical thinking is so common among certain classes, they are baffled when Conservatives find it alarming.

America's favorite Terrorist has new book

Bill Ayers, Barack's mentor and Chicago backer has a new book. I'm sure I'll have no problem finding it--given its track record my public library will flood the shelves with copies. Here's what Charming Billy bakes in his pie laced with hate for our culture and government (i.e. white Americans--a group of which he is a member, a descendant of generations of the oppressor class).
    "Bill Ayers 'gets it.'* Here's what he understands: One strategy to undermine culture is to discredit its values and history. Of course, reducing American history to a simplistic notion of 'white supremacy' is absurd, but that’s the point. The point is to slowly undermine the confidence of people about the values and history of their own culture so they'll be less willing to defend and protect it. Along the way, you've also created a structure of 'them' (so-called 'white' people, meaning, in this context, people from western and northern Europe) and 'us' (everyone else). This creates internal conflict based on simple, easy to understand qualities like skin color.

    "Eventually, the culture becomes so disillusioned and split apart that an organized cadre of leaders can take control and establish a new kind of society – like the Bolsheviks did in 1917, or the National Socialists in 1933, or the followers of Mao in 1949," the forum participant wrote.
More on the book at "Ayers, Dohrn: 'White supremacy' responsible for America's troubles"



*I wonder if this is what Michelle Obama meant in Bexley last week when she said, "Barack gets it." The crowd whooped and cheered.

Sunday, October 26, 2008

Clear evidence of fraud

Check out Maggie Thurber's blog for more information
    So we've got clear evidence of individuals who have come to Ohio on a temporary basis, have no intention of staying in the state past the election and its certification, who have homes and families in other states, who have registered and who have cast a ballot. Today, the boards of elections start separating the ballot envelope from the identification envelope, which means that after separated, these individuals can still be prosecuted for voting illegally, but there is no way to separate out their vote and not have it count. Thurber's Thoughts

The sale of National City, pt.2

I'm still looking for my last dividend check--the one for thirty two cents. The top three executives will get golden parachutes with a combined value of $40 million following the sale (adjusting I assume for the current value of the stock which must not be too terrific); Peter Raskind, Daniel J. Frate, John L. Garney.

Ohio's progressives, socialists and marxists will scream about greed and the failure of capitalism, but I won't. I owned a few shares for about 30 years and did nothing except open the envelope four times a year, endorse the dividend check, and take it to the bank. It was never huge--probably not more than $30-$50 a year, but it was more than the cost of gasoline to drive to the bank, which the most recent one wasn't.

Meanwhile, they were being paid big bucks to figure out how to manage demands that they live up to the crazy expectations of the law and regulations to loan easy money to people who may not be able to pay it back. A law, the Community Reinvestment Act, which started small and quietly during the 1970s, with good intentions. People whose homes may never appreciate, but may depreciate, to fund builders and city services which also jumped into "the American dream" bubble. Easy money--that's what government tampering with the banks and credit did for us. Even churches got into the act, although I don't think they did the political advocacy of the left wing, ACORN type organizations. They too set up corporations, hired people, fixed up homes, "stabilizing neighborhoods," "strengthening community," to help the poor, everyone from Mennonites, to Catholics to Lutherans. But they did it with government money so they'd qualify for loans.
    "The Clinton administration has turned the Community Reinvestment Act, a once-obscure and lightly enforced banking regulation law, into one of the most powerful mandates shaping American cities—and, as Senate Banking Committee chairman Phil Gramm memorably put it, a vast extortion scheme against the nation's banks. Under its provisions, U.S. banks have committed nearly $1 trillion for inner-city and low-income mortgages and real estate development projects, most of it funneled through a nationwide network of left-wing community groups, intent, in some cases, on teaching their low-income clients that the financial system is their enemy and, implicitly, that government, rather than their own striving, is the key to their well-being." "The Trillion-Dollar Bank Shakedown That Bodes Ill for Cities," City Journal, Winter 2000
So yes, they were greedy, but when you try to strangle a business, any business, with regulations while also demanding that it perform as a sugar daddy social worker for the poor and low income, you just might find them looking for loop holes to outsmart those guys who float in and out of the beltway, who lobby, and populate endless think tanks.

