Barney's ex-lover was director of Fannie Mae

Barney Frank seems to have a wide stance problem with his ex's. One was running a male prostitute ring, one had access to inside information and influence that he shouldn't have. I don't know who the current squeeze is, but some sharp reporter ought to be checking him out for the next big story. Not that it would matter to Democrats. I don't expect this to change anyone's ideas of responsibility for the bailout. Whether it's about Bill Ayers and Barack Obama or Barney Frank and Herb Moses, it's always old, unimportant news to liberals.

Now that Fannie Mae is at the epicenter of a financial meltdown that threatens the U.S. economy, some are raising new questions about Frank's relationship with Herb Moses, who was Fannie’s assistant director for product initiatives. Moses worked at the government-sponsored enterprise from 1991 to 1998, while Frank was on the House Banking Committee, which had jurisdiction over Fannie.

Both Frank and Moses assured the Wall Street Journal in 1992 that they took pains to avoid any conflicts of interest. Critics, however, remain skeptical.

"It’s absolutely a conflict," said Dan Gainor, vice president of the Business & Media Institute. "He was voting on Fannie Mae at a time when he was involved with a Fannie Mae executive. How is that not germane?

"If this had been his ex-wife and he was Republican, I would bet every penny I have - or at least what’s not in the stock market - that this would be considered germane," added Gainor, a T. Boone Pickens Fellow. "But everybody wants to avoid it because he’s gay. It’s the quintessential double standard." Link

Obama worship

If you thought that video of little kids singing a hymn to Obama was bad, watch this video of young boys in paramilitary garb strutting and shouting Alpha-Omega and reciting different talking points of the Obama campaign, promising him their lives and careers. North Korean brainwashing anyone?

And to think I was bothered by those Obama logos--the red white and blue sun with the road going nowhere--painted on collapsing Ohio barns. Obviously I hadn't looked far enough.

Democrats for Life will have to buck their own President

Moral leadership on this issue is important. Democrats are about to put a man in office who believes the outrageous abortion rate among black women is just another informed choice, a decision between a woman and her “health care provider.” This is a parent who would have his own daughters get an abortion if it weren’t a convenient time in their lives (or his career). This is a man who will shut down opposition to his views in the media. Does DFL really think Obama is going to buck feminists and the left on this notification issue? Feminists don’t want to save babies lives--even babies born alive, and neither do Team Obama and its obedient workers and followers! “. . . parental-involvement laws reduce the minor abortion rate by 13 to 31 percent when a state enacts laws to require parental consent or notification before a minor undergoes an abortion.” Story here.

I’m on the mailing list for the Pregnancy Distress Center, and when the women’s reasons are listed they are often the boyfriend or her parents doing the pressuring to get an abortion--so what's the plan to reach them?

Thanks, Sarah

For showing the world, particularly the hateful women on the left and the right, who denigrated everything about you, from your accent to your education to your baby son, that women can hold their own. If I could change one thing in the debate, it'd be that Johnnie-one-note "corruption and greed on Wall Street," as if that wasn't the stockholders on Main Street in the pensions, IRAs, 401-Ks, 403-Bs and private investments and annuities who were depending on their elected officials--the other 3 guys you're running with and against--for some oversight of the laws and regulations they themselves have put in place. We need an investigation of the Barney Franks of Congress--like yesterday!

However, many people sold homes during the housing bubble and were thrilled that they were able to choose from bids offering thousands more than the asking price. Their "good fortune" was being fed by deregulation in the 90s, by CRA engineering the poor into bad home deals, by Congress taking money from Fannie and Fred in bipartisanship, by the push by banks to move low to moderate income people into homes they couldn't afford to meet their quotas. You can call it corruption and greed if you want, but some were just ordinary school teachers or business people from Dayton or Columbus, Ohio, taking advantage of a good return on their hard earned money as home prices doubled in a very short time. After the recovery from 9-11 with the Bush tax cuts, our investments soared, and we were enjoying the experience of having an imaginary "third person" in our home who just turned over his paycheck each month with no questions asked. We live on our pensions--hardly the rich fat cats that both the Obama-Biden and the McCain-Palin teams try to portray. When the bubble bursts, and they all do, greed has a different face, and it's never the one we see in the mirror. That imaginary tenant has packed his bags, hired a U-haul and left town.

Well, Sarah, you're a winner in my book. I heard someone say that if you watched on TV you saw one debate, if you only listened, you heard something different, and if you read the debate, you'll get yet a third message. Well, there will be a fourth message, as the media snip and cut away at you. They are very hostile toward you. They are subjecting you to the Justice Thomas take down routine, but you seem to be putting on the full armor. We'll know the truth, regardless of how the MSM spins it, and it didn't come out of Joe Biden's mouth.

We've heard this tune before

I don't know about the neo-nazis I never read their stuff, but the far left anti-semitism is certainly on the rise, encouraged by the huge growth of the USA's Muslim population, which now exceeds the Jewish population. Yes, remember this from the 1930s? Or at least the history books we used to have--it's probably all been revised. It's all the fault of those "Jewish bankers." I tell you, folks, you're buying into a package here with Team Obama and his leftist handlers. The left can always find a reason to blame the Jews and especially our ally Israel.

Store here.

How people you didn't elect control everything you do

This is just one. The Western Climate Initiative. There are many out there--mostly under the umbrella of global warming, which now includes health, safety, education, social engineering, and got its fair share of pork in the new bailout.

The Western Climate Initiative would establish a regional market to trade carbon emissions credits, allowing industries that emit greenhouse gases to buy and sell credits for their emissions. The goal is to cut the region's carbon emissions to below 2005 levels by 2020, a roughly 15 percent reduction. [I read 25% by 2020.]

The initiative, proposed Tuesday by seven western states and four Canadian provinces, covers more polluters than other regional plans adopted in the United States, Canada and Europe. [Yahoo News, AP story.] I would have copied from the WCI document, but couldn't--it's more scary in the "real" language.

I think I see hundreds of these a week--architects, engineers and the building trades are wetting themselves, they are so eager to build green, and by that I don't mean environmental--I mean $$$$. If you see a really ugly building that looks like a box of blocks attached with velcro and tin foil, betcha it's "green."

Cap and trade covers electricity, natural gas and heating fuels emissions as well as industrial emissions and transportation emissions. In short, just about everything that makes our world pleasant and easy and comfortable for us. It doesn't cover hot air by politicians and Al Gore.

Faith Votes Columbus

is funded by National Industrial Areas Foundation, a Chicago-based community organizing network established in 1940 by Saul Alinsky. IAF provides training and consultation, furnishes organizers, and develops national strategy for its affiliated broad-based community organizations [i.e., community organizers--like Jesus]. You can follow the interview of a Faith Votes worker who was picking up, taking to registration and telling homeless voters to vote for Barack Obama at this video. I think it is the third interview on the tape that shows the illegal behavior.

Saul Alinsky was an American marxist who died in 1972. His son is proud that his father's handiwork footprint was so visible at the recent Democratic convention, and on Obama. Sen. Clinton was also one of his disciples. Clinton actually knew Alinsky; Obama did not--too young. He just taught from his marxist playbook being one of the best and brightest of those trained by the IAF--certainly light years ahead of the woman interviewed on this tape who needs to go back for a bit more training in how to talk to the press!

We own Fannie and Fred, let's investigate

"Now that Fannie Mae and Freddie Mac’s failures have forced the federal government to put both into conservatorship — costing taxpayers some $200 billion — Americans, who now own the two entities, are entitled to know what role the government-sponsored enterprises (GSEs) played in creating this mess." Here.

Will Nancy, Frank and Chris ever allow this? Barney Frank claims he didn't know his partner 20 years ago was running a gay sex ring out of Frank's home, and 2 years ago he stonewalled an investigation of Fannie. He's not going to get smarter, folks. Throw him out.

"So why didn’t Congress do anything about these taxpayer-financed “bastions of privilege” sooner? Lest anyone ask questions about what they were up to, Fannie and Freddie also showered elected officials on Capitol Hill with campaign cash to keep their mouths shut and vociferously defend their accounting practices."

Gwen Ifill needs to recuse herself

The public's trust in the news media is maybe a few notches higher than Congress, but not much. Why the Commission on Presidential Debates needs someone selected from the news media is a mystery to me. They read and write text for a living--they are no better informed than a blogger from Ohio who reads and writes for fun, their faces and voices just are recognizable. Why not someone who doesn't make a living catering to politicians at the local, state and national level? It's OK for them to go out and explain weather to the kindergartners or cut ribbons at the opening of new nursing homes, but let's give them a night off during the debates. She has a serious conflict of interest, and McCain is a wimp for not objecting. There would be no reason for Obama to object--he knows the press is in his hip pocket wallet.

PBS sure gets their shorts in a knot over someone else's perceived conflict of interest.

Cheap gasoline and cheap tricks

Here in Columbus gasoline is about $3.25. I realize in some cities you can't get it at any price. Never thought I'd say $3.25 was cheap, but that's down $1 from what it was on the peninsula this summer.

Then those great old "community organizers" are rounding up the drunk and homeless to register to vote. Yes, Barack Obama has already started to steal Ohio--as of a few days ago you could register and vote on the same day, and boy were the Demmies ready for that one with a Democrat Attorney General and a court that seems to have lost all common sense. Not satisfied with a Democratic machine in Chicago--they've brought the goon squads here. The locals are outraged.

"Election officials around Ohio were preparing for a rush of early voting Tuesday, the first day absentee ballots are accepted in advance of the Nov. 4 presidential election.

Secretary of State Jennifer Brunner, a Democrat, is also allowing new voters to register and cast an absentee ballot on the same day during a weeklong period that ends Oct. 6.

For weeks, the Ohio Republican Party accused Brunner of interpreting the early voting law to benefit her own party by allowing same-day registering and voting. Republicans argued that Ohio law requires voters to have been registered for 30 days before they cast an absentee ballot.

But the Republican-dominated Ohio Supreme Court decided Monday that Brunner was following the law. The decision was backed by a federal judge in Cleveland. Another federal judge in Columbus declined to rule, deferring to the state Supreme Court's decision." AOL News, Sept. 28

One caller to a local station said it looked like a drunken rodeo with the "organizers" trying to chase down their transported prey in the parking lot and herd them into the building. Hmm. Sounds like Congress doesn't it?

Student reporters interview registrants and "impartial" volunteers getting them to the polls. Here. One guy was for Obama for his "Thug Thizzle." Really, folks, it's pathetic, but no more so than the white, middle class voting for Obama to assuage their guilt for all their failed programs of the last 50 years and a past they had nothing to do with. Or because he is in Joe Biden's words, "I mean, you got the first mainstream African-American who is articulate and bright and clean and a nice-looking guy," Biden said. "I mean, that's a storybook, man."

Mortgage crisis sends illegals home

It seems only the illegals knew our economy was robust during most of the Bush years. Certainly Democrats and particularly Barack Obama were clueless as was Kerry in 2004 when he declared it the worst economy since the Great Depression. Ten percent of Guatemala's population was living in the U.S. sending home $4.12 Billion in 2007--more than its exports of coffee, sugar and other commodities. All this from jobs Americans don't want? In that terrible Bush economy? Well, no wonder our household income was decreasing--it was going south!

Miriam Jordan’s article , "Latest Immigration Wave, retreat" on the exodus of immigrant labor in today’s WSJ is careful not to use the word “illegal” or “undocumented” in the front page story. You need to get to paragraph 6 before that’s even hinted at. But it is slipped into the tiny print of the sub-headline and on page A16, you do find the headline has been readjusted by the truth meter: “In immigration’s latest wave, an illegal worker goes back home.”

Her sob story teasers are then strip teased, little by little. For instance, Ambrosio Carrillo of Guatemala had to use his savings of $3,100 to get back home after construction work dried up. That’s early in the story. Then near the end, you find out it really only cost him about $300 for one-way fare--the rest went to ship his truck back home ($1,100), as well as a new TV, a DVD/VCR, a music system, and he gets home with $600 and his cell phone, where wages might be $10 a day.

The talented Ms. Jordan, who has impressive street creds, can speak Spanish and writes sympathetically of illegals, also has wings, and flies right over Mexico during Carrillo’s dangerous and life threatening trip with a Coyote to Arizona, where he was picked up, taken to California and then flown to the east coast, all for $10,000, which must have been a horrible burden for his family. Mexico, in case you didn’t know, is not nice at all to central Americans found illegally in their country, even though Mexican authorities don’t mind if their own people travel north to work and send money home to bolster a corrupt government.

Here are some of my favorite parts, with my comments and asides. I am not unsympathetic with Mr. Carrillo's plight, he's a hard worker and has become a small businessman since returning home--but American journalists, particularly those who write for WSJ, drive me up the wall with their leftist, pity-parties and op-ed front page rhetoric.

"Once a construction worker earning about $15 an hour in Maryland, Mr. Carrillo barely worked in the fall of 2007 as plentiful jobs evaporated." What happened to that terrible pre-2007 Bush economy that was hurting middle class families?

"Mr. Carrillo is helping to write the latest chapter in the American immigrant story." Switch to script writing, Ms. Jordan. Let's not get him confused with people who played by the rules.

"In part, the slowdown is a product of a Bush administration crackdown on illegal immigration, with factory raids that led to deportations and even criminal charges for thousands of undocumented workers." Yes, let's blame Bush crackdowns, even though his own party wouldn't support him on amnesty and guest worker programs. He's one of the best buds the illegals ever had.

"The fee charged by a coyote, or smuggler, was 42,000 Guatemalan quetzales, or about $5,700 -- including the overland journey from Guatemala to Mexico to Los Angeles and then a flight to Baltimore. Mr. Carrillo's family made a downpayment of about one-third of the tab before he set out. With interest, the total cost of the trip would double to nearly $10,000." Why no outrage at how a poor worker from another country (and obviously not that poor) was exploited in his own country, Ms. Jordan?

"The Census Bureau reported last month that the income of U.S. households headed by non-citizen foreigners dropped 7.3% in 2007 from the previous year, after rising 4.1% in 2006. Pew Hispanic says that among households headed by Central Americans, the drop in income has been in the double digits." Let's keep in mind when Democrats describe the losses of income by "household," they aren't necessarily talking about Americans. The Census counts anyone who is here, even those illegals keeping wages depressed for African Americans.

" "I started as a 'laborer,' making $9 an hour," says Mr. Carrillo, using one of the English words that leavened an interview otherwise conducted in Spanish. After tax and Social Security deductions, Mr. Carrillo says his take-home pay was about $400 a week, more than a dozen times what he earned back home. He bought a 1998 Nissan Sentra for $425." Although Ms. Jordan carefully notes he was learning English as he worked his way up to better jobs, she slips up here and says this was an English word he knew. But American fire, emergency, police and health care workers are severely chastised when they can't respond to 911 calls because they don't know Spanish!

There's more. Obviously, the Democrats in Congress and the MSM have been lying to us about how awful the economy has been the last 7 years, and who was getting rich on the backs of working Americans. All so they can get their guy elected.

Veep gaffes

"In what has now become a disturbing pattern, the Alaska governor seems either unable or unwilling to avoid embarrassing statements that are often as untrue as they are outrageous. Recently, for example, in an exclusive interview with news anchor Katie Couric, Palin gushed, “When the stock market crashed, Franklin D. Roosevelt got on the television and didn’t just talk about the, you know, princes of greed. He said, ‘Look, here’s what happened.’ ” Apparently the former Alaskan beauty queen failed to realize that in 1929 there was neither widespread television nor was Franklin Roosevelt even President." Victor Davis Hanson on Sarah Biden.

But in case you don't read Hanson's article closely and were planning to cut and paste, he is rewriting all of Joe Biden's gaffes into sweet Sarah satire.

Kill your parents and the fork salute

The legacy of Bill Ayers and Bernadine Dohrn, who are mentors, friends and advisors of Barack Obama, lives on in their adoptive/foster son (whose birth parents received the prison sentence they should have) who is also unrepentent. See Roots of a Rhodes Scholar Radical, book review at HNN (2002 long before Obama set his hat for the WH). In case you don't remember, the "fork salute" refers to the Manson murders. Dohrn thought Manson was inspirational. “First they killed those pigs, then they ate dinner in the same room with them, they even shoved a fork into a victim’s stomach! Wild!” And apparently, the Obamas didn't mind eating with the Ayers family either.

Freedom of information, Barack-style.

"The mainstream media, in their zeal to elect a Democrat, are assiduously airbrushing Ayers: “an aging lefty with a foolish past,” as the Chicago Sun-Times has so delicately put it. In fact, it is the press that is rife with foolish, aging lefties. Ayers, by contrast, is an unapologetic terrorist with a savage past — one who beat the system he so reviles when, after his years of fugitivity, terrorism charges were dropped due to government surveillance violations. He’s “guilty as sin,” by his own concession, but “free as a bird.” " The company he keeps

All Aboard the Obama Train--now leaving the station for parts unknown

—“The Wall Street ‘bailout’ has been the subject of more one-sided media coverage than Barack Obama’s campaign,” Accuracy in Media editor Cliff Kincaid said today. “The media love Obama and they love this ‘bailout.’ What they have in common is a desire to massively increase federal government involvement in the economy. But our media won’t label it for what it is—socialism.” Story at AIM.

Blogiversary!

My fifth. I started October 2, 2003 then back filled October 1, because it didn't look tidy.

So tomorrow, if I write, I'll be starting my 6th year.

Top 5 reasons most blogs don't last.

Art's back!

I didn't even know he was out of jail, and here he was on 610 WTVN talking to John Corby! I about dropped my Swiss Chard. Checking local news sources I found

Art Schlichter, the one-time OSU All-American quarterback whose promising career in the NFL was derailed by his felonious gambling addiction, is back in Columbus—on the airwaves, anyway. Schlichter’s spots as a guest analyst on 610 have been met, so far, with a positive response by most listeners. Most listeners. Schlichter still has a few detractors in Columbus, despite having served some 10 years for his criminal offenses and spending time as a peer counselor in addiction recovery programs.

“He’s really good, he just happens to be an ex-con,” said Mike Elliott, WTVN program director. Elliott said public feedback was split 80/20 in Schlichter’s favor. Most listeners whole-heartedly approve of giving the reformed Buckeye a “second chance,” while others still bear a grudge. Responses run the gamut from “he’s sleazy, he’s awful to ‘good for you, this gives the guy a second chance,’” said Elliott. The Other Paper

He's had more do-overs and screw-overs than the coach's son in a second grade t-ball game.

He talks openingly of his addiction and prison time. We used to work with convicts and know a lot of addicts of various substances and things. You're never cured. It never ends--for the addict and for the family. And Art has had more than a second chance--he's had many. He says he placed his last bet in prison in 2005. He lives with his mother (or did in 2007). His father committed suicide some years ago when he was in prison.

One of my favorite reference questions back in the 70s was when Art was every college kid's idol--he could do no wrong. A freshman came up to my desk and asked, "Who is Art Nouveau?"

Casino gambling keeps reappearing on Ohio's ballot. Remember Art and the family and friends he scammed and destroyed and the promising career he ruined to keep his addiction going. It started really small and finally ruined him.

Where is Paulson now in the new bill?

On Sept. 28: "The draft legislation, which will be put to a House vote on Monday, gives Treasury Secretary Henry M. Paulson Jr. and his successor extraordinary power to decide how the $700 billion bailout fund is spent. For example, if he thinks it wise, he may buy not only mortgages and mortgage-backed securities, but any other financial instrument. . . Rarely if ever has one man had such broad authority to spend government money as he sees fit, with no rules requiring him to seek out the lowest possible price for assets being purchased." NYT here

This is the scariest part of the bailout. Haven't heard a thing today about him. We don't even know who will be in this position come January. Hey--could be Barney Frank! Fannie, Freddie and Frankie.

Text of the EMERGENCY ECONOMIC STABILIZATION bill--it's huge. It should be a requirement that no one is allowed to vote who hasn't read the bill.

Bill and Barry disagree on banking

Barack Obama's tale is pretty fishy. It's not the way Bill Clinton remembers it.

"In BusinessWeek.com, Maria Bartiromo reports that she asked the former President last week whether he regretted signing that [1999] legislation. Mr. Clinton's reply: "No, because it wasn't a complete deregulation at all. We still have heavy regulations and insurance on bank deposits, requirements on banks for capital and for disclosure. I thought at the time that it might lead to more stable investments and a reduced pressure on Wall Street to produce quarterly profits that were always bigger than the previous quarter.

"But I have really thought about this a lot. I don't see that signing that bill had anything to do with the current crisis. Indeed, one of the things that has helped stabilize the current situation as much as it has is the purchase of Merrill Lynch by Bank of America, which was much smoother than it would have been if I hadn't signed that bill. . .

The Gramm-Leach-Bliley Act passed the Senate on a 90-8 vote, including 38 Democrats and such notable Obama supporters as Chuck Schumer, John Kerry, Chris Dodd, John Edwards, Dick Durbin, Tom Daschle -- oh, and Joe Biden. Mr. Schumer was especially fulsome in his endorsement."

Story here.

Swimming with the sharks

What media bias? Gwen Ifill is moderating the debate tomorrow. We already know 97% of blacks are voting for Obama, that about 90% of the MSM have been cheering him on. She's both. A two-fer. We've already seen and heard her dismissive comments about Palin. The choice of words and sneer say it all. We know she's releasing a pro-Obama book due soon. So why is someone so in the tank for Obama moderating the debate?

I fully expect Joe Biden to be declared the winner on Thursday. I don't even have to watch. Even if he just stands there and looks goofy and says Teddy Roosevelt led us into WWII and dropped the A-Bomb on Germany in 1949. It won't matter what he says, because I saw last week's and Obama was declared the winner when he clearly wasn't. Now, it wasn't a huge gap, McCain could have been younger and more physically not disabled, he could have been more critical of Bush the way the Democrats want him to be, and he could have been taller. But he wasn't, so of course, Obama was clearly the winner as he smirked and scowled and sniveled.

Gwen Ifill assures that Biden will be the clear winner.

Humanitarian Design

Where I grew up in rural Illinois, we called this a chicken coop. Now it's called good design, and it's what architects with a social conscience have come up with for Biloxi. Read about it here.

Usually I recommend an architect designed home as superior to anything you can find in a book or magazine, but I have to disagree here. . . "As they faced utter devastation, many didn’t know they could do better than buy plans from hardware stores or use drawings that church groups had downloaded from the Internet. “It opened opportunities to do things people hadn’t thought about before,” " Where is Better Homes and Garden house plans when you need them?

Back to basics in credit and health

There's a parallel in health care to the economic crisis--and you might die of this problem before your pension recovers because there is little attention to the basics of the spread of infection. When I was hospitalized for 2 days upon our return from Italy in June, I was not impressed by the cleanliness and sanitation of the first class hospital paid for by my first class health insurance (the bills aren't all in yet, but it is over $6,000) through Medicare and State Teachers. On the other hand, the staff was pleasant, attentive and caring, and I'm sure they score A+ on that. That I spread whatever I had around the ER waiting area for 8 hours didn't seem to matter.

Our country seems to be collapsing from the clutter and fall out of "the next best thing." In health care it is antibiotics and endless expensive social studies about gaps based on race, gender, and quality of insurance coverage, and in government it is faulty loan practices by the lenders because of social engineering from Congress also sick with gapitis.

There are well established steps to prevent infections in hospitals. And even today with widespread information available on the growth of super bugs, doctors may ignore them. Even in the 1980s when I worked in the Veternary Medicine Library at Ohio State I was seeing a return to interest in infectious diseases--antibiotics having already run out of miracles. We knew in the 1990s that workers in vet hospitals were transmitting bacteria to their sick charges, or taking things home to their own pets, just because of poor disinfection of rooms, equipment, and (!) artificial fingernails, which are terribly difficult to keep clean.

Laura Landro writes on super bugs in today's Wall St. Journal, and it isn't anything new that will save us--it's a return to basics.

[Peter Pronovost, a professor at Johns Hopkins University School of Medicine] With no new antibiotics immediately on the horizon for either class, preventing infections "comes down to blocking and tackling," Dr. Pronovost says -- quickly diagnosing infections, using appropriate antibiotics and "going back to basics" such as getting health-care workers to wash hands.

In partnership with the Michigan Hospital Association, Dr. Pronovost developed a program to prevent bloodstream infections, which can be caused by both gram-negative and gram-positive bacteria and often strike patients in ICUs with large catheters inserted into their veins. With five practices -- handwashing, draping patients before inserting the lines, cleaning the skin properly, avoiding catheters in the groin and removing them as soon as possible -- the consortium reported that the rate of infections in Michigan ICUs dropped by 66% over an 18-month period. The process saved more than 1,729 lives and $246 million.

Dr. Pronovost says that while the steps are well-established, his research shows doctors skip steps more than a third of the time. Today, the Agency for Healthcare Research and Quality, part of the federal Department of Health and Human Services, plans to announce that it will provide funding to expand Dr. Pronovost's program to 10 other states.

If you borrowed money for a home before the mid-90s, you can probably come up with five basics that the Congress and lending institutions have been igoring for a decade.

1. good job
2. good credit rating
3. no more than 1/3 of monthly income for housing expenses
4. neighborhood with sound housing stock
5. 20% down so buyer would have something invested

Time to clean up the bugs in hospitals and Congress.

Perhaps the dumbest thing in this article by Ms. Landro is the report that HHS plans to expand funding for Pronovost's program to 10 other states. Haven't we known this for a century? More posters reminding doctors to scrub down (up?) at a million dollars a pop?

Longing for the 60s

Even boomers hate to grow old and see their star setting (and their pension funds shrinking). Never fear, old Al Gore is here, with the same old 60s agenda and methods, and getting really bold. On Sept. 24 at the Clinton Global Initiative he said, "If you’re a young person, I believe we’ve reached a point of civil disobedience . . . to do things like take down coal plants." Notice, he's not going out to get arrested or his head bashed in by angry locals--nope, wants the young'ns to step up and put the miners and townspeople out of jobs. Just like he doesn't want to reduce the size of his jet or his house, but he wants you to sit in the dark or use funny light bulbs made only in China in their coal factories.

Maybe that's an issue that can be addressed at the debates on Thursday.

"Mr. Biden, how do you plan to protect the poor and middle class as the troublemakers on your fringe try to bring down the coal, oil and natural gas industries before alternatives and technology are in place--for instance, your predecessor recommending civil disobedience at coal plants. Will you be flying by glider to meet with important foreign dignitaries to make use of your vast experience or will you be flying on a wing and a prayer?"

In today's WSJ, a reader William L. Anderson, writes: "If Al Gore's pet projects (he's a major partner in Kleiner Perkins) had to compete head-to-head with coal fired plants, his return on investment would be near zero, and would be negative if these projects were not heavily subsidized through tax breaks and out right payments from taxpayers. Thus, Mr. Gore is trying to hamstring the competition, and in doing so will become a very wealthy man."

And if he and the Democrats are successful, Ohio's economy as well as that of other coal states will be ruined, punishment I suppose for the 2000 and 2004 elections.

Ohio--you need to vote for the candidates who won't ruin our economy--McCain-Palin.

“This crowd couldn’t make sausage”

“The 228-205 defeat reflects badly on all concerned, starting with the Democrats who run the House. The majority party is responsible for assembling a majority vote, and Speaker Nancy Pelosi failed in that fundamental task.

Her highly partisan speech on the floor -- blaming "right-wing ideology of anything goes, no supervision, no discipline, no regulation" for the financial distress -- is no excuse for Republicans to vote no. But it is indicative of the way she has governed for the past two years -- like Tom DeLay without the charm. The cynics are saying Ms. Pelosi deliberately tanked the bill by giving 95 Democrats a pass, knowing failure would hurt John McCain, and given her track record we can see why people would believe it.”

That’s harsh. Even I don’t think Nancy would sink that low. Destroy the economy to get Obama elected? Hmmm. Well, maybe she would.

The beltway crash

A bank regulator tells his side

John Corby on 610 a.m. in Columbus offers a call-in show with topics from uses for bacon (yesterday) to what's the dumbest trick you pulled as a teen-ager. Today, the subject seems to be a bit more serious--the government bailout. As I walked in the door (I was outside picking up branches from the storm 2 weeks ago) I heard

--a bank regulator saying the banks were forced into the Community Reinvestment Act (CRA) and each bank had to have a plan and a department. Bank field examiners spent over 50% of their time enforcing the Act, which took away from the enforcement of safety and soundness of the investments. Every bank in the nation, under the CRA, had to reinvest part of its own capital in the community, i.e. lending to borrowers, primarily minorities, who were not qualified for loans. This participation (which was forced) showed the banks were supporting the community. The caller said he and other bank employees who realized what was going on would have never been able to speak up for fear of losing their jobs, and that those who oversaw the CRA at his bank were the most liberal and militant in the organization. Then the banks were blamed for all the subprime loans they were forced to write. From the horse's mouth

Before we taxpayers fund the bailout, we need to dump the CRA which started the downward plunge and abandon this crazy idea that everyone needs "the American dream." And that includes its slush fund, Housing Trust Fund, which goes to the states for local organizations to put poor people in housing (which usually no one else would buy) including my own church. It's a nightmare for many. There needs to be good, sound, affordable housing stock. But it doesn't mean that every welfare mother who's taken a training program in computer programming and found a decent job should be shoehorned into "affordable" housing with a mortgage which will be a burden to her and her children. I'm sure this was all done with the best intentions, but the consequences have resulted in a national crisis. These same people in a good rental or subsidized housing with an adequate investment vehicle on the side would have been far better off and not experienced one more failure in their lives.

"The CRA forces lenders to spend money, time, and resources on documentation, PR, and other compliance costs. Moreover, the examination process to determine the level at which a bank is meeting its CRA obligations can sometimes take several months. This has become a major point of leverage—and source of funding—for “community” activist groups. Lending institutions, rather than face the increased expense of a slowed deposit facility application due to a CRA challenge, have committed over $7 billion to such groups and $23 billion to community development lending projects since 1977. Some companies seek to mitigate the threat by funding activist groups’ projects, instead of reforming their overall approach to community reinvestment, according to Jonathan Macey of Yale Law School.

Groups like the Association of Community Organizations for Reform Now (ACORN), aware that even small delays in approval can result in substantial losses of money for financial institutions, have been exploiting such a strategy for years. For example, Chase Manhattan and J.P. Morgan donated hundred of thousands of dollars to ACORN around the time that they applied for permission to merge." The Community Reinvestment Act's Harmful Legacy March 20, 2008

How electing Obama will hurt the poor

1. The National Abortion Rights Action League (NARAL) gives him a score of 100% on his pro-choice voting record. I think Ashley Judd noted that in a TV enterview yesterday (Hollywood stars are important supporters of our glamcan). Did you know approximately 79% of Planned Parenthood clinics are placed in target minority neighborhoods. While African-Americans make up only about 13% of the U.S. population, their abortions account for 35% of the total. Since Roe v. Wade was passed in 1973, there have been 13 million African-American abortions in a U.S. black population estimated at some 37 million. Genocide against the poor is a not-so-subtle way to reduce poverty.

2. A lot of you think the poor don't pay taxes. Oh, they do, just not federal income taxes. That's for the middle class and rich. But by far, the rich pay the largest share of federal income taxes. Along with their big incomes, they have big, hot shot lawyers and accountants. Obama will actually get less tax money if he rescinds the Bush tax cuts, but that doesn't matter, because what he cares about is "fairness." Punishing the rich by taking from them. So he'll need to drop down a few pay grades to the ordinary middle class to make up the difference.

3. But we have all kinds of taxes factored into our system. That $1,000 tax rebate for working families? Guess where it will go. Look at your computer or your shoes or a lightbulb. Wrapped by and bundled in taxes from the designer's table to the cashier's hand. And Obama's plan to "tax the rich" will affect every product and service the worker and non-worker alike has to purchase. If you think shareholders will earn less or CEOs will just roll over and accept less, think again. The cost of the product and service will go up. The poor pay a larger percentage of their income for food and basic services than you do. Every product that gets to the store has been taxed many times at many levels by many businesses, and those are the very folks Obama wants to tax more. Why in the world would you think that cost wouldn't be passed on to you? Or to the poor?

4. When the cost of gasoline goes up because Obama and friends are going to make it increasingly difficult to be energy independent with oil and coal as well as new technology and alternatives, it's the guy earning less than $40,000 who will be hurt the most, and it's his family who will have less money to spend because it is going into the gas tank.

5. When electricity rates go up because Obama and friends don't like coal, will they ask the working poor to sit in the dark and not turn on their TVs?

6. When the environmental regulations keep getting stepped up by Obama and friends, it's the poor who will be hurt the most with new requirements for their homes, and automobiles.

7. The only accomplishment of the current Democratic Congress (other than the failed bailout) has been the increase in minimum wage, which always hurts the entry level worker and the small businessman the most. We can expect more of this.

8. Obama's dislike and denigration of the military and its worth will close one more door for the poor who will be discouraged from joining the military with a lackluster, weak Commander in Chief. They have traditionally used this method to learn skills and get an advanced education while building their sense of pride and self worth in a country gone soft and valueless. He would rather they become totally dependent on the government rather than serve their country with honor.

9. Obama and friends will up the global warming hype, hurting the poor first, not only in our own country, but also those in the third world.

10. And of course, if Obama wins, racism is over! After all, if he doesn't win, it is racism that kept him from the White House. So if he wins, we're past all that. No more race-based benefits from the government. Think of that!

John calls Katie on her Gotcha Journalism

You go, John! Someone should teach her some manners, and if it has to be you, go for it. I think we'd all get better TV news if the interviewee would smack down the journalist--right or left--when she inserts her own politics, whether Charlie Rose or Greta van whatsit.

John McCain: Of course not. But, look, I understand this day and age of "gotcha" journalism. Is that a pizza place? In a conversation with someone who you didn't hear … the question very well, you don't know the context of the conversation, grab a phrase. Gov. Palin and I agree that you don't announce that you're going to attack another country …

Couric: Are you sorry you said it?

McCain: … and the fact …

Couric: Governor?

McCain: Wait a minute. Before you say, "is she sorry she said it," this was a "gotcha" sound bite that, look …

Couric: It wasn't a "gotcha." She was talking to a voter.

McCain: No, she was in a conversation with a group of people and talking back and forth. And … I'll let Gov. Palin speak for herself.

Check the video, yesterday in Columbus. (I don't watch Katie, but my son told me about it so I looked it up.)

John Kerry unhinged

Watched him on Fox last night. A scary dude. So glad he was defeated in Ohio in 2004 which kept him out of the White House.

It's very clear the Democrats have dropped the bailout ball--going all the way back to President Carter in the 1970s when this social engineering of the poor began with the "American dream" of home ownership and expanded under Clinton in 1993. Did the rich get richer? You bet. Oh, and the agencies, lobbyists, and foundations that mushroomed to help the poor. How many jobs did they produce for recent idealist college grads? The rich usually benefit in these social engineering programs, particularly the people putting them in place with the regulations and loop-holes, blocking reform. The Chris Dodd and Barney Frank dog and pony show--wonder how much richer these guys were in 2007 compared to 2004? Well, guys, it's probably gone now, at least on paper--but the people in Congress don't seem to suffer that much, do they? Fewer rich people for Obama to tax. And you know what that means, don't you? The tax man cometh for you.

I don't always recommend a Wiki, but I'm in a hurry to get to my volunteer job today--if you're a Democrat or Marxist, there will be plenty of sources pointing the other way, but you'll have to find them on your own:

"In early 1993 President Bill Clinton ordered new regulations for the CRA which would increase access to mortgage credit for inner city and distressed rural communities.[7] The new rules went into effect on January 31, 1995 and featured: requiring strictly numerical assessments to get a satisfactory CRA rating; using federal home-loan data broken down by neighborhood, income group, and race; encouraging community groups to complain when banks were not loaning enough to specified neighborhood, income group, and race; allowing community groups that marketed loans to targeted groups to collect a fee from the banks.[4][6]

The new rules, during a time when many banks were merging and needed to pass the CRA review process to do so, substantially increased the number and aggregate amount of loans to low- and moderate-income borrowers for home loans, some of which were "risky mortgages." " Community Reinvestment Act

Real food

in times of real stress and real need. Today I looked up the raw peach to check the nutritional value. It is low in calories and fat, but high in carbs, so nutritionists seem to think they are a mixed blessing. Not me. When I was a little girl, my nickname was Peachy. I love peaches. Apples, particularly Honey Crisp, are my first choice, but I'm out--only have Braeburn and Gala on hand. So I sliced up two peaches (leave on the skin) and grilled lightly in some margarine, sprinkled with cinnamon and a touch of vanilla, topped with a 1/2 cup of whole walnuts, and I'm enjoying a warm, delicious breakfast almost as much as if I had an apple. My favorite way to eat peaches is in warm peach pie with vanilla ice cream.

If you're under stress because of what is happening to your pension or your plans to buy a new home, you'd better stop with the salty, crunchy snacks that provide pleasure and no benefits and start with some good food. Real food. In the long run, it's a bargain. It will cost you less to eat real food, you'll feel like you're doing something useful (preparing), and you'll get more mileage for your dollar.

Today I chatted with a man at the coffee shop who has a very important job. He was having a large coffee, a large cinnamon roll, and a large chocolate chip cookie. He needs to be kinder to his tummy and brain.

Monday Memories--credit for the payroll

In 1960 I was a secretary at a small tool and die company in Indianapolis. I ran the office, answered the phone, prepared invoices, filed, wrote the checks for payroll, ordered supplies--the usual, plus made the coffee and cleaned the restrooms. After a few days of my coffee, the boss relieved me of that job. My boss was good looking for an old guy--he was about 33 and had a glass eye (I was 20 so he seemed ancient.)

After a month or so, and I learned to drive the truck, I was sent downtown to the bank to get a loan either for payroll or for the next job. I just did what I was told, but even I knew the boss was borrowing against a job that most likely we didn't have yet, or was a long way from the design table. But it all seemed to work.

I hadn't thought about that little building with the gravel drive-way and the trips to the bank to borrow money for the boss who hadn't finished elementary school until thinking about all the companies this week wondering about their line of credit for payroll, remodeling or new products. One or two missteps and I think that Indy bank would've owned the company and my boss's house. Now we have to wait and see what the brilliant minds with years of experience and advanced Ivy League degrees who got us into this mess will do to save our homes and businesses.

A note to visitors behaving badly

Think of visiting a blog as visiting another's home, or sitting in a restaurant overhearing a conversation, or waiting in line at the theater listening to the opinions of the others interested in the same film. Don't loose your manners just because you think no one will know. If you read something here you don't like, fine, leave a comment. Make your case. But if you insult me because I'm not a Democrat, or not a Marxist, or not your religion or not your sex, or you're young and I'm old, and you bring out the spray paint or throw your feces instead of being reasonable and joining the conversation, then you will be deleted, tossed in the trash. Think about your own home or property--you would not want such trespassers behaving badly, would you?

The good news

Sandy always looks on the bright side and refuses to be scared by government stats asking for more money:

after infancy, old age is the single biggest risk for dying. In 2004, the death rate was:

0.08% for ages 18-24 (38% lower than in 1950)

0.19% for ages 35-44

0.42% for ages 45-54

0.91% for ages 55-64 (52% lower than in 1950)

2.16% for ages 65-74

5.27% for ages 75-84

13.82% for ages 85+ (32% lower than in 1950)

Dying of cancer is one of the biggest fears for young adults, but it can be reassuring to realize that, despite the media portrayals, cancers are primarily diseases of aging. Overall death rates from cancers are 0.09% for ages 25-34 years and don’t even cross above 1% until age 75+. Health of the Nation

Greeting McCain-Palin in Columbus

A friend and I met near her home and drove to Franklin Park Conservatory on Columbus' east side, then boarded a bus to Capital Center on the campus of Capital University. The huge line wound around the streets of Bexley, down an alley, past all the t-shirt, political button and bumper sticker hawkers, until finally we got inside the building. It was great fun with the opportunity for a lot of people-watching before the candidates arrived to loud cheers, roars and music. Of course, there were a lot of university students there, but also people with babies and children. I was surprised by how many disabled people had made the effort to be there--and it was not a comfortable environment if you were on crutches, a cane or in a wheelchair. Palin's promise to be a voice for those with special needs in the White House was met with loud cheers. Although, she could've given the weather report and been cheered. The crowd loved her. Eat your heart out Katie Couric (if you have one). You should be so popular.

Democrats in favor by 140-95

But they blame Republicans for the failure of the bailout bill? Huh? Not a single Republican vote was needed to pass this rescue, plus they insulted John McCain when he returned to work on it. Pelosi is an embarrassment to her party and position--all she did was nag and whine.

Do you remember what you weighed in 7th grade?

I do. I was 5'3" and 114 lbs. by the end of the school year. We had "public" weigh-ins. I don't know how common that was, if it was the teacher's idea, the county or the state; it may have been included on our grade reports. I wasn't teased. Some were, and I'm sure it was a miserable experience for them. No one would put a child through that today. Or would they?

Arkansas has been held up as a national model for its childhood obesity program. The 4th annual report is now out. Junkfood was removed from the schools, nutrition and wellness was included in the curriculum, and exercise and physical activity were included for a recommended healthy lifestyle. The Arkansas Act included compulsory BMI screening with reports sent to parents. Even by the third report, no reduction in childhood obesity was shown, and by the fourth participation was down. It seems the counties with the fewest number of overweight children were showing the most underweight children, and there's concern that the intense focus on weight and a healthy lifestyle might actually be causing children to adopt unhealthy behavior!

Sandy at Junk Food Science has a complete run down on this Arkansas program, and has covered it before, citing studies that show BMI in childhood means nothing for health in adulthood and low-fat diets for children aren't good for their development. In fact, no one even knows what a healthy BMI is for children, and it was never meant to be a diagnostic tool for "good health." Also, there's concern that in a poor state, this unproven program has taken important dollars that could be better used elsewhere (math, science, reading, for example).

Since Act 1220 was enacted in 2003, it has failed to have any measurable effect on children’s weight status; it has failed to demonstrate meaningful improvement in their overall diets or physical activity levels; it has failed to demonstrate improved health outcomes; and there are growing indications that it’s having unintended consequences. Parents, healthcare and educational professionals, as well as taxpayers, might rightfully question if the costs for these school-based initiatives might be better utilized in efforts to help improve the future of Arkansas’ children.

Another really interesting read at Sandy's blog is on the myth of the thin Old Order Amish (Lessons from the Amish), those guys who eat healthy and get lots of exercise--like 12-16 hours a day!

It’s one of the most popular contemporary myths — and the foundation of present-day obesity public policies — that if we all lived rural lifestyles and did hard physical labor all day; ate homegrown, homecooked foods; and had none of today’s modern conveniences and electronics, we would all be thin. It’s a nostalgic vision of past eras ... but it’s not true.

Even living these idealized lifestyles, eating virtuously and physically active far beyond what most of us could imagine, the Old Order Amish are just as fat as the rest of the United States white population. In fact, the average BMIs of mature Amish women (over age 40) are 1-2 kg/m2 higher than those of other U.S. women the same age.

I think the jury is still out on why we're all getting so fat. Maybe we can blame global warming and President Bush.

Inspiring sights and sounds

Thursday I was at the Lane Road Library and parked very close to the walking path that borders the park next to the library. There was a frail woman, a little unsteady--maybe 65-70--walking by herself. She was quite thin and wan, but the glow on her face could have lit up the town. I'm guessing she was recently released from the hospital after surgery or chemo or both and was so grateful to be out and moving on her own. She looked joyous and was taking in every bird, leaf and blade of grass that we miss in our routines. Then later in the day I was doing the mail run for the church and had to back out because a home health van was blocking my exit. The driver hopped out, opened the back doors of the van, and carefully maneuvered a large man in a wheelchair on to the lift, and was lowering it. I couldn't see the man's face--so I don't know who he was. But I thought of all the effort it took for him and his caregivers to get him to Lytham Road so he could attend a Bible Study for an hour. Probably several hours.

Because of the nice weather, we've been able to have the windows open at night, and during the night I can hear the trains--maybe 2 miles from here. Since our Amtrak cross country trip in 2003 I've loved hearing the trains. It's a fabulous way to see the country and meet the folks.

Which candidate understands foreign policy, war, energy and security?

Michelle Obama and the answer.

The bad news, the good news

Burning down the house.



The bad news is that Obama will probably be our next president; the good news is the Democrats have screwed him with the subprime crisis. He probably won't have any money to spend--but then, neither will we!

Norma DISAGREED with the Barack Obama position on 46 of the 51 test questions. This means she disagrees with the Obama position 90% of the time.

Actually, I agreed with him on one question simply because the person who wrote the test worded it so poorly. If you're going to write a test, you shouldn't load it, and some of these are. And this test was obviously written before the current bailout/meltdown. But in the end, you do get to see the poll questions they came from.

Six questions on the bailout

Over at City Journal, Nicole Gelinas thinks President Bush, Secretary Paulson and Congress should have taken a deep breath and answered some questions. Read the whole story--I've included just the questions. But I suspect the trillion dollar deal is done. I can see why Obama didn't want to return to DC to provide input. He doesn't want to be anywhere near this when the far left finds out there's no money for the goodies he's promised. As one commenter at Politico observed, ". . . if you were voting for Obama because of all the freebies he promised he will get you, that ship has sailed. That leaves voting for the candidate that is best at keeping our country secure." Here's the questions.

One. Will this bailout plan actively delay recovery?

Two. Isn’t Treasury worried about the dead-weight loss to the economy that the bailout could represent?

Three. How will this plan restart the now-moribund credit markets?

Four. When the Treasury prices mortgage-related assets under its program, what criteria will it use in assessing current values?

Five. Will the Treasury buy derivative securities like credit-default swaps under this program?

(Six) Bonus Question: The proposed bailout plan means that many creditors to financial institutions would be effectively off the hook for mistakes made by the firms to which those creditors lent money. (Injecting government capital into flailing banks, which some have proposed, could carry the same risk.) But in Thursday’s FDIC-engineered failure of Washington Mutual, the nation’s sixth-largest commercial bank, uninsured creditors will suffer losses made through similar management and investor miscalculations. Why is it acceptable for WaMu creditors to suffer, but not the creditors of the institutions that will be able to sell their bad assets to the taxpayer? Aren’t we setting ourselves up for worse problems in the future, by encouraging future lenders to big financial institutions not to worry too much about the toxic assets those companies may be amassing?

Do you really want to marry a guy who can't commit? His behavior during this economic meltdown was scandalous, in my opinion. He wanted to vote "present" even though he wasn't. He wanted phone consults, not face to face confrontations with people who know what a phony he is. His campaign was more important than developing a plan that won't bankrupt the country, even though he has a good chance of being the guy who will be stuck with the solution which could affect all his glorious socialist programs in our future.

You can call Sarah Palin inexperienced and laugh at her accent, baby son and her college degree, but of the four folks trying to lead, she's the only one who wasn't on hand to sound an alarm, kick some bums out, or just sit it out.

Peggy Noonan's palpable hatred

toward President Bush is never more evident than her huge, fully illustrated article "Hope for America" (no bias here, folks--Obama owns "hope" like Palin owns "lipstick") in the week-end WSJ. After a boring and depressing trip through airport lines (Bush's fault) with the Statue of Liberty's sandals in a plastic bin, she mentions finally McCain's temper. But she never alludes to or outlines Obama's seething anger so obvious in his face in the debate Friday, anger building that McCain had shamed him into returning to Washington to do his job--be a Senator from that great state of Illinois where Chicago is king and goon. She gently fondles and caresses Obama like he was a pre-mature baby on life support, and maybe unconsciously that's what she sees. After all, she was a speech writer for Presidents Reagan and Bush the Father. Give her respect! She coined "kinder and gentler" and "thousand points of light," for Pete's Sake.

A few years ago, after she was no longer included among the favored, she began sounding like the girlfriend not selected to be the bridesmaid, then she graduated to the ex-wife who didn't get her settlement in the divorce, and now she sounds like the former mother-in-law of the guy who deserted his wife. But oh so careful, charming and oozy with her words.

What is anger, after all, if it isn't hanging out the Bernadine and Bill former 60s radicals who wanted to bring down the government; if it isn't listening to years of Rev. Wright smearing white folk while choosing to schmooze and live with them; playing footsie with Israel's enemies who want them bombed out of existence; if it isn't stepping on the necks of those black mentors who elevated him; if it isn't throwing old pals, including Tony Rezko, the mayor of Detroit and your own grandmother who raised you, under the bus. Peggy, wake up. That's hatred. Not flashes of temper or getting testy. Anger from the guy who gets impatient with idiocy and naivete is anger understood.

But you, Peggy? You're just the gal sitting back waiting to be asked to dance. Or maybe even invited to the dance. Good luck with the new book.

If you're skipping Sunday worship . . .

This week I've been reading "A history of Lutheranism" by Eric W. Gritsch (Fortress Press, 2002). Very readable. In chapter 3 (p. 71) there is this interesting explanation on "a catechetical way," and I say interesting because I didn't get much catechism, i.e. instruction, (became a member in the loosey-goosey 70s), and it's not clear to me what our Lutheran (UALC, Columbus) congretation does to instruct new members these days--looks like 2.5 hours on a Sunday afternoon.

"Because Luther had advocated a spiritual equality between clergy and laity based on baptism, he made the ordained and nonordained partners in Christian formation through worship and education. Accordingly, participants in worship need to understand and become part of the Sunday liturgy, and they need to experience their station in life as a divine calling to make faith active in love. Thus, there is an intimate link between the Sunday celebration of God's love in Christ and the Monday obligation of love of neighbor."

Isn't that nicely said? Loving God, and neighbor as yourself begins with Sunday worship. Then the author goes on

"Worship through word and sacrament is the inhaling of divine power, as it were, and making a living in the world is exhaling."

Some of the music in our worship service geared to the youth and gen-x families is so loud and thumpity-bump-bang-crash that I suspect some are mistaking an increase in heart rate for divine power, but then Bach and some Wesley hymns do that for me.

"(p.40) Worship and education were to Luther the twin pillars of Christian life. That is why he urged everyone, especially pastors, to use the liturgy of word and sacrament, together with the catechism, as the bridge from false security and vanity to proper conflict with the world's evil. . . his pedagogical theory is fundamentally collaborative and reinforcing, with the emphasis on voluntary education at home, enforced in church and school."

Sounds quite modern to me. Luther thought that the monastic schools were poor and advocated public schools so that parents could be involved, and he also recommended the establishment of public libraries! I didn't know that. I think we skipped that in the history of librarianship when I was in graduate school.

The boogey man is real; he lives on the internet

Protect the children.



And if your librarian thinks children don't need filters, sit her down in front of this video.

Parenting a teen parent

I wandered into Chipped Polish from UV's blog, and noticed she had a category on parenting a teen parent. Very honest and realistic. I think she's also trying to go to college (grandma, not mom). Kinda makes you grateful for your own problems, you know? But although I don't want to be her, I give her a lot of credit for supporting her daughter's choice. I'm puppy sitting a 3 lb Chihuahua today. . . and. . . she just threw up.

Road to Victory Rally: September 29th in Columbus, OH
doors open 9 a.m.

The Capital Center [Capital University]
On the corner of Main and Pleasant Ridge
Bexley, OH

Republican presidential nominee John McCain is headed to Central Ohio on Monday with vice presidential nominee Sarah Palin for a rally at Capital University in Bexley.

The McCain camp has scheduled a rally at the university’s Capital Center, on the corner of Main Street and Pleasant Ridge Avenue. Doors open at 9 a.m. for the event. [We drove over and looked at the facility. I didn't see any parking that didn't require a sticker. Maybe there will be exceptions. Not a large building.]

Free tickets can be reserved at several Central Ohio outlets. For details and to RSVP

Ticket Locations

(I removed McCain Headquarters because we couldn't find it.)

Ohio Republican Party
211 S Fifth St
Columbus, OH 43215
Hours: Friday 9am-9pm
Saturday 10am-6pm
Sunday 12pm-6pm
Please click here to reserve a ticket at this location

Franklin County GOP
14 E Gay St
Columbus, OH 43215
Hours: Friday 9am-9pm
Saturday 10am-6pm
Sunday 12pm-6pm
Please click here to reserve a ticket at this location

Delaware County Victory Center
6011 Columbus Pike
Lewis Center, OH 43035
Hours: Friday 9am-9pm
Saturday 10am-6pm
Sunday 12pm-6pm
Please click here to reserve a ticket at this location

Fairfield County Victory Center
118 E Main St
Lancaster, OH 43130
Hours: Friday 9am-9pm
Saturday 10am-6pm
Sunday 12pm-6pm
Please click here to reserve a ticket at this location

Licking County Victory Center
1006 Hebron Rd,
Suite B
Heath, OH 43056
Hours: Friday 9am-9pm
Saturday 10am-6pm
Sunday 12pm-6pm
Please click here to reserve a ticket at this location

I've tried unsuccessfully to map this place, and finally found an athletic event that gave directions. I hope this is correct, but if not, it can't be worse than some of automated maps which looked like they'd been hacked by a Democrat.

Directions to Capitalʼs Campus

From the east on I-70:
Exit at Livingston Avenue. Turn right at the light and go four blocks to Francis Avenue and turn left. Francis dead ends into Mound Street. Turn left onto Mound and go one block to Pleasant Ridge Avenue. Turn right onto Pleasant Ridge. The Capital Center is on the northeast corner of Mound and Pleasant Ridge.

From the west on I-70:
Exit at the Bexley/Main Street exit. Follow the ramp around onto Alum Creek Drive, which will dead end into Main Street. Turn right on Main Street and go four blocks to Pleasant Ridge Avenue. Turn right on Pleasant Ridge. The Capital Center will be on your left, at the corner of Pleasant Ridge and Mound Street.

We've always had an economy, only recently have we had televised debates

The back story on televised debates from the Chicago Tribune.

When Vice President Richard Nixon met Sen. John Kennedy in the 1960 debates, it was more than a television first. It was the first time ever that the nominees for the country's highest office had met in face-to-face debate. For more than a century and a half, candidates for president left that job to political surrogates.

There were no debates in 1964, 1968 and 1972 because federal law made televised presidential debates impossible. Until President Gerald Ford and Democratic nominee Jimmy Carter squared off in 1976, the "equal-time" law required anyone who sponsored a televised debate to invite every candidate for president to participate. Typically, more than 200 people register as candidates with the Federal Election Commission. The 1960 Nixon-Kennedy debates happened only because Congress authorized a one-time exemption to the equal-time law. In 1976, the Federal Communications Commission and the courts reinterpreted the law, deciding that a debate was a "news event" exempt from the equal-time requirement.

It takes more than a change in the law to change a nation, and we Americans owe our tradition of televised presidential debates to two Republicans and one Democrat. When President Ford agreed to debate Gov. Carter, he ignored the political wisdom that an incumbent should never agree to share the stage with a challenger. Ford later credited his performance in the debates with his comeback—after trailing badly, he lost the election by a single percentage point. In 1984, President Ronald Reagan was ahead in the polls, but chose to debate Walter Mondale anyway. And in 1960, it was two-time Democratic presidential candidate Adlai Stevenson who first proposed the idea of televised presidential debates. But for Stevenson, Nixon and Kennedy would never have debated and there would be no televised presidential debates today.

Chicago tribune via LibraryLaw.com

I think that last sentence is a bit of a stretch--I think someone would have eventually come up with the idea had Stevenson not thought of it in 1960. Sounds like a bit of Illinois hype on that part (he was governor of that state), but the rest is interesting.

Neo-Neocon says: "I’ve never understand why the debates are considered so important. This was true even back when I was a liberal Democrat. Yes, debates do demonstrate two things about a Presidential hopeful: how fast he/she is verbally, and how clear in communicating thoughts without a script. These things matter. But they matter far less than the ability to make the sort of decisions a President actually faces when serving.

Seems McCain had a point about the SEC

A week ago "Obama heaped criticism and sarcasm on John McCain, his Republican rival, and mocked his call to fire the head of the SEC." (USAToday) Yesterday, the NYT reported "The chairman of the Securities and Exchange Commission, a longtime proponent of deregulation, acknowledged on Friday that failures in a voluntary supervision program for Wall Street’s largest investment banks had contributed to the global financial crisis, and he abruptly shut the program down." Story. I don't expect Obama to apologize--he'll explain it away and say 1) it was his idea, or 2) he didn't mean it, or 3) we're all too dumb to understand his nuances.

The Debate

Too close to bedtime for me, so I didn't watch it until this morning when I tuned it in on C-SPAN when I was fresher. WaPo may call it "lukewarm" but that's only because Obama didn't score any points. This debate wouldn't have changed anyone's vote--you'll dance with the one you came with. However, for people like me who became a McCain supporter very late or after Palin was his pick for VP, it was an eye opener. During the primaries, I was supporting first Huckabee then Romney, so I barely paid attention to McCain. The debate was my first time to really hear a broad range of what he believes. And I don't like all of it, but as far as debating or explaining, the old guy was vastly superior to the young whipper snapper. His wisdom and experience were the "brights" on the classic car speeding into the dark night. Obama's vehicle was the experimental model driving on "dims." (For you young folk, that's high beam and low beam.)

Let's set aside Obama's facial expressions which ranged from grim to grimace, from scowel to snippity, from half closed eyes to downcast eyes. He's far less quick than George Bush, whose been the butt of so many jokes from both his enemies and supporters (and he accepts it with humor, something Obama doesn't have). His stammering and parenthetical lead ups to every question seem to imply, "Help, I'm in quick sand, someone write me a speech!" Eventually, he gets to the point and hits his stride that he has memorized, but it is so painful.

And the head nodding during the question? Doesn't that drive you crazy when someone does that to you? It signals: "Hurry up, I know best, so let me speak." If a question is directed to both, Obama would "hit the buzzer" first with "uh, uh, well, I, I, I, . . ." until he could think of something to say, and then he begins, "The only point I want to make is. . ." and you think he'll finally get it out, but it leads to more stammering. The man seems incapable of saying anything with clarity or succintness. Maybe it was his years as an untenured teacher of law. Love or hate McCain, he gets to the point, even if it begins with "let me tell you my record."

Each speaker was skilled in bringing the question, no matter what it was, around to their best talking points, but Obama was not good at trying to paint McCain as a third Bush, which seems to be all his coaches tell him to say. He's voted with Democrats 97% of the time and accuses McCain of voting with the President, his party, 90%. Duh! McCain was a thorn in Bush's side. Are Americans so stupid that they don't see that's a one string guitar? And even Obama's record agreed with the President 40% of the time. Was he wrong?

My opinion: McCain won because he stayed on topic and struggled less for an answer.

And a note from McCain who is returning to Washington to work on the financial crisis in my mailbox this morning: "Our next president and Congress will face challenging times that require selfless leadership. They must find solutions to issues like the economy, national security, and energy independence. I'm ready to work with Governor Palin and our Congressional allies to address the nation's most pressing challenges. Make no mistake, we are ready to lead and the Obama-Biden Democrats are not."

Vote for experience, and the guy who doesn't stammer.

And now a word from our change agent

Sorry, I didn't find this sooner--dated Sept. 24.

The [McCain] announcement knocked the Barack H. Obama campaign, the Democrats, the congressional leadership, and the elite news media (to the extent that those are not simply synonyms) back on their heels... like walking up an unlit stairway and taking that last step that isn't there. They scrambled around like prats, denounced McCain, called it a "political stunt," contradicted each other (and themselves two minutes later), and in general, ran around like chickens with their legs cut off.

In other words, just exactly what they did when McCain named Alaska Gov. Sarah Palin as his vice-presidential running mate.

The decision by Sen. McCain to return to the Senate and worry about the country before his own political interests is the same bold, maverick move as the Palin choice... and it tells us once again, if more proof were needed, who the real "change agent" is in this campaign: Consistently, from the moment the Democratic primary was settled, John McCain has been the leader and Barack Obama the reactionary, either following or angrily denouncing. Today was a "denouncing" day:
Big Lizards, Sept. 24

Top Four 527s go for Obama

These are the guys funding all those ads that drive us crazy.

"Of the top five organizations to give money to 527s, the top four are liberal.
They are SEIU ($24,014,524), Soros Fund Management ($4,900,000), Steven Bing’s Shangri-La Entertainment** ($4,850,000), and The Fund for America ($3,770,000).
The fifth is conservative Sheldon Adelson’s Las Vegas Sands Corp. ($3,597,632).

Here’s the rest of the story.

**Bing's personal fortunes mostly stem from his grandfather, Leo Bing, who built luxury apartment homes in New York decades ago and reportedly gave a $600 million inheritance to his grandson when he turned 18. (SFGate)

Finance/Insurance/Real Estate

Top Contributors to Federal Candidates and Parties: Total contributions: $339,649,585, 50% to Democrats, 50% to Republicans, but the heavy hitters like Goldman Sachs, Citigroup, JPMorgan Chase, are all betting on the Democrats.

Check it out. Do you suppose there's any arm twisting going on in Congress?

Oh those darn Jesus people!

ACORN and LaRaza, the “community organizers” (like Jesus), apparently would have gotten a piece of the bailout pie.

"House Republicans refused to support the Henry Paulson/Chris Dodd compromise bailout plan yesterday afternoon, even after the New York Times reported that Treasury Secretary Henry Paulson got down on one knee to beg Nancy Pelosi to compromise. One of the sticking points, as Senator Lindsey Graham explained later, wasn’t a lack of begging but a poison pill that would push 20% of all profits from the bailout into the Housing Trust Fund — a boondoggle that Democrats in Congress has used to fund political-action groups like ACORN and the National Council of La Raza.

Read the pitiful news here.

Dodd's scam to bankroll the left.

ACORN practices widespread voter fraud to increase liberal turnout in elections, and is guilty of financial fraud and embezzlement, but it has avoided any punishment due to its links to liberal lawmakers like Senator Chris Dodd, Congressman Barney Frank, and Senator Charles Schumer. ACORN is engaged in massive fraud in battleground states like Florida. (Election rules are being shredded for partisan purposes in other battleground states like Virginia and Ohio).

Some of these organizations really are Jesus People. Others are just crooks and agitators. I looked up the Ohio Housing Trust Fund, and our church's Hilltop housing group gets a grant.

When the power goes off

Much of Ohio was without power last week--no electricity, no cable TV, no internet. It was darn inconvenient--and we didn't even lose ours! Meetings were cancelled, traffic lights were out, grocery stores and restaurants had rotting food, lots of "little guys" had no income. Remember folks, 50% of the country's electricity is supplied by coal. Yes, that stuff the environmentalists and the Obamanationists want to ruin. If you think it was dark last week, just wait!

Liberals and fat cat CEOs never worry about the cap and trade costs which will kill the coal industry, dim the lights, and hurt the poor. But if you are a voter in Pennsylvania, West Virginia, Ohio, and Indiana, and you're clinging to your religion or guns, you'd better start worrying about where the electricity is going to come from and how you'll pay for it when the e-regulations gear up. And no, I don't like McCain's falling down the green hole either, but sometimes you have to choose your battles. The only hope we have is he has chosen a conservative running mate who might be able to influence him.

Check it out, voters.

Country First

I've never been wild about John McCain, but my respect grows by the minute. I don't know if he can do a thing in Washington, but at least he knows he has a job to do. Both Obama and McCain need to be in DC doing the job they were elected to do. The campaign has already been too long, and people have already made up their minds. Obama is afraid of townhall meetings because he'd have to use his own words, but debates work well for him. On the economy, Obama is clueless. He's also not popular with anyone in Congress. He couldn't referee a little league game let alone bring conflicting sides together. One or the other of these two guys will have this dumped in their laps come January. Will Obama continue to be AWOL as he was in Illinois and as he has been for most of his Senate term?

I just hate the idea of the bailout--I've paid my bills, I've been honest, and then these whiz kids decide every Tom, Joe and Fred needs to buy a home, and the real estate flippers decide to take advantage. These guys have had 4 years to clean up this mess, and the same cheats and liars continue to make money--like Jamie Gorelick and Barney Frank who 2 years ago stonewalled (pardon the pun) the Republicans who wanted to clean house and said there was no need for changes--everything was fine. But given that, I would hope the Senators have a few more details, even Obama, that we haven't been privy to, and which the MSM hasn't spun out of control.

Update: The debate is back on and Obama was dragged kicking and screaming back to DC, then made the rounds stuttering and stammering on the TV news, telling everyone "he's on the phone." I've heard that within another decade there may have to be classes in the public schools to teach kids how to talk to people face to face. Sounds like we might be there.

Janet, Joycelyn and Jamie, Clinton’s back-up singers

Jamie Gorelick has been in the news lately with the Fannie Mae scandal--I think she’s gone on to more millions. Not sure about Janet Reno. But poor Joycelyn is on the rubber chicken circuit, chatting up the folks, earning a few bucks, still mad that “politics” lost her a cushy job.

Former U.S. Surgeon General M. Joycelyn Elders will present “The Politics of Health: What will the New Administration’s Challenges Be?” during a lunch presentation Wednesday (10/8). The lecture and Q&A, from noon-1:15 p.m. at the Buckeye Hall of Fame Café is sponsored by the OSU College of Public Health, Ohio Department of Health, Columbus Public Health and Columbus Metropolitan Club. Lunch is $25.

I tried to find out what agency represented her so I could see what the honorarium is, but the only one I could find (in cache) apparently doesn’t represent her anymore. Of course, if Obama is elected there won't be any politics in health and we'll know that racism is dead in this country. The vast army of Civil Rights folks will be in the unemployment lines. Well, if he isn't elected because of racists, wouldn't the opposite mean racism is gone?

Dear Left Wing Friend

You disparagingly referred to my blog as "right wing," but I notice you don't call yourself "left wing" even though you are working 24/7 for Obama having left family, friends and dog to go out and work for him. I write a lot of blogs--you can check back here to see what else I blog about--which you apparently don't read. Yes, I do think the stakes are high for this campaign, but I thought that in 2004 too. I sort of snoozed through 2000 just beginning my retirement, and wouldn't have been too concerned if Gore had won. At that time he was not unhinged. The attack on this nation on September 11, 2001 turned me into a Bush fan. I just knew Gore wouldn't have been up to the task.

So I'm right wing, but you're not left wing??! If it weren't for abortion, I'd probably be calling myself a libertarian. You will never be anything but a Democrat; you were born one and you'll die one. I'm exposed to the liberal lock-step-think all day. You wear blinders. You have contributed to Moveon dot org and the ACLU and you brag about it. I've never given my hard earned money to any political action group, and only on a few occasions have sent money to a candidate--and usually that is someone at the local level where it's a little easier to see the results. If money is going to leave my piggy bank for a cause, it will be to help poor people through a Christian organization or church, and it won't be given to a politician who will ear mark it for pork to build a park or a highway named for himself. Yes, I'm among those evil conservatives that surveys report give far more time and money to charity than liberals.

I spend about an hour a day telling the folks who stop by here my own researched and thought-out opinion, backed up with links to other writers if I can find them, that your candidate is an empty suit and a disaster for our country, and you spend 8 or 9 hours a day working for him, script in hand, organizing the novices, phoning the undecided, and doing the shitty work women have always been asked to do to move the man ahead. Based on just time spent, that makes you more a fanatic than me.

You live in a state with one massive city that controls the whole state with a history of corruption back to the 18th and 19th century. If it has ever been a swing state, I don't remember. Kennedy wouldn't have been president if the dead hadn't voted in your state. It has such a powerful Democratic machine that it even raises the dead to vote at election time. This is the machine that has nurtured your candidate.

You complain that your salary has been low your whole working life. What? Was that even during Kennedy/Johnson, Carter and Clinton administrations? And all those years we had a Democratic Congress? Didn't they do anything for you? And you think Obama will change that? He wants to decrease our disposable income by increasing taxes on business! He wants to punish the successful. Will you (or your surrogate Democrats who are younger) move to another city for Obama? Will you learn to drive a car for Obama? Will you go to college for Obama? Will you invest in the stock market for Obama? You don't have to have millions or even thousands--I did without and put aside 15% of my salary in tax deferred investments after the children left home. During the 1990s technology bust and fall out from 9/11 my investments didn't grow at all until Bush cut taxes to encourage investment and growth. Over time, the stock market is a much better investment than gold or real estate (although Fannie Mae CEOs and Barney Frank want you to believe everyone, even the poor and illegals, has to have a house). I'm not sure my little pension will recover from this latest government melt down, but at least my candidate knows he needs to be taking care of business in Washington and not saying, "call me if you need me."

You have stayed with your party and never questioned. The party left me years ago. I first began to suspect something was wrong in the mid-80s. Don't know which had more affect--raising teens, the Bork inquisition, or the smearing of Clarence Thomas, but I did eventually learn that I couldn't change someone else's direction and lifestyle--not with lectures, not with money, not with bribes, and certainly not with my politics. It was a valuable lesson, one I've never forgotten. You can stay there on the fringes of the left wing if you want, but not me.

Who helped in the emergency

Columbus got hit hard by the hurricane winds of Ike. We are still watching the clean up, although the power has been restored. Here's the note I've sent Panera's attached to their survey of customer service (www.panerasurvey.com).

I just wanted to let you know what an outstanding job the 2 Paneras I visit did during the recent electric outage (Hurricane Ike) here in Columbus, OH. I go to both the one on Bethel and the one on Tremont Rd in UA.

Just this morning I heard another customer complimenting the manager(?) at Tremont on the outstanding service they provided to the community last week when that neighborhood was without power about 6 days. The lines went out to the parking lot, but the Panera's staff were helpful, patient and friendly with a clientele that was really frazzled.

Just thought you'd like to know what great people you have working there. Give them all a bonus, because they really went above and beyond what is usually asked of a restaurant!

Objects of Wonder

Tonight we're going to the members preview of the "Objects of Wonder" show at the Columbus Museum of Art. These are the treasures found among the libraries and collections of Ohio State University, from the scientific to the artistic, pigeons to paintings, and cartoons to costumes. Should be fun. I had planned to attend a special program on this at UAPL last week, but the power outage cancelled all the programs.

Update: This is an amazing show--don't miss it. We plan to go back again because you can't possibly see it all in one trip. If you have any connection with Ohio State--student, alumnus, employee or tax payer--you just have to see this. And even if you have no connection at all, it's a fabulous art-objects show. I didn't see anything from the Vet college, although they have a wonderful art department and medical artists and photographers on staff. I remember a painting of a horse that is bigger than our condo. But perhaps I just didn't come across it. I did see the eye glass display from the Medical College--it's awesome--eye wear of famous people like Elvis and Sophia and President Ford. Whuddathunkit? The beetles and butterflies, the costumes, displays of wood from Ohio trees that went to Exposition in Chicago in 1893, Alaskan native art from the Byrd collection, John Glenn's gear from space flights, and I had no idea that George Bellows had painted so many presidents. And the rare books--what wonderful bindings. Again--don't miss it.

Your Mind is Blue

Of all the mind types, yours is the most mellow. You tend to be in a meditative state most of the time. You don't try to think away your troubles. Your thoughts are realistic, fresh, and honest. You truly see things as how they are. You tend to spend a lot of time thinking about your friends, your surroundings, and your life.

What Color Is Your Mind?

Seen at Antigonos' Annals