Cliff notes version of Inconvenient truth

Amy sent me to this parody, but I sort of liked this one. The eye liner graph did it, I think. And the astute analysis.

If I get a connection, I'll blog. If not, well, you know the routine. I'll have to hang out at a library or coffee shop and write very brief posts. Northern Ohio has been hit by some big rains in the last few days. I heard a swimmers' warning for Lake Erie on the radio this morning. Apparently some sewer treatment facilities for shoreline cities got overwhelmed.
13 things we did when the budget got tight.
After six carefree years as DINKS (double income no kids), we went to one income in 1994 when my husband decided to go into business for himself. Although we were never profligate spenders and had lived on one income our first 18 years of married life, we had to learn all over to tighten our belts. If you need to go to one income so one parent can stay home with children, most of these tips will work for you too.
1. Put all credit cards except one in the drawer--and it was only for emergencies. Cash only for day to day expenses.
2. Ate out once a month instead of once a week.
3. Stopped going into retail stores or the mall, "just to look."
4. Threw out all retail ads and circulars that came to the house. The word "SALE" actually is a trick word meaning "debt."
5. Bought no new clothes.
6. Reduced our utilities--water, electricity, gas, and phone.
7. As part of the buy-out, we got a rather old company car and used it as our second car for a year so we wouldn‘t have car payments.
8. Borrowed a computer for the business; used a small room in the house for an office. I was "staff" and worked when I got home from my job. He bought no equipment until he made some money--he went to the drug store to copy things, and Kinkos to use the fax. After the first year we bought a copier, fax and our own computer. He decided against learning CAD at his age so that was outsourced.
9. Took a five year buy-out of his stock in his former firm. That provided some income and reduced the taxes.
10. Made no major repairs on the house, or decorating, or new furniture.
11. Maintained my regular contribution to my 403-b at work.
12. Maintained our church tithe, but discontinued all other donations.
13. Gave up his downtown Y membership and joined an aerobics class at our suburban church (which he still does).
After two years, and he had established his practice, it was business as usual.
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Phil Wright who is one of a handful of craftsmen who does this says he's used to doing work on a handshake, and it was just too much red tape. I can see having a contract, especially if you are a county or state agency, but 20 pages?



This isn't everything, but it may take a while to find them all.
Alternative Minimum Tax Creep
The burden of student loans
Buy real food
Cashing in on going green
Charitable gifts Joe Biden
Charity CEOs’ salaries
College costs
Coupons TT
Debt management groups
Depression, Great
Donating to the United Way
Economy sad stories
Entitlement crisis
Ethanol and the energy crisis
Families in economic statistics
Fannie Mae
Fees, taxes and surcharges on utilities
Food stamps--what they will buy
The free breakfast
Gambling--the house always wins
Household income
Income tax preparation
Index of Economic Freedom
Love and Money
Loyalty card rant
The marriage gap and poverty
Material well-being of Americans
Minimum wage smoke screen
Mortgages and discipline
New face of homelessness
Petroleum based products--it's not just gasoline
Poverty in America
Poverty series, yet another one
Poverty, who helps
Retiree organizations
Send Mom on a cruise
Six figure incomes--I feel their pain
Social Security
Student debt
Student loans
Taxes--Obama's Plan to save the economy
Taxes, Do the Rich pay their fair share
Thrifty food plan
Vacation home taxes
Wal-Mart and Ted Kennedy
Wal-Mart’s low prices help the poor
Wealth distribution
What I know about wealth and poverty
Why coupons don’t save you money
Why librarians salaries are low
Women’s wage myths
Worst Economy in 70 years
Young people in debt


2. Why young women smoke--especially when they see the effects on the saggy, crepy, spotted skin and gravely voices of older women who have smoked over half their lives.
3. Why young people (up to 35) are always in such a hurry when they drive--they have a lot more time left on the clock than the rest of us.
4. Why people throw things out of car windows--pop bottles, dirty diapers, cigarettes, fast food containers.
5. Why women think it is so cool, sexy and attractive to swear, cuss and be loud potty mouths in public or on the internet.
6. Why women think moving in with the boyfriend (or moving him in) will be a sound foundation for marriage.
7. Why college students will go into massive debt for social science degrees, but then want CEO and scientist salaries when they look for jobs.
8. Why city zoning boards, urban planners and developers continue to approve neighborhoods with culs-de-sac (French for bottom of the bag) when they just create more traffic problems on the feeder roads.
9. Why rich people continue to build homes on coasts in hurricane paths and on fault lines.
10. Why the customer who calls is always more important than the customer standing there (me) waiting to check-out.
11. Why the relative/friend/employee who is always late thinks we still believe the excuses.
12. Why people adopt infants and/or give birth after years of trying and immediately both parents go back to work and let someone else raise it.
13. Why pet owners refer to themselves as "mommy" and "daddy" when baby-talking to an animal but won't take the "parental" responsibility to train it.
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