It's Congress that I'd like to drop from a plane without a parachute, golden or otherwise. It was a stupid affirmative action scheme even back during the Clinton years, but there was time to remedy it. (Bruce Marks , primary culprit--story from 2004) Bush couldn't pull his people together when he had a Republican Congress, and the Democrat Congress blocked any effort, even those late ones, to fix the problem. If Gore had won in 2000, we'd be in exactly the same spot. Had you thought of that? We'd probably gone to war since the whole WMD meme started in the 90s with the Democrats, but even if we hadn't, the economic system still would have failed because the same policies chasing the same easy credit would have been there.

Now we're in a recession, and about to do the Hoover-Roosevelt two step all over again, only this time it will be Bush-Obama. Let's hope it won't take a decade of more tampering and 25% unemployment this time.

Eating pumpkin ice cream reading obesity research

After a lunch of lightly grilled, prepackaged organic vegetables (broccoli, carrots, red cabbage), I had a dish of pumpkin ice cream with some peanut butter on top. While eating the dessert I was reading "Transforming Research Strategies for Understanding and Preventing Obesity" by Huang and Glass in JAMA, Oct 15, p. 1881. Before I go into detail, let me ask you a few questions, and please don't argue or go off topic, just answer about you and you only; no one else:
  • Has the federal government made you fat?
  • Has your state or local government made you fat?
  • Did your educational institutions--high school, college, grad school--make you fat?
  • Has your income, whether high or low, made you fat?
  • Has your peer group made you fat?
  • Did your mother's diet before you were born make you fat?
  • Has the location of your super market or grocery store made you fat?
  • Has the lack of fresh fruits and vegetables where you shop made you fat?
  • Has the lack of a farmer's market in your neighborhood made you fat?
  • Has lack of exercise opportunities made you fat?
  • Has the zoning where you live made you fat?
  • Did the farm, town or city where your great, great grandparents lived and worked make you fat?
  • Have USDA policies affecting land use made you fat?
  • Has building design of your home or work place made you fat?
  • Has the elevator in your building or the parking lot for your car made you fat?
  • Has food labeling or lack of it on restaurant menus made you fat?
I've been up the scale and down the scale, and no one but me can determine whether I'll be obese or not. But there's a whole bunch of government money out there just waiting to call me a liar.

Using the tobacco taxes as an example of how top down punishment by the federal government can stem the obesity tide of the predicted $860 billion in health care costs, the writers of this article (both NIH employees), are pointing the way for Uncle Sam to join you at the dinner table, the restaurant, the grocery store, the snack bar and the tailgate party before the OSU football game. And he won't be a fun or an invited guest.

Clearly, education about personal responsibility for health and weight has failed, the authors report. We have evolved, but not enough. Our bodies are not equipped for an obesogenic environment. After working their way through maternal feeding patterns, lack of P.E. in schools, public snack machines and sedentary behavior, the authors pounce on the real problem. You'll be glad to find out it's not your genes, your taste buds, your cravings, or your lack of will power. It's the government--all levels from cradle to grave, from bike path to freeway, from safety to quantity.
    At the governmental level, policies regarding food, agriculture, education, transportation, urban design, marketing, and trade all play a role in increasing the accessibility and availability of high-fat and high-sugar foods vs fresh fruits and vegetables and in decreasing opportunities for physical activity. The lack of access to preventive care is also a major concern. Historical U.S. policies that led to social inequality and segregation have, in turn, resulted in inequalities in the built environment, leading to disproportionate rates of obesity among the poor and minorities.
"Trust me, I'm from the government." These are the same guys from the government who don't require country of origin on your canned goods, and have no way to check the quality or adulteration of foodstuffs imported from Mexico and China, the most recent culprits that sent people to the hospital. But we're supposed to hand them billions in government grants for "cross-disciplinary hypotheses to research on upstream (trendy word = bad capitalists) policy interventions and their downstream effects on food and physical activity behaviors, investment in capacity building and rigorous training of a new generation of multilevel scientists, and global perspective on obesity research." What does cross disiplinary look like?
    medical geography
    epigenetics
    psychoneuroendocrinology
    advanced neuroimaging tools
    socioenvironmental factors
    spatial data
    expression of genes
    population patterns
    food marketing
    taxes on unhealthy food
    public transportation
    crime free neighborhoods
    behavorial economics
      and of course
    the United Nations World Health Organization
Please note you free market and capitalist morons, your government knows best: "Neoclassical economic theory promised that allowing individuals to pursue their individual passions and desires with a minimum of constraint would lead to aggregate prosperity. However, this theory may be flawed in the case of food and activity preferences. If humans have built-in biological propensities at odds with their environment, top-down approaches may be needed to achieve population obesity prevention goals."

And here comes Obama rama dom dom.

Reformation Sunday

We both forgot to wear red; looking around the 8:15 service I see many others did too. In the Cornerstone this week Pastor Eric Waters writes
    "Because we were the first of the Protestant churches, many of our fellow Protestants look on us with suspicion as being "too Catholic." They point to our practice of infant baptism, belief that the bread and wine of Communion really is the Body and Blood of Jesus, and the recitation of the Creed as proof that we're still stuck in the superstition of the Middle Ages. On the other hand, the Roman Catholic church looks on our longer sermons, various liturgies, and disagreement with the Pope as proof that we went too far. In short, most of our fellow Christians look on us as neither fish nor fowl: too Catholic for some, too Protestant for others."
My husband was baptized as an infant (Presbyterian), and I was about 12 (Church of the Brethren). If you ever want to see a Lutheran pastor go pale in your adult confirmation/transfer class, just ask to be re baptized. On the other hand, there are Protestant churches that would want to do mine over, because they wouldn't trust the minister or denomination who presided at mine. Lutherans and Catholics see infant baptism as done by God, not by man, so Lutheran pastors don't do that. I think Luther himself gave a good explanation, because he really had more problems with the reformers (in my opinion) who came after him (he called them dolts and blockheads) than the Catholics and Humanists. To the argument that you don't remember your baptism, he replies
    Were I to reject everything which I have not seen or heard, I would indeed not have much left, either of faith or love, either of spiritual or of temporal things
He asks the anabaptists. . . How do you know who your parents are. . .you don't remember your birth, so why should you honor your parents? Why should you obey the government if you haven't seen the leader. How do you know the apostles preached. If you can't believe anything you haven't seen, felt or experienced, says Luther, you're in the devil's pocket.

To the argument that you need to believe before baptism, Luther really works up steam
    For if they follow this principle they cannot venture to baptize before they are certain that the one to be baptized believes. How and when can they ever know that for certain? Have they now become gods so that they can discern the hearts of men and know whether or not they believe? . . . You say that he confesses that he believes. Dear sir, confession is neither here nor there. The text does not say, "He who confesses," but "He who believes."
And how many times would you be rebaptized asks Luther. Each time you have a fresh sense of your faith, or after each doubt is put down.
    So when next day the devil comes, his heart is filled with scruples and he says, Ah, now for the first time I feel I have the right faith, yesterday I don't think I truly believed. So I need to be baptized a third time, the second baptism not being of any avail. You think the devil can't do such things? You had better get to know him better. He can do worse than that, dear friend. He can go on and cast doubt on the third, and the fourth and so on incessantly. . . the end result? Baptizing without end. All this is nonsense. Neither the baptizer nor the baptized can base baptism on a certain faith. . .

    Since our baptizing has been thus from the beginning of Christianity and the custom as been to baptize children, and since no one can prove with good reasons that they do not have faith, we should not make changes and build on such weak arguments. . .

    When they say, "Children cannot believe," how can they be sure of that? Where is the Scripture by which they would prove it and on which would they build? They imagine this, I suppose, because children do not speak or have understanding. [goes on to tell the story of John and Jesus in their mothers wombs as an example that children can know and understand and believe]. . .What if all children in baptism not only were able to believe but believed as well as John in his mother's womb?
He gives another example from a betrothal and wedding where a girl marries reluctantly and without love then after 2 years, she loves her husband.
    Would then a second engagement be required, a second wedding be celebrated as if she had not previously been a wife, so that the earlier betrothal and wedding were in vain?. . .
Rebaptism is relying on works, says Luther. God's Word is unchanging even if the person doing the baptism does not have faith.
    The unchanging Word of God, once spoken in the first baptism, ever remains standing, so that afterwards they can come to faith in it, if they will, and the water with which they were baptized they can afterwards receive in faith, if they will. Even if they contradict the Word a hundred times, it still remains the Word spoken in the first baptism. Its power does not derive from the fact that it is repeated many times or is spoken anew, but from the fact that it was commanded once to be spoken.
You can read Martin Luther's Basic Theological Writings ed. by Timothy Lull on-line.

Worth repeating

Someone came to my blog today looking for an Oreo Cowkies photo (belted Galloways) and ended up at "Where I part company with Conservatives" essay. They must have been archived on the same page. I reread it and decided it was worth posting again with a few additions.

Politics
  • I'm against the death penalty. Don't let the evil scumbags turn you into a killer.
  • I believe marijuana can be a controlled substance for medical treatment, just like other mind altering legal drugs.
  • I believe drug sentencing is too punitive and counter-productive--at least in Ohio. 60% of our prison population is drug related (I've heard, haven't researched it). Prisons are schools for crime, and we should stop sending so many novices there, because they will graduate and return to us.
  • I think Creationists need to stay clear of the public schools. We haven't even convinced our own folks, so why go after non-believers? No one ever got to heaven because of believing in creation, nor was sent to hell because of evolution. Plus, you're not being truthful about your motives and that hurts your witness for Jesus.
  • Schools need to allow students the freedom to be Creationists or write or speak on the topic without fear of punishment or grade reduction.
  • I don't believe in the current political race for the brass ring called global warming, but I also believe that many conservatives don't take the precautions and care they should with the environment. Clean air and clean water is good for our health and for capitalism.
Religion
  • I'm not a dispensationalist Christian. Not that all conservatives are, but many that are cherry pick their way through the Bible finding end-times principles to apply to politics that aren't there.
  • Most Biblical admonitions about sexual behavior and morality are addressed to men lusting after women, not to gay men. Pay attention to your own plank before looking for the splinter.
  • The Biblical record is clear that Jesus intended women to have an equal role in the church.
  • I'm fine with infant baptism and don't believe in rebaptizing, although I appreciate my anabaptist heritage. Watching an infant baptism is a wonderful reminder of our need to rely totally on God.
  • If you've got a well written liturgy, faithfully followed, it makes up for poor sermons and unsingable hymns.
  • Conservative Christians need to pay attention to Matthew 25. Peace and justice Christians need to realize they won't find government grants and taxes there to fund their favorite programs (and salaries). It is very clear to all who you are meeting when you feed the hungry and visit the sick.
Others

  • I don't believe pets are "just like family," but once you take one into your home, you have obligations and responsibilities for training, veterinary care, love and affection.
  • I believe homeschooling is good and educationally sound, especially for the parents who will have more actual learning and support than if the children attended public or private schools, but it isn't always better for the children. There's nothing wrong with doing it for mom or dad if they become better parents.
  • Our children come into this world as unique beings, with everything in place to be successful and happy. If they don't get there, it may not be your fault, and it definitely is not the government's. Take the blame where you deserve it, and dump the guilt if you don't.
  • I believe that Eat less, move more is the best health plan, and that probably isn't in the Bible or hawked on your favorite talk show.
  • I know from experience that all bubbles burst, whether it's love, finances, dreams, careers, or political candidates